Whenever there is an increase in demand, but the supply remains the same, unchanged, the demand curve tends to divert towards the right. Thus the correct option is 'c'.
With the increasing demand, there comes a situation of rise in demand with the price at equilibrium. Thus to manage such situations prices tend to go upward leading to a higher equilibrium price and quantity. Due to the increasing demand, we may see a rise in market competition as well. To survive this market price also end up increasing. Thus with an increase in demand and supply remaining constant, there will be a rightward movement along the demand curve and the equilibrium price will rise.
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A policy will pay the death benefit if the insured dies during the 20-year premium-paying period, and nothing if death occurs after the 20-year period. What type of policy is this?
A. Level term
B. Term to specified age
C. Ordinary life policy
D. Limited pay whole life
Option a: Level term. A death benefit is paid to the beneficiary of a life insurance policy, annuity, or annuity when the insured or annuitant dies.
For life insurance contracts, the death benefit is not subject to income tax and the designated beneficiary usually receives the death benefit as a lump sum.
The policyholder can decide how the life insurance company will pay the death benefit. For example, the policyholder may specify that the beneficiary will receive half immediately upon death and the remainder six months after the date of death.
Also, some insurance companies offer their beneficiaries another payment option instead of a lump sum payment. For example, some beneficiaries use the proceeds of their death benefit to open a ineligible retirement account or choose to pay the benefit in installments.
Death benefits from retirement accounts are treated differently than life insurance and may be taxable.
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Mystery guests are sometimes hired to determine how well companies are performing customer service. True or false?
True. Mystery guests are sometimes hired to determine how well companies are performing customer service is true.
Customer service is the support and advice that a company provides to people who purchase/use its products and services. Different industries require different levels of customer service, but ultimately, the idea of well-delivered service is to increase revenue.
It depends on the employee. Customer service is often practiced in ways that reflect a company's strategy and values. Good customer service is usually measured by customer loyalty.
Customer service is part of a company's intangible assets for some companies and can differentiate them from others within their industry. A great customer service experience can change a customer's entire perception of your company.
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What is one of the six key areas a social audit focuses on?
Viral marketing
Social entrepreneurship
Employee morale
Profitability
A social audit is a process of evaluating and measuring an organization's social and ethical performance. Here option C is the correct answer.
It involves assessing the impact of an organization's activities on various stakeholders, including employees, customers, the environment, and society as a whole. One of the six key areas a social audit focuses on is employee morale.
Employee morale is an essential aspect of organizational performance, as it directly impacts productivity, job satisfaction, and overall organizational culture. A social audit evaluates the organization's policies and practices related to employee well-being, such as compensation, benefits, training and development, and work-life balance.
The audit also assesses the organization's communication channels with employees and how well the management listens to employee feedback and concerns. By measuring and analyzing employee morale, an organization can identify areas for improvement and develop strategies to enhance employee satisfaction and engagement, leading to better overall organizational performance.
Complete question:
What is one of the six key areas a social audit focuses on?
A - Viral marketing
B - Social entrepreneurship
C - Employee morale
D - Profitability
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the discount rate is higher for safe investments than for risky ones. True/False?
The given statement, "The discount rate is higher for safe investments than for risky ones," is false because the higher the risk, higher is the discount rate on the investment.
Investment is defined as the process of acquiring an asset or any good with the intention of generating income or high profits from it. The money generated from an investment is called return. A risky investment has 50-50 chances of loss and benefit.
Discount rate is the rate on interest upon any good or asset which is applied to the future cash flows of an investment to calculate its present value. The discount rate lowers the net price than the original value.
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which three are approaches to setting an advertising schedule? a. flexible, seasonal, and continuous. b. sweeping, bursting, and pulsing. c. flighting, pulse, and continuous. d. continuous, seasonal, and sweeping. e. incessant, intermittent, and infrequently.
Option C is correct. The three approaches to setting an advertising schedule are Flighting, Pulse, and Continuous.
