As loan analyst for Second Bank, you have been presented the following information.

Pink Co. Blue Co.
Assets
Cash 120,000 320,000
Receivables 220,000 302,000
Inventories 570,000 518,000
Total current assets 910,000 1,140,000
Other assets 500,000 612,000
Total Assets 1,410,000 1,752,000
Liabilities and Stockholder's Equity
Current liabilities 305,000 350,000
Long-term liabilities 400,000 500,000
Capital Stock and Retained Earnings 705,000 902,000
Total liabilities and Stockholder's equity 1,410,000 1,752,000

Annual Sales 930,000 1,500,000
Rate of Gross Profit on sales 30% 40%

Each of these companies has requested a loan of $50,000 for 6 months with no collateral offered. In as much as your bank has reached its quota for loans of this type, only one of these requests is to be granted.

Question:
Which of the two companies, as judged by the information given above, would you recommend as the better risk and why? Assume that the ending account balances are representative of the entire year.

I have the work done...I just need to check my work. I would appreciate any help as soon as possible.

Effects of transactions:

Dr. Pajanustan invested cash and furniture and fixtures to start the consultancy firm.

The firm purchased a computer, office supplies, accounting software, and equipment, incurring both cash payments and credit.

The firm provided tax services and seminars, earning cash.

The firm paid for staff salaries, rent, utilities, and personal withdrawals by the owner.

The firm made payments on credit purchases and received payments from clients on credit.

The firm incurred expenses for supplies and returned defective furniture.

Copy clear format:

The transaction details are provided in a clear and organized manner.

T-Account:

T-accounts are a visual representation of individual account balances, showing debit and credit entries.

For example, the account for Cash would have debit entries for payments made and credit entries for cash received, resulting in a final cash balance.

Similarly, accounts for accounts payable, accounts receivable, and owner's equity would reflect the changes in their balances due to the transactions.

Journal Entries:

Journal entries are the recording of the transactions in a company's books of accounts, typically in a general journal.

Each transaction would be recorded as a debit to one account and a credit to one or more accounts, depending on the nature of the transaction.

Posting to the Ledger:

Posting to the ledger is the process of transferring the journal entries to the individual accounts in the ledger.

The ledger is where all the account balances are recorded and updated.

The ledger account would be updated with the debit and credit entries from the journal entry, resulting in an updated account balance.

Trial Balance:

A trial balance is a listing of all the accounts and their balances, used to ensure that the total debits equal the total credits.

A trial balance provides assurance that the entries made in the general ledger are mathematically accurate, and can be used to identify errors.

Income Statement:

An income statement, also known as a profit and loss statement, presents the revenues and expenses of a company over a certain period of time, typically one month or one year.

The difference between the revenues and the expenses gives the profit or loss of the company for that period of time.

It is important to note that this information provided is based on the given transactions, and may not reflect the actual process of journal entries, posting to ledger, trial balance, and income statement. Also, to generate a specific financial statement, further classification and adjustments entries would be need it to be done.

Answer:  A = $3,105.00  I = A - P = $105.00, hence the simple interest is  $105.00.

Principal = $3,000

Rate = 7%

Time = 6 months

Equation:

A = P(1 + rt)

Calculation:

First, converting R percent to r a decimal

r = R/100 = 7%/100 = 0.07 per year.

Putting time into years for simplicity,

6 months / 12 months/year = 0.5 years.

Solving our equation:

A = 3000(1 + (0.07 × 0.5)) = 3105

A = $3,105.00

The total amount accrued, principal plus interest, from simple interest on a principal of $3,000.00 at a rate of 7% per year for 0.5 years (6 months) is $3,105.00.

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Answer she should talk to her face to face

Explanation:

if she respects this woman that is the best way to keep it

Over time, a person with a college degree usually has higher value than someone with only a high school diploma. As a result, choice (B) is the best way to respond.

When a student graduates, their educational institution presents them with a diploma. Additionally, it can be referring to the connected ceremony. Graduation day is the term used to refer to the day of the ceremony. Commencement, congregation, convocation, or invocation are other names for the graduation ceremony.

Graduation in absentia occurs when a student receives their diploma without actually being present at the ceremony.

Hence, option (B) is accurate.

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Ronald is a first-time entrepreneur. He wants to raise finance for his new business. He does not have any past record of paying off a debt. He has decides to sign a written agreement  with a bank to get a loan.

