According to Obra, a minimum of 100 employees is required to constitute a large group.
Small groups include businesses with two to fifty full-time employees. For major organizations, more than 50 individuals work full-time.
Businesses with less than 200 employees frequently mandate that all parents enroll their kids. Part-time employees are not eligible for group health insurance. Even so, you can be qualified for employee health insurance if your company has less than 7 employees, but the bulk of them are employed part-time.
Small company health insurance is only available to businesses with between one and 50 employees. It qualifies as a small business for the purpose of receiving group health insurance. If you have more than 50 employees, you should apply for huge group insurance.
To learn more about employees
https://brainly.com/question/21847040
#SPJ4
What are reasons why historical rates of return are used to estimate expected returns?
A. There is no theory about the levels of risk we should find in the marketplace
B. There is no theory about the frequency or importance of events affecting corporations
C. Neither expected returns nor risk are directly observable D. All of the above
Option D is correct i.e. All of the above. The reasons why historical rates of return are used to estimate expected returns are because -
A. There is no theory about the levels of risk we should find in the marketplace
B. There is no theory about the frequency or importance of events affecting corporations
C. Neither expected returns nor risk are directly observable
Historical rates of return are often used to estimate expected returns because they provide valuable information on how an investment has performed in the past. Here are some reasons why historical rates of return are used to estimate expected returns:
Historical data can provide insights: Historical rates of return can provide valuable insights into how an investment has performed in different market conditions. By looking at historical data, investors can get a sense of the volatility and risk associated with a particular investment.No crystal ball: There is no way to accurately predict future market conditions, so historical data provide the best available information to make an informed decision.Long-term trends: Over the long term, historical data can reveal long-term trends and patterns that can inform an investor's expectations for future returns.Investment strategy: Historical rates of return can inform an investor's investment strategy by helping them understand which investments have performed well historically and which have not.The basis for comparison: Historical data provides a basis for comparison when evaluating the performance of different investments. By comparing historical rates of return, investors can make informed decisions about which investments are most likely to meet their investment goals.Know more about rates of return - https://brainly.com/question/17164328
#SPJ4
What does a mission statement expressed and a vision statement express?
A mission statement expresses the fundamental purpose of a company or organization. It outlines the organization's reason for existence, its values, and the primary objectives it seeks to achieve.
A mission statement typically includes information about the company's products or services, its target customers, and its overall philosophy. The statement is intended to guide the decision-making process within the organization and communicate its purpose to external stakeholders, such as customers, investors, and employees.
A vision statement expresses the desired future state of an organization. It outlines the long-term goals and aspirations of the organization and communicates its vision for the future. A vision statement typically includes information about the organization's future goals, growth loan aspirations, and the impact it hopes to have on the world. The statement is intended to inspire and motivate employees and stakeholders and provide direction for future strategic decisions.
learn more about loan here
brainly.com/question/30015539
#SPJ4
Your greatest tool to building wealth is _____________.A. Your incomeB. Charging high fees for loans and targeting desperate peopleC. You can lose the loan collateral if you fail to make the paymentD. Through interest charges, late fees payments, cash advance fees, merchant fees
Your greatest tool to building wealth is through interest charges, late fees payments, cash advance fees, merchant fees.
What is wealth?
Wealth is the profusion of priceless material or financial belongings that can be transformed into a form usable for transactions. This encompasses the fundamental significance of the old English term weal, which derives from an Indo-European word stem. Although the modern notion of wealth is important in all branches of economics, it is especially important for growth and development economics. However, the definition of wealth depends on the situation. A person who has a sizable financial worth is referred to as wealthy. The present value of one's assets minus their liabilities is their net worth.
Know more about financial worth - brainly.com/question/13213982
#SPJ1
What are the two biggest inhibiting factors of students building networks effectively?
A)lack of good role models and arrogance
B)lack of access to mentors and lack of experience
C)poor impression management and lack of confidence
D)limited knowledge and an inability to articulate
B) lack of access to mentors and lack of experience. The two main barriers to students successfully forming networks are a lack of mentorship opportunities and a lack of experience.