The three types of advertising schedules are as follows -
Flighting advertising involves intermittent bursts of advertising, followed by periods of no advertising at all. This approach is often used for products or services that have seasonal demand or when budgets are limited.Pulse advertising is a hybrid of flighting and continuous advertising. It involves a burst of advertising during a specific period, followed by a period of reduced advertising, then another burst of advertising, and so on. This approach is often used for products or services that have both seasonal and ongoing demand.Continuous advertising involves advertising all year round, with no breaks. This approach is often used for products or services that have steady demand and require constant marketing efforts.Know more about advertising schedules - https://brainly.com/question/29631715
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What is "the interactions among government, business, and consumers determine the environment in which personal financial plans must be made."
Income needs and risk tolerance are influenced by family structure and health. Income and the acquisition of wealth or assets are impacted by career choice. A financial plan protects you from unexpected events in life.
It contains information about your earnings, savings, investments, outlays, debt, and insurance. It supports your ability to pay down debt, save for a down payment, an emergency assets, and retirement. A financial plan provides a detailed picture of your current financial situation, your financial objectives, and any plans you have made to reach those objectives. Details about your case should be included in good financial planning.
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in the united states, data about all economic activity are categorized into a hierarchical set of six-digit naics codes. what does naics stand for?
In the US, information on every economic activity is arranged into a hierarchy of six-digit naics codes. The "North American Industrial Classification System" is what the NAICS acronym stands for.
Explain about the features of the NAICS?For the purpose of gathering, evaluating, and distributing statistical data pertaining to the American corporate economy, Federal statistics agencies classify commercial establishments according to the North American Industrial Classification System (NAICS).
It was created to enable close business statistics comparisons between the 3 North American nations. NAICS is built on a production-oriented idea, which means that it divides businesses into industries based on how similarly they create goods or provide services.In the US, information on every economic activity is arranged into a hierarchy of six-digit NAICS codes.
Thus, the "North American Industrial Classification System" is what the NAICS acronym stands for.
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_______ refers to a company's ability to generate an adequate return on invested capital
a. efficiency
b. profitability
c. liquidity
d. solvency
Option b. Profitability refers to a company's ability to generate an adequate return on invested capital
Investment is a crucial aspect of any business venture, and companies need to ensure that their investments generate adequate returns. One way to measure this is through profitability, which refers to a company's ability to generate profits or earnings relative to its investment.
Profitability can be expressed in various ways, such as net income or earnings per share. However, one of the most commonly used metrics is return on investment (ROI). ROI measures the amount of return generated by an investment relative to its cost. It is calculated by dividing the net profit (or earnings) by the initial investment and multiplying by 100 to express it as a percentage.
A higher ROI indicates better profitability and a higher return on investment.
In summary, profitability is crucial for a company's success as it ensures that its investments generate adequate returns. ROI is an essential metric to measure profitability and indicates the amount of return generated relative to the initial investment.
Therefore, option (b) is the correct one.
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when managers are trying to create value for shareholders, their primary focus should be on earnings of accounting reports rather than cash flow.
Shareholder value refers to the benefits provided to a company's equity owners as a result of management's capacity to boost sales, profitability, and free cash flow, which results in a rise in dividends and capital gains for the shareholders.
The ability of a company's board of directors and senior management to make strategic decisions, such as the capacity to make sensible investments and produce a healthy return on invested capital, is essential to the company's ability to maximize shareholder value. If this value is created, especially over a long period of time, the share price rises and the business can distribute more money in the form of cash dividends to shareholders. Particularly with mergers, shareholder value typically rises significantly.
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what type of financial institution is an insurance company?
Nonbank financial institutions is type of financial institution is an insurance company.
An nonbank financial institution (NBFI) is a financial institution that does not have a full banking license and hence cannot accept public deposits. Nonetheless, NBFIs do facilitate alternative financial services, such as investing (both collective and individual), risk pooling, financial consultation, brokering, money transportation, and check cashing.
NBFIs provide consumer financing (along with licensed banks). Insurance companies, venture capitalists, currency exchanges, some microloan groups, and pawn shops are examples of nonbank financial institutions.
These non-bank financial firms provide services that are not always appropriate for banks, compete with banks, and specialize in specific industries or groups. Hence, the answer is NBFI.
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One focus of strategic trade policy is to help domestic companies gain
a. more competition to lower prices.
b. monopoly status.
c. exclusive intellectual property rights.
d. a first-mover advantage.
e. less competition to raise prices.