A business can be referred to as an organization or enterprising entity that engages in professional, commercial or industrial activities. There are different types of businesses like sole proprietorships, partnerships, corporations, and more.

The businesses are basically work for profit motive. Businesses can be small-scale or large-scale. Some of the biggest businesses in the world are Amazon and Walmart.

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John's customer acquisition cost (CAC) is $7.

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Answer: $7

Explanation:

I just answered the question

Accounting regulations organization Financial Industries Regulating Association conducts investigations and refers fraud and insider trading cases to the SEC for prosecution.

The U.S. Securities and Exchange Commission (SEC) is an independent statutory government organization tasked with safeguarding investors, preserving the fair and orderly operation of the securities markets, and promoting capital formation.

The U.S. Securities and Exchange Commission (SEC) is an independent federal government regulatory body tasked with fostering capital formation, preserving the fair and orderly operation of the securities markets, and safeguarding investors. As the initial government regulator of the securities, it was established by Congress in 1934.

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Answer:

A. An interest-bearing IOU

Explanation:

Answer: A. synchronous

Explanation: Communication that occurs via small group discussion would fall under the category of synchronous communication. Synchronous communication refers to a type of communication that occurs in real-time, such as a conversation or a meeting. It involves people interacting with each other at the same time, rather than asynchronously, where people communicate at different times.

Phishing is the practice of pretending to be a reliable entity in an electronic conversation in order to get sensitive data such as usernames, passwords, credit card information, and occasionally even money (indirectly).

Phishing is the fraudulent act of pretending to be a reliable entity in an electronic contact in order to get sensitive information like usernames, passwords, and credit card numbers.

Phishing is the practice of pretending to be a reliable entity in an electronic communication in order to get sensitive data, such as usernames, passwords, and credit card numbers.

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Authors are writers of a book or piece or writing.

Contributors give money or some form of wealth to a cause they are contributing to.

Theories are not considered facts but are based off of thoughts.

Principals are like guidelines to doing something in a better or good way. Assumptions are thinking that something is a certain way even though you may not have any evidence to support that.

Functionalism social stability has been known as the key to have a strong society, and adequate socialization and social integration are necessary to achieve social stability. Conflict theory society is full of pervasive inequality based on social class, gender, and other factors.

The theory, functional theory for instance, can be used to understand it by knowing that Society’s social institutions perform important functions to help ensure social stability. The essence of such show is to bring about social stability

Conflict theory can help understand that far-reaching social change is needed to reduce or eliminate social inequality and to create an egalitarian society while functional theory is used to understand the show for social stability, the other theory, conflict theory, us used to bring about social equality.

Therefore, Authors are writers of a book or piece or writing.

Contributors give money or some form of wealth to a cause they are contributing to.

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10-K financial report includes which of the following financial statements: Balance Sheet, Income Statement (also known as Profit and Loss or P&L statement), Cash Flow Statement, Footnotes to the financial statements.

The balance sheet, sometimes referred to as the statement of financial position, gives an overview of the assets, liabilities, and equity of a corporation at a certain point in time.

The income statement, commonly referred to as the profit and loss statement, details the revenues and expenses incurred by a business during a specific time period and displays the business's net income or loss.

The cash flow statement gives details on a company's cash inflows and outflows and gives a general picture of how a company generates and uses cash over a given time period.

The part called Footnotes to the Financial Statements contains extra information on the Financial Statements that the reader might find useful.

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When saving money, the best interest would be A. Based on financial goals and risk tolerance.

The best interest when saving money will depend on the individual's financial goals and risk tolerance. Generally speaking, the best interest rate on savings accounts is the one that offers the highest return on investment while also being safe and accessible.

It's important to keep in mind that the best option will depend on the individual's financial goals, risk tolerance, and the amount of money they have to save. For short-term goals, a high-yield savings account or a CD may be the best option. For longer-term goals, an investment in bonds or money market funds may be more appropriate. Consult with a financial advisor or a professional before making any decision.

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Options for this question include:

Some of the advantages of the joint operations are:

In transportation, joint operations typically refers to the coordination and cooperation between multiple transportation providers or agencies in order to provide more efficient and comprehensive service to customers.

This can include sharing resources, coordinating scheduling and routing, and cooperating on marketing and fare structures. This operations can take many forms, such as partnerships between bus and rail companies, or between public and private transportation providers.