Poor communication, lack of commitment, personality differences, overt (or covert) competitiveness, conflicts of interest, and a lack of mentor experience are characteristics of pedagogical partnerships. hinders faculty members from obtaining therapy that is helpful. Thus, "B" is the right choice. B) a lack of mentorship opportunities and inexperience. A person who is enrolled in a school or other educational institution is called a student. Pupils at primary or elementary schools are referred to as "students" in the United Kingdom and the majority of commonwealth nations. students: an individual enrolled in college or a university.
learn more about students here:
https://brainly.com/question/19338931
#SPJ4
An investment that earns a rate of return r doubles in value in t years, where t = In2/In(1+2) and r is expressed as a decimal. What rates of return will double the value of an investment in less than 10 years?
Any rate of return higher than 7.18% will double the value of an investment in less than 10 years, while any rate lower than 7.18% will take longer than 10 years to double the value of an investment.
The formula given provides the time it takes for an investment to double in value based on the rate of return. The expression for t can be simplified to t = log(2) / log(1 + r), where the log is the natural logarithm. To find the rates of return that will double the value of an investment in less than 10 years, we can plug in t = 10 and solve for r:
t = log(2) / log(1 + r)
10 = log(2) / log(1 + r)
log(1 + r) = log(2) / 10
1 + r = [tex]e^{\frac{log(2)}{10} }[/tex]
r = [tex]e^{\frac{log(2)}{10} }[/tex] - 1
Using a calculator, we find that r ≈ 0.0718 or 7.18% will double the value of an investment in less than 10 years.
To learn more about investment
https://brainly.com/question/15353704
#SPJ4
what is it called when the government uses some tool other than money to allocate goods?
Non-monetary allocation of goods is a way of allocating goods in which the government uses something other than money to do so. This can include rationing, where the government limits the amount of goods that each individual can buy, or a lottery system, where individuals are randomly assigned a certain amount of goods.
Non-monetary allocation of goods may also involve the government moving to a point system where individuals are allocated a certain number of points based on their level of need and can then use those points to purchase goods or services offered by the government. This way of allocating goods can be used to ensure that the most vulnerable members of society have access to the goods and services they need, and it can also be used to promote certain values in society, such as conservation.
To know more about non monetary click here
https://brainly.com/question/30260479
#SPJ4
What factors decrease the risk of creating a new venture?
A. Economy is strong.
B. Job market is weak.
C. Education is strong.
D. Trends are strong.
Economy is strong factors decrease the risk of creating a new venture. The results of this pilot study show that the decision-making process for starting a new business is significantly influenced by variables like technological advancement, market opportunity, competition, customer demand, and current market conditions. The answer is OPTION A
Numerous risks, including bankruptcy, financial risk, competitive risk, environmental risk, reputational risk, and political and economic risk, are faced by entrepreneurs. Entrepreneurs must make wise financial plans and demonstrate to venture that they are thinking about risks by developing a practical business plan. The economy encompasses all activities carried out in a nation that are related to the production, use, and distribution of goods and services. The answer is OPTION A
To learn more about venture, click here.
https://brainly.com/question/30454633
#SPJ4
what is an issue with using gni estimates? multiple choice question. in order to compare gni estimates, they must be converted to a common currency. gni estimates include unrecorded transactions which skews the figures. it assumes the relative values of each nation's currency is the same. gni estimates do not account for income generated abroad.
The appropriate response, based on the provided remark, is option C: The respective values of each country's currencies are "assumed to be the same" in GNI figures.
Why is GNI significant? What does it mean?Gross National Income (GNI) is the sum of all the money that a country's citizens and companies have made. It is employed to gauge and chart a country's prosperity over time. The sum of the country's total gross domestic product (GDP) and its foreign-source revenue is the figure.