The correct answer is d. a first-mover advantage.Strategic trade policy refers to government policies aimed at promoting the development and competitiveness of domestic industries in international markets.
One focus of strategic trade policy is to provide support to domestic companies so that they can gain a first-mover advantage over foreign competitors.A first-mover advantage refers to the benefits that a company can gain by being the first to enter a market or introduce a new product. By gaining a first-mover advantage, a company can establish itself as the dominant player in the market and capture a larger share of the profits.Other possible policy objectives for strategic trade policy could include promoting innovation, improving access to foreign markets, supporting domestic industries in the face of foreign competition, and promoting economic growth and development.
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according to obra, what is the minimum number of employees required to constitute a large group?
According to Obra, a minimum of 100 employees is required to constitute a large group.
Small groups include businesses with two to fifty full-time employees. For major organizations, more than 50 individuals work full-time.
Businesses with less than 200 employees frequently mandate that all parents enroll their kids. Part-time employees are not eligible for group health insurance. Even so, you can be qualified for employee health insurance if your company has less than 7 employees, but the bulk of them are employed part-time.
Small company health insurance is only available to businesses with between one and 50 employees. It qualifies as a small business for the purpose of receiving group health insurance. If you have more than 50 employees, you should apply for huge group insurance.
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during 2024, its first year of operations, pave construction provides services on account of $160,000. by the end of 2024, cash collections on these accounts total $110,000. pave estimates that 25% of the uncollected accounts will be uncollectible. in 2025, the company writes off uncollectible accounts of $10,000.Required: 1. Determine bad debt expense for the year ended December 31, 2024. 2. Determine the financial statement effects of the write-offs in 2025.
We need to take into account the following accounts in order to figure out how the write-offs will affect the financial statements in 2025:
a) Receivables on Account: The amount of write-offs will reduce this account.
b) Provision for Dubious Accounts: The amount of write-offs will reduce this account.
c) The Cost of Bad Debt: The write-offs in 2025 will not affect this account because it was recorded in 2024.
d) Statement of Income: The income statement will show a decrease in net income for 2025 as a result of the write-offs.
As a result, the write-offs had the following effect on the financial statements in 2025:
Receivables on Account: Reduce the $10,000 allowance for questionable accounts: Reduce the Bad Debt Expense by $10,000: Statement of Income: No change: Reduce your net profit by $10,000.
What is Financial Statement?A formal record of a company, individual, or other entity's financial activities and position is referred to as a financial statement. Over a predetermined time frame, it provides data on the entity's financial performance, financial position, and cash flows. Internal and external stakeholders use financial statements to evaluate the entity's financial health and performance. They are typically prepared monthly, quarterly, or annually.
The balance sheet, income statement, and cash flow statement are the three most common types of financial statements. The entity's assets, liabilities, and equity at a specific point in time are displayed on the balance sheet, which also provides information about the entity's financial situation.
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What is the common term for a process of developing a long-term relationship with a supplier based on mutual trust, shared vision, shared information, and shared risks?
A. marrying
B. cohabitating
C. sharing
D. partnering
E. diversifying
The common term for a process of developing a long-term relationship with a supplier based on mutual trust, shared vision, shared information, and shared risks is partnering. Here option D is the correct answer.
Partnering is a collaborative approach that involves close coordination and communication between the supplier and the buyer to achieve common goals. It is a strategic approach to procurement that aims to build strong relationships with suppliers to gain a competitive advantage, reduce costs, and improve performance.
In a partnering relationship, the buyer and the supplier work together to identify areas where they can collaborate, such as product design, quality improvement, and cost reduction. They share information and resources to achieve mutual benefits, such as increased efficiency, reduced waste, and improved quality.
Partnering involves a long-term commitment to a supplier and requires a high level of trust, communication, and cooperation between the parties involved.
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what is the purpose of the accrual basis of accounting?
The purpose of the accrual basis of accounting is to provide a more accurate representation of a company's financial performance by recognizing revenues and expenses when they are earned or incurred.