The main goal of this operation is often to provide more seamless and convenient transportation options for customers, and to make more efficient use of resources.

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Answer:

I think false

Explanation:

because basta

There are many ways that a business can improve productivity. Some common strategies include:

Productivity is important to businesses because it directly affects the bottom line. When a business is able to produce more goods or services in the same amount of time, it can reduce costs and increase profits. Productivity is also important for staying competitive in the market, as businesses that are able to produce more efficiently are able to offer lower prices to customers. In addition, improving productivity can help businesses to grow and expand, by allowing them to take on more work and increase output.

In economics, the types of tertiary production​ is categorized into:

Tertiary production refers to the service sector of an economy, and it can be divided into two types:

As well, personal services tend to be more labor-intensive and face-to-face, while business services tend to be more technology-intensive and impersonal. Both types of tertiary production are important for the functioning of an economy and the well-being of its citizens.

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Answer:

Explanation:

The consumption function C = 100 + 0.75Y represents the relationship between consumption and disposable income, where C is consumption and Y is disposable income. The equation tells us that for every dollar of disposable income, consumers will spend 75 cents on consumption.

The equilibrium level of output is determined by the intersection of the aggregate demand (AD) and aggregate supply (AS) curves. The AD curve can be derived by adding together the planned consumption, planned investment, planned government spending and planned net exports. In this case, we have:

AD = C + I + G + NX = C + 300 + 600

The aggregate demand equation becomes AD = 100 + 0.75Y + 300 + 600

The aggregate supply equation represents the relationship between the quantity of goods and services produced and the price level, assuming a fixed level of technology and input prices. For this problem, we are assuming that aggregate supply is perfectly inelastic, meaning it does not change with price level.

Given that G = 600 and T = 400, disposable income will be Y = T + Tr(Y-T) = 400 + 0.8(Y-400)

Therefore, we have the equations:

AD = 100 + 0.75Y + 300 + 600

Y = 400 + 0.8(Y-400)

We can now solve for Y by substituting the second equation into the first:

100 + 0.75(400 + 0.8(Y-400)) + 300 + 600 = Y

Solving for Y, we find that the equilibrium level of output is Y = 2200.

In a Keynesian cross diagram, this point would be represented by the intersection of the AD and AS curve.

If government spending (G) and Tax (T) rises by 200, the AD curve shifts to the right. This means that the aggregate demand for goods and services is increasing, which causes an increase in the equilibrium output. The new equilibrium output (Y) will be greater than 2200 and can be found by solving for the new AD function. With the new AD function, the new output Y can be found by using the same steps that you have done above.

It's worth noting that in the above scenario, We are assuming that the aggregate supply is perfectly inelastic, this means that the price level is constant, if the aggregate supply is elastic, then an increase in AD will also lead to an increase in price level, this is known as inflation, which will affect the value of Y.

Answer:

Explanation:

Internal Revenue Service (IRS). The IRS is a federal agency within the U.S. Department of Treasury that is responsible for enforcing the federal tax laws and collecting taxes from individuals and businesses. The IRS also provides taxpayers with guidance on their tax obligations and assists them with filing their taxes.

It is responsible for ensuring compliance with the tax laws and enforcing penalties if individuals or organizations fail to pay the taxes they owe. Additionally, the IRS provides taxpayer services to assist individuals and businesses with understanding and meeting their tax obligations.

Based on the various assets and liabilities that the family has, the debt ratio can be calculated to be 54.1%.

The debt ratio can be calculated as:

= Total debt / Total assets

Total debts

= Credit card balance + Utility bill(Car loan (60 months) + Student loan (7 years)

Total assets

= Checking account + Savings account + Home + Car + Household items + Retirement account + Other assets

= (5,500 + 210,000 + 180,000+ 25,000) / (3,000 + 13,000 + 320,000 + 25,000 + 15,000 + 64,000 + 39,000)

= 258,500 / 479,000

= 54.1%

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Answer:

Explanation:

Statement of Comprehensive Income

For the year ended December 31, 2021

Net income:

Operating income $327,000

Adjustment for error in pension expense (17,000)

Loss from flood (4,500)

Loss from disposal of Beverage division (150,000)

Gain from sale of Beverage division 100,000

Cumulative effect of change in accounting principle (60,000)

Loss from foreign currency translation (10,000)