What can you infer about a nation from its GNI?A country's revenue is measured by its gross national income (GNI). It contains all of the income generated by businesses, citizens, and international sources. All employee pay plus financial gains are considered to be income.
To know more about GNI visit:
https://brainly.com/question/29646288
#SPJ1
Public goods should be produced up to the point at which the marginal cost of production equals:
a. the maximum price any individual is willing to pay for that unit.
b. zero, which is the marginal cost of allowing another individual to consume the good.
c. the highest marginal benefit from any individual consumer of the good.
d. the sum of the individual marginal benefits from all consumers of that unit.
Public goods are those goods that are non-excludable and non-rivalrous in consumption, meaning that they are available to all individuals and one individual's consumption of the good does not reduce the availability of the good for others. Here option C is the correct answer.
Because of the unique characteristics of public goods, their production and consumption are not guided by the same principles as private goods.
In the case of public goods, the optimal level of production occurs where the marginal cost (MC) of producing an additional unit of the good is equal to the marginal benefit (MB) received by society from consuming that unit. In other words, the socially efficient level of production occurs where MC=MB.
Among the options provided, option (b) is incorrect because it does not consider the marginal benefit of the public good. Option (a) is incorrect because it assumes that the price of the good is based on an individual's willingness to pay, which is not relevant for public goods. Option (d) is also incorrect because it assumes that the marginal benefits of individual consumers can be added up to determine the social benefit, which is not true for public goods.
To learn more about public goods
https://brainly.com/question/30138129
#SPJ4
When a firm makes use of the SWOT analysis, one of its objectives is to:
Select one:
a. identify the best employees to fill each position within the organization.
b. set specific short-term performance standards for each department.
c. evaluate the desirability of issuing stocks or bonds in the current financial climate.
d. identify the things it does well as an organization and the things it needs to improve.
When a firm makes use of the SWOT analysis, one of its objectives will be: identify the things it does well as an organization and the things it needs to be improve. Option D is correct.
The SWOT analysis is a strategic planning tool that helps organizations to identify their internal strengths and weaknesses, as well as external opportunities and threats. By analyzing these four factors, organizations can gain a better understanding of their current position and develop strategies to improve their performance, overcome challenges, and achieve their goals.
The SWOT analysis is often used to inform decision-making, develop action plans, and allocate resources in a way that maximizes an organization's strengths and minimizes its weaknesses.
To know more about SWOT analysis here
https://brainly.com/question/29766396
#SPJ4
what is the effect of the market value adjustment in a market value adjustment annuity
The Market Value Adjustment has a similar effect on bond values as interest rates do. As fresh money interest rates for your annuity product rise, the surrender value of your annuity typically declines, resulting in a negative adjustment to your surrender value.
A contractual requirement related to fixed deferred annuities is a market value adjustment. An annuity can be set up in a number of different ways, but at its core, it involves paying a premium up front in exchange for a guaranteed income stream that will start at a future date and continue for a predetermined amount of time.The accumulation period is the time frame between purchasing an annuity and the start of its revenue stream length of time.
Learn more about Market Value here:
https://brainly.com/question/15148120
#SPJ4
Neoclassical economists have a tendency to put more emphasis on long-term growth than on fighting recession. Why is this the case? A. Wage stickiness and price are reasonable in the short run. B. Government focuses more on cyclical unemployment and recessions. C The rate of inflation is determined by the upward trend of potential GDP. D. Because over the long run, recessions end.
Neoclassical economists have a tendency to put more emphasis on long-term growth than on fighting recession because Because over the long run, recessions end i.e. Option D
Neoclassical economists tend to emphasize long-term growth over fighting a recession because they believe that in the long run, the economy will naturally return to its long-term growth trend, even after a recession. According to neoclassical theory, the economy is self-correcting, and market forces will ultimately drive the economy back to its long-term equilibrium. This means that, over time, the economy will naturally recover from a recession, without the need for government intervention.