Under this method, revenues are recorded when they are earned, meaning when goods or services are delivered, rather than when payment is received. Similarly, expenses are recorded when they are incurred, regardless of when they are paid.By using the accrual basis of accounting, companies can better match revenues and expenses to the period in which they were earned or incurred, which provides a more accurate picture of the company's financial health. It also enables companies to track their performance over time and make informed decisions about their future operations, such as investing in new products or services, expanding operations, or reducing costs. the accrual basis of accounting is required by generally accepted accounting principles (GAAP) and is used for financial reporting purposes, including income statements, balance sheets, and cash flow statements. This helps ensure consistency and comparability in financial reporting across different companies and industries.
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A 2-column table with 6 rows titled Your Monthly Net Pay. Column 1 has entries Monthly gross pay, federal withholding, social security, Medicare, state tax, net pay. Column 2 has entries question mark, 238 dollars, 232 dollars and 50 cents, 54 dollars and 38 cents, 236 dollars, question mark.
You have just graduated from college and accepted a position. The salary is $45,000 annually. You have decided to plan your future and see if you can afford a house and a family of three on this salary, or if it is best to wait a couple of years to get more experience and advance in your career. Your first step is to figure out your monthly take-home pay.
Your monthly gross pay is
So, for a salary of $45,000 per year, your monthly gross pay would be $3,750.
To calculate your monthly gross pay, you need to divide your annual salary by 12.This is the amount of money you earn before any taxes or other deductions are taken out.It's important to understand your monthly gross pay as it forms the basis for calculating your net pay, which is the amount of money you take home after taxes and other deductions are taken out. By looking at the table provided, you can see that federal withholding, social security, Medicare, and state tax will all be deducted from your gross pay, which will leave you with your net pay.Knowing your net pay is crucial for budgeting and planning your financial future, especially if you are considering buying a house or starting a family.
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Answer:
$3,750,
Explanation:
edge 2023
What were the first two attempts to centralize US banking, and when were they in operation?
The first and second US banks, respectively (1791–1811) (1816-1832) were the first two attempts to centralize US banking.
What Is a Central Bank?
Every country or region has a central organisation tasked with monitoring its monetary and economic policies and guaranteeing the stability of the financial system. The central bank is the name of this entity. These organisations, in contrast to commercial and investment banks, are not based on the market and are not rivals.
The movement of prices for goods and services, which is known as inflation, is a concern for many central banks. Inflation is kept in line with interest rates by them.
For instance, when inflation rises above its objective, a central bank will raise interest rates to restrict growth. Conversely, when inflation falls below the bank's objective, it reduces interest rates to encourage growth.
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FILL IN THE BLANK. Resources are viewed as a company's core capabilities when they are _____.
A.
common
B.
imitable
C.
intangible
D.
tangible
E.
rare.
Resources are viewed as a company's core capabilities when they are rare, meaning they are not widely available in the industry or among competitors. (option E)
In the context of strategic management, resources are considered the building blocks of a firm's competitive advantage. Rare resources that are difficult to acquire or imitate give a company a sustainable competitive advantage.
Tangible resources such as equipment, facilities, and capital can be important, but intangible resources such as reputation, brand, and organizational culture can be even more critical to a firm's success. Companies must carefully evaluate their resources and capabilities to identify the most valuable and unique ones that can give them an edge over their competitors.
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The U.S. Constitution grants Congress the power over the confirmation of presidential appointments so that Congress _____.
functions as a check and balance against the power of the executive branch of the government
The U.S. Constitution gives Congress broad investigative powers, the only prerogative to confirm or reject numerous Presidential nominations, and the unique authority to create legislation and declare war.
Where in the US Constitution does the Congress's power come from?All legislative authority granted in Article I, Section 1 is given to the United States Congress, which consists of a Senate and a House of Representatives. A representative, bicameral Congress is given full authority over all federal legislative matters under the Constitution.
What does the American separation of powers entail?Overview. The three parts of government—executive, legislative, and judicial—are maintained separate under the constitutional notion of separation of powers.
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what is neo keynesian economics
Neo-Keynesian economics is a modern interpretation of Keynesian economics, which is based on the ideas of British economist John Maynard Keynes.
It emerged in the mid-20th century as a response to some of the criticisms leveled against traditional Keynesian economics.
Like Keynesian economics, neo-Keynesian economics emphasizes the importance of government intervention in the economy to stabilize output and employment. However, neo-Keynesians also recognize the role of market forces in shaping the economy and acknowledge that monetary policy can be an effective tool for managing the economy.
One of the key features of neo-Keynesian economics is the use of a more rigorous microeconomic foundation, which seeks to explain how individual economic agents (such as consumers and firms) make decisions based on their expectations of the future. This allows neo-Keynesians to incorporate the effects of changes in monetary policy and other factors on the behavior of these agents and their decisions.
Another important aspect of neo-Keynesian economics is the focus on sticky prices and wages, which means that changes in aggregate demand do not always result in immediate adjustments in prices and wages. This can lead to short-term fluctuations in output and employment, which can be mitigated by government intervention.
Overall, neo-Keynesian economics represents a refinement and modernization of traditional Keynesian economics, incorporating insights from microeconomics and recognizing the importance of market forces while still advocating for government intervention to stabilize the economy.
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Real GDP per person is $30,000 in Country A, $20,000 in Country B, and $11,000 in Country C. Saving per person is $1,000 in all three countries. Which country will grow the fastest? Why?
The fastest-growing nation is C. A country's or region's real GDP per capita is computed by dividing its GDP at constant prices by its population.
To make it easier to calculate country growth rates and aggregate statistics for different countries, the real GDP figures are measured in constant US dollars.
The real GDP growth rate, also known as the real economic growth rate, calculates the change in gross domestic product from one time period to the next while accounting for inflation or deflation. In other words, it demonstrates changes in the value of all commodities and services produced by an economy—the economic output of a country—while taking price variations into consideration. Unlike the nominal GDP growth rate, the real economic growth rate takes inflation into account when calculating economic growth.
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The entrance by a company into another market or industry for which it has an existing expertise is called _____.
A. benchmarking
B. strategic positioning
C. outsourcing
D. domain selection
E. cooptation
The entrance by a company into another market or industry for which it has existing expertise is called strategic positioning. Here option B is the correct answer.
Strategic positioning is the process of identifying and selecting a market or industry that is complementary to a company's core competencies, capabilities, and resources, with the objective of achieving a sustainable competitive advantage.
It involves a careful analysis of the company's strengths and weaknesses, as well as the opportunities and threats in the external environment, to identify potential growth opportunities. Once a suitable market or industry has been identified, the company must develop a strategy that leverages its existing expertise to enter and compete in the new market.
The success of the strategy depends on the company's ability to transfer its core competencies and capabilities to the new market and adapt to the unique challenges and opportunities presented by the industry.
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Seth feye established reliance financial services on july 1, 20y2. Reliance financial services offers financial planning advice to its clients. The effect of each transaction and the balances after each transaction for july follow:
Advice on financial planning is provided to customers by Reliance Financial Services. The following is a prepared copy of the firm's income statement for the period ending July 31, 2012:
What is an income statement and its types?An income statement is a type of financial statement that shows the revenue and expenditures of a company. Also, it shows a company's profit or loss over a certain time period. With the income statement, balance sheet, and cash flow statement, you may more clearly understand the situation of your company's finances. Revenue, costs, and net income are shown on the income statement.
Reliance financial services
Income statement
For the month ended July 31, 2012
Revenue:
Fees Earned 156600
Total Revenue $156600
Expense
Salaries Expense 60000
Rent Expense 33600
Auto Expense 14400
Supplies Expense 3800
Miscellaneous expense 6900
Total Expense $1,18,700
Net Income $37,900
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The first part of the question is attached below:
1. Prepare an income statement for the month ended July 31, 2012. Refer to the lists of Accounts, Labels and Amount Descriptions for the exact wording of the answer choices for text entries. Be sure to complete the statement heading. If there is a net loss, enter that amount as a negative number using a minus sign. You will not need to enter colons (:) on the income statement.
True or False: According to the revenue realization principle, revenue is recognized at the time that cash is collected from a customer for services to be provided in the future
Answer:
False is the correct answer.
Explanation:
which financial statement is prepared first? A. Income statement B. Bank reconciliation C. General ledger
Option (a) income statement is prepared first when preparing financial statements because it provides important information about a company's profitability.
Financial statements are essential tools that help individuals and businesses assess their financial health. In this context, the financial statement refers to a report that summarizes a company's financial activities over a specified period.