Neoclassical economists also believe that government intervention, such as fiscal or monetary policy, can have unintended consequences and may actually harm the economy in the long run. For example, they argue that expansionary monetary policy can lead to inflation, which can ultimately be harmful to the economy.
Know more about Neoclassical economists - https://brainly.com/question/28113731
#SPJ4
What's the meaning of Real Risk Free rate ?
The real risk-free rate is the theoretical interest rate that would exist in a perfect world without inflation and without any risk of default.
The Real Risk-Free Rate is calculated by adjusting the nominal risk-free rate for inflation.
The inflation rate is subtracted from the nominal risk-free rate to arrive at the real risk-free rate .
For example, if the nominal risk-free rate is 4% and the inflation rate is 2%, the real risk-free rate = (4% - 2%) = 2% .
The real risk-free rate is an important concept in finance and economics because it is used to calculate the required rate of return for different investments, taking into account their level of risk.
Learn more about Real Risk-Free Rate here
https://brainly.com/question/14642151
#SPJ4
what are the two main goals in microeconomics? (see lecture 1.)
The two primary objectives in the study of microeconomics are efficiency and equity. Both these objectives directly affect the theory.
Efficiency is the process of making the most of limited resources to produce as many goods and services as possible. To optimise society's general well-being, efficiency entails generating as much as feasible with the limited resources at hand. Contrarily, equity refers to justice or fairness in the allocation of resources and products among people. It is concerned with how the costs and rewards of economic activity are allocated among various societal groups.
Because it guarantees that the rewards of economic activity are distributed fairly and that everyone has access to the needs of life, equity is a crucial goal. Efficiency and equity can be difficult to achieve, and trade-offs between these objectives are frequently necessary. For example, by providing incentives against employment and investment, equity-promoting policies like income redistribution plans may lower efficiency.
Read more about microeconomics on:
https://brainly.com/question/14561648
#SPJ4
during a time of declining prices, which inventory cost flow method will result in the highest ending inventory?multiple choiceweighted-averagefifolifoeither weighted-average or fifo
The mechanism of inventory cost flow will cause LIFO to have the largest ending inventory.
What is inventory?The items and materials a company keeps on hand with the intention of reselling, producing, or using them are referred to as inventory or stock. Specifying the size, shape, and location of stocked commodities is the main focus of inventory management. Inventory is the term used to describe all the products, materials, goods, and merchandise that a company has on hand and plans to sell to customers for a profit. The only item that will be regarded as inventory is the newspaper if the vendor delivers newspapers to customers using a vehicle. The four most common forms of inventory are raw materials and components, work in progress, finished goods, and maintenance, repair, and operational supplies, however there are many more.Therefore,
When prices are falling, LIFO will produce the largest ending inventory and the lowest cost of items sold (based on most recent purchases) (earliest purchases).
To learn more about inventory, refer to:
https://brainly.com/question/24868116
#SPJ1
You pay $0.25 per name for list a and get a click rate of 5%. you pay $0.35 per name for list b and get a click rate of 10%. which list has the lower cost-per-click?
list B Explained step-by-step Lists A and B should be used since there have been two clicks.
List A pays 0.25 dollars and has a click rate of 5%.
Thus, a click rate of 1% costs $ 0.25/5, or $ 0.05.
List B is similar.
10% payment completed = $0.35 for a click.
Hence, the cost of one click is equal to 0.35/10, or 0.035.
We are able to compare both rates now that they have been transformed to rates per unit click.
List A is equal to 0.05, and List B is equal to 0.035.
List A unit click rate exceeds that of list B
List B therefore has a lower cost per click.
The government of Ontario is reportedly going to lower the minimum price of beer by the beginning of September 2018.
Learn more about Lists here:
https://brainly.com/question/27279933
#SPJ4
when a $1 loss of money pains an individual 2.25 times more than a $1 gain in money, we refer to this as
We link to this as want being more than noted logical conduct when a person is 2.25 times more upset by losing $1 of money than by winning $1. loss aversion at equilibrium price and quantity (A)
What exactly is price equilibrium?Unless certain aspects of supply or demand alter, prices have a tendency to revert back to this equilibrium. When either supply or demand shifts or moves, or when both do so, the equilibrium price changes.