The answer to this question is the income statement. The income statement, also known as the profit and loss statement, is a financial statement that reports a company's revenues and expenses for a specific period.
These statements provide a more comprehensive view of the company's financial situation, including its assets, liabilities, and cash flow.
The bank reconciliation and general ledger are not financial statements but financial documents that help prepare the financial statements. The bank reconciliation is a process that compares the company's bank statement with its own records to ensure that the two match. The general ledger, on the other hand, is a record of all the company's financial transactions that have occurred over time.
Other financial statements, such as the balance sheet and cash flow statement, are then prepared based on the information provided by the income statement.
Therefore, option (a) is correct.
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at the world economic forum in davos, there were discussions regarding the value of the u.s. dollar. what determines the value of the dollar?
The value of the U.S. dollar, like any currency, is determined by the market forces of supply and demand.
What determines the value of the dollar?Like with any other currency, the supply and demand factors in the market influence the value of the US dollar. The amount of one currency that can be exchanged for another is indicated by the dollar's exchange rate to other currencies.
Many variables, such as interest rates, economic growth, and geopolitical stability, influence the demand for the dollar. For instance, when interest rates are greater in the United States than in other nations, investors will need dollars to invest in American assets, which might raise the dollar's value. The demand for dollars may also rise if the U.S. economy is expanding more quickly than other economies because more people will want to invest in American companies.
Another crucial element is the currency supply. The U.S. Federal Reserve can boost the quantity of dollars by increasing money printing or by lowering interest rates, both of which could diminish the dollar's value. In contrast, if the Federal Reserve restricts the availability of dollars by tightening financial conditions or by raising interest rates, the value of the dollar may rise.
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man-made rivers, transportation of goods became faster, prices of goods drop, and cities grew. t/f
True In modern countries, the ability to move people and things over large distances securely and effectively is essential to economic activity. This idea is vividly shown by a quick study at the early United States.
With innovative technical feats and cutting-edge technology throughout the first half of the 19th century, Americans established a strong transportation infrastructure. In the political discourse of the day, these infrastructure investments—often referred to as "internal improvements"—quickly converted the North American continent into a patchwork of overland highways, canals, and railways. A thriving national economy of commercial agriculture and industry was built on the foundation of these improved transportation links. The majority of non-indigenous people in North America lived close to the Atlantic coast during the colonial and revolutionary eras.
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Pure ______ involves a very large number of firms.Multiple choice question.- monopoly- competition- oligopoly
A huge number of businesses are involved in pure competition. Hence (B) is the correct choice.
What is meant by monopoly?Multiple-player board game Economics is a key theme in Monopoly. By using two dice to travel about the game board, players can buy, sell, and develop properties to create homes and hotels.
By charging their rivals rent, gamers attempt to bankrupt them. Another way to win or lose money is through tax squares, Community Chest cards, and Chance cards. Players receive a payment for each "Go" they pass, but they also run the risk of being imprisoned and unable to escape unless they complete one of three conditions.
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the law of demand states that a/an ______________ relationship exists between price and quantity demanded.
The law of demand states that an inverse relationship exists between price and quantity demanded.
In other words, when the price of a good or service increases, the quantity demanded decreases, and vice versa. This law is based on the idea that consumers are rational, and will seek to maximize their satisfaction or utility by purchasing more of a good or service when its price decreases. This law is one of the most fundamental laws of economics and is used to explain how markets work and how prices are determined.
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how to convert 180 euros to dollars?
Assuming an exchange rate of 1 euro to 1.13 US dollars, we can use the following formula to convert 180 euros to dollars:
180 euros x 1.13 US dollars / 1 euro = 203.4 US dollars
To convert 180 euros to dollars, you need to know the current exchange rate between the euro and the US dollar. Exchange rates fluctuate constantly, so it's essential to use the most up-to-date rate for an accurate conversion.
Therefore, if the current exchange rate is 1 euro to 1.13 US dollars, 180 euros are equivalent to approximately 203.4 US dollars.
It's essential to note that exchange rates are subject to fluctuations, and the actual amount may differ depending on the exchange rate at the time of conversion. Additionally, when converting large amounts of currency, it's crucial to consult with a financial professional to ensure that you get the most accurate and favorable exchange rate.
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