How come equilibrium is its name?The Latin word libra, which means "weight" or "balance," is the source of the word equilibrium. As a constellation, astrological sign, and zodiac symbol, Libra is sometimes shown as a set or balance scales, frequently held by the veiled goddess of justice, it stands for fairness, equality, & justice.
To know more about equilibrium price visit:
https://brainly.com/question/28527601
#SPJ1
What is just in time JIT inventory?
Accumulated depreciation is a running total of depreciation expense reported on the balance sheet. True or False?
True. Accumulated depreciation is a contra-asset account that represents the total amount of depreciation that has been charged to a fixed asset over its useful life.
It is reported on the balance sheet as a deduction from the related asset, which gives the net book value or carrying amount of the asset.
Depreciation is the process of allocating the cost of a fixed asset over its useful life. Each year, a portion of the asset's cost is expensed as depreciation, and the total amount of depreciation that has been recorded to date is added to the accumulated depreciation account. This running total reflects the total amount of depreciation expense that has been recognized since the asset was acquired.
Accumulated depreciation is important because it helps to determine the book value of the asset. The book value of an asset is the difference between its cost and its accumulated depreciation, and represents the amount of value that the asset still retains. It is used to determine the amount of gain or loss that will be realized when the asset is sold or disposed of.
In summary, accumulated depreciation is a running total of depreciation expense reported on the balance sheet, and is an important component of the overall accounting for fixed assets.
For more such questions on depreciation
https://brainly.com/question/739052
#SPJ4
how to fix "transaction declined based on your payment settings for the profile"?
If you have received the message "transaction declined based on your payment settings for the profile," it means that there is an issue with your payment settings that is preventing your transaction from being processed.
To fix this issue, you can follow these steps:
Check your payment method: Make sure that the payment method you are using, such as your credit or debit card, is still valid and has sufficient funds.
Update your payment settings: If your payment method is valid, try updating your payment settings. You can do this by going to your account settings and selecting the option to update your payment information.
Contact customer support: If you are still having issues, contact customer support for the platform you are using to make the transaction. They may be able to provide further guidance or assist you in resolving the issue.
To learn more about transactions
https://brainly.com/question/24730931
#SPJ4
The dollar value of an investment at some future point in time is also known as ___.A. Future ValueB. Present ValueC. InflationD. Reinvesting and compound interest
The Correct Answer is A. Future Value.
A current asset's future value (FV) is its value in a later period, based on an anticipated rate of growth.
What is reinvesting, and how does it impact investment returns?Reinvesting refers to the practice of taking investment earnings and using them to purchase additional shares or units of investment. Instead of withdrawing these earnings, they are reinvested back into the original investment, effectively increasing the size of the investment. Reinvesting can have a significant impact on investment returns over time, as it allows investors to take advantage of the power of compounding. Compounding is the process by which investment earnings are reinvested and then generate additional earnings, which are in turn reinvested, creating a snowball effect that can result in significant growth over time. Reinvesting can also help to smooth out investment returns by reducing the impact of market volatility over time.
To know more about investment earnings visit:
brainly.com/question/28416628
#SPJ1
Write imaginary stock/investment scenarios
any answered would help, thank you
As Abigail wishes to invest in the stock of a technology company and at same time has decided to reduce her risk by only investing in a company that pays a dividend with a yield over 1%, i will recommend to her, buying of Apple Inc stock.
What is a Stock?In finance, stock refers to shares by which ownership of a corporation or company is divided. A single share of the stock means fractional ownership of the corporation in proportion to the total number of shares
Apple Stock name: Apple Inc.
Ticker symbol: AAPL
Current share price: $153.71
How many whole share can she buy with $5,000?(Number of shares) = (Amount to invest - Commission) / (Share price per share) = ($5,000 - $10) / $153.71 = $32.4637304 = $32.46.
What is the dividend yield?(Dividend yield) = (Annual dividend per share) / (Share price per share) * 100% = ($0.23 / $153.71) * 100% = 0.00149632425 = 0.15%
Read more about Stock
brainly.com/question/25818989
#SPJ1
the maturity date is the date on which the corporation is to repay the money borrowed from bondholders. (T/F)
It is true that maturity date is the date on which the corporation or issuer of a bond is obligated to repay the principal amount borrowed from bondholders.
A bond is a type of fixed-income security that represents a loan made by an investor to a borrower, typically a corporation or government entity. When an investor purchases a bond, they are essentially lending money to the issuer for a specified period of time, during which the issuer agrees to pay periodic interest payments to the bondholder and return the principal amount at maturity.
A maturity date marks the end of the bond's term or duration, at which point the issuer must make the final payment to the bondholders.
Learn more about bond here:
https://brainly.com/question/32567805
#SPJ12
Sales promotions include all of the following except:a. point-of-purchase displays b. coupons c. free samples d. online ads
The right answer is d). Online advertisements are not sales promotions.
Online ads are a type of advertising that uses the internet to send marketing and promotional messages to consumers. Online advertisements may be intended to boost sales, but they are rarely seen as standalone sales promotions.
What led to the widespread use of sales promotions?Sales promotions have become cluttered as a result of their extensive use.
When a consumer receives a large number of promotional messages or materials each day, it is referred to as sales promotion clutter. When there are too many marketing messages, it is challenging for a company to stand out from the crowd. Today, hundreds of promotional messages are broadcast on TVs, radios, newspapers, and billboards. To stand out from the competition in the market, the company needs to be innovative.
In the market, sales promotions are still necessary. Businesses must come up with inventive and successful ways to draw in customers when promoting sales. For instance, businesses produce hilarious commercial videos and post them on social media platforms. Businesses can use the senses of sound, sight, touch, and smell to attract customers in strategic locations like shopping malls, retail spaces, or traffic jams.
To know more about sales promotion visit:
brainly.com/question/13975307
#SPJ1
in which of the following circumstances is a registered public accounting firm's independence impaired with respect to an issuer? a the firm is a member of a trade association that is an audit client. b the firm's affiliate provides tax advisory services to a member of the board of directors of the issuer. c the firm recommends a human resources software system to the issuer and receives a commission from the software vendor. d the firm advises the issuer on the tax consequences of alternative ways of structuring a transaction after receiving approval of the audit committee.
Independent judgement is threatened by received power and self-review if the member assumes management responsibilities for a continuing function, process, or activity.
A firm is it a company?A firm is a type of commercial entity that aims to turn a profit by selling products and services. The words "firm" and "business" are interchangeable. Businesses can be organised in a variety of ways, such as sole proprietorships or corporations.
What makes anything a firm?It is said to have derived from German Firma signifying 'a corporation, trademark of a company,' which comes from the Italian term Firma, meaning 'mark' and Firmare 'one sign'. Firmare, which originally meant "to make firm, affirm," also came to signify "confirm (by signature)" in late Latin.
To know more about firm's visit:
https://brainly.com/question/29840644
SPJ1
The importance of the pro forma income statement is to provide a projection of how much ______ is anticipated over the ensuing time period.
The importance of the pro forma income statement is to provide a projection of how much profit is anticipated over the ensuing time period.
A pro forma income statement is an adjusted income statement when certain assumptions, such as one-off items, restructuring charges, are excluded, or when a loss-making company is established. means how
A business plan's pro forma income statement is a statement made by an entity to make projections of future expected revenues and expenses, subject to certain assumptions such as: Level of competition in the market, market size, growth rate, etc.
It can be made before the transaction to predict the future situation of the company. For example, if a company is planning to acquire another company, a pro forma income statement format can be created to estimate the financial impact of the acquisition.
To learn more about pro forma income statement, here:
https://brainly.com/question/30503111
#SPJ4
A party who has conferred a benefit on someone else unnecessarily can invoke the principle of quasi contract to recover the cost.
A party who has conferred a benefit on someone else unnecessarily can invoke the principle of quasi contract to recover the cost. It is true.
The principle of quasi contract, also known as unjust enrichment, allows a party to recover the cost of a benefit conferred on someone else even in the absence of a contract or agreement.
However, it is important to note that for the principle of quasi contract to apply, the benefit must have been conferred on the other party under circumstances where it would be unjust for them to retain the benefit without paying for it. This means that the benefit must have been conferred mistakenly, or under some other circumstance where it would be unfair for the other party to keep it without paying for it.
Therefore, if a party confers a benefit on someone else unnecessarily but does so with the intention of doing so, it would not be possible to invoke the principle of quasi contract to recover the cost of that benefit. Additionally, if the other party was aware that the benefit was bulk flow unnecessary and had not requested it, it may also be difficult to argue that the principle of quasi contract applies.
Ultimately, whether the principle of quasi contract applies in a given situation will depend on the specific circumstances of the case, and it is important to seek legal advice if you are considering invoking this principle.
Learn more about bulk flow here:
brainly.com/question/10597450
#SPJ4
The complete question is
A party who has conferred a benefit on someone else unnecessarily can invoke the principle of quasi contract to recover the cost. True or false
All of the following are primary needs that apps meet except:A. the need to socialize.B. the need to discover.C. the need to share.D. the need to find "me time."E. the need to shop.
All of the following are primary needs that apps meet except the need to share. Thus the correct option is C.
What is Application?An application is referred to as a technology-enabled tool that helps in making teh life of people easier. In the given case, it is assumed that the technology is related to communication and social Media.
Social media enables one to socialize by connecting with new pople as well as helping an individual discover new things, shop online as well as finding personalized time for individuals, and expressing their thoughts.
Therefore, option C is appropriate.
Learn more about Application, here:
https://brainly.com/question/28650148
#SPJ1
What is the difference between margin account vs cash account?
The difference between margin account vs cash account is of Trading Capabilities, Risk and Requirements.
Here are the main differences between the two:
Trading Capabilities:
Cash accounts, In a cash account, you can only trade with the money you have deposited into the account. You cannot borrow funds from the broker to make trades.
Margin accounts, In a margin account, you can borrow money from your broker to purchase securities. This means you can buy more shares than you would be able to with just the cash in your account.
Risk:
Cash accounts, Trading in a cash account is considered less risky because you can only use the funds you have deposited. You cannot lose more money than you have in the account.
Margin accounts, Trading in a margin account can be riskier because you can borrow money from the broker. This means that losses can exceed the amount of cash in your account, and you can end up owing your broker money if your trades go against you.
Requirements:
Cash accounts, To open a cash account, you only need to deposit the minimum amount required by the broker.
Margin accounts, To open a margin account, you need to meet the broker's minimum requirements, which typically include a certain amount of cash and securities in your account, and you must also agree to the terms and conditions of the margin account.
In summary, the key difference between a margin account and a cash account is the ability to borrow funds from the broker to make trades. Margin accounts allow you to take on more risk and potentially make larger gains, but they also come with the risk of losing more money than you have in the account. Cash accounts are considered less risky, but you have limited trading capabilities since you can only use the cash you have deposited in the account.
To learn more about account here:
https://brainly.com/question/28517676
#SPJ4
if the government technically borrows money, which curve will this increase in spending shift, and in which direction?
If the government technically borrows money, The IS curve will this increase in spending shift, and in a rightward direction.
What is IS Curve?The IS curve or investment/saving curve displays production levels and bank rate variations where projected expenditure equals income. The type of saving and investing functions will determine how deeply it slopes.
The investment/saving curve swings to the right when the government spends more, which raises the interest rate and causes a decline in private investment affecting the consumption and economy of the country.
Learn more about IS curve, here:
https://brainly.com/question/30695396
#SPJ1