Total comprehensive income $131,000

Tax Expense (20%* $131,000) $26,200

Net income after tax $104,800

Minority interest in net income $22,480

Net income attributable to owners $82,320

Note:

-A: Error in pension expense, overstated income before tax by $17,000

-B: Flood in Ramallah caused a loss of $11,000, Insurance coverage received $6,500

-C: Beverage division recognized a loss from operations of $150,000 before tax, The division was sold for $1,000,000, Carrying value of the division's assets was $900,000

-D: Purchased 10,000 shares of Padico stock at $1.2 per share, classified as trading security, received cash dividends of $0.05 per share

-E: Change in accounting principle from weighted average to FIFO, cumulative effect $60,000 before tax

-F: Loss from foreign currency translation of subsidiary's financial statements $10,000

-G: Minority interest in net income $22,480

It's worth noting that the above statement is showing the comprehensive income, which is an important way of presenting the financial results of a company, as it includes all the transactions and events, whether or not they are included in the company's net income, or whether or not they are reported in the company's statement of financial position.

Answer:

Net income,

also known as the bottom line, is revenues minus expenses. There is a profit when revenues exceed expenses.

Answer: There are basically three types of industries present in the different businesses I the nation for it's economic development. They are as follows :

1. Primary Industries
2. Secondary Industries
3. Tertiary Industries

Explanation: Now, let’s have a look at the three different types of industries in detail.

Primary Industries

Primary industry includes the economy that uses natural resources from the environment such as forestry, agriculture, fisheries and mining.Usually, this particular sector is considered the most crucial in developing countries and is relatively smaller in developed countries.

For developing countries, primary industry is typically the largest sector, such as livestock in Africa.Similarly, Wales as a whole is mainly dependent on mining and is the major source of the economy. It is the only sector where all of Wales can survive.

Secondary Industries

The secondary industry consists primarily of the construction and manufacturing industries. This industry generally uses products from the primary industry to create many other utilitarian products and also for their sales and exports.Many of these industries produce a great deal of waste that can lead to significant environmental problems and pollution.

Tertiary Industries

The tertiary industry mainly consists of the service sector. It typically involves multiple activities in which employees contribute their expertise and knowledge to improve productivity, potential, performance and sustainability.The most prominent feature of the tertiary sector is the production of multiple natural services including advice, mentoring, experience, access and discussion.Services also include the distribution, transportation and sale of goods through various channels from manufacturers to consumers.

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The basic shape of the body of the lamp shown is the cone. A cone is formed by a set of line segments, half-lines, or lines connecting a common point.

The cone in the shape of the figure is a three-dimensional geometric shape. That smoothly forms a flat base to a point called the apex or vertex. A cone is formed by a set of line segments, half-lines, or lines connecting a common point, the apex. the points on a base that is in a plane that does not contain the apex.

A cone refers that a shape consisting of a circular base and the once continuous curved base tapering to a point (the apex) above the center of the circular base.

Therefore, The lamp shown is the cone. A cone is formed by a set of line segments

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Elastic goods or services are those for which demand fluctuates in response to price fluctuations. Consumers who are able and ready to easily shift their purchasing patterns in reaction to price fluctuations are said to be elastic consumers.

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The market potential in units was approx 10.59 billion. The market potential in dollars was approx 33.8 billion.

The assessment of a market's sales revenue across all of its supply channels is known as its market potential. The population that is engaged in the good or service that a company produces or makes available is known as the market potential. In other terms, a company's market potential is its potential to make money if all of its advantages are capitalized and everything goes according to plan. Typically, it is expressed in terms of sales volume, sales units, or potential income. It is a portion of the whole population, with market potential being the entire number of people who could potentially use the good or service.

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a.

Premium Caviar:

Selling price per unit: $50

Variable cost per unit: $25

Contribution margin per unit: $50 - $25 = $25

Goose Foie Gras:

Selling price per unit: $30

Variable cost per unit: $15

Contribution margin per unit: $30 - $15 = $15

To determine the weighted-average contribution margin per unit, we need to know the sales mix (the proportion of total sales for each product). Let's assume that the sales mix for Premium Caviar and Goose Foie Gras is 50:50, so half of total sales are for Premium Caviar and the other half for Goose Foie Gras.

The weighted-average contribution margin per unit is calculated by multiplying the contribution margin per unit for each product by the proportion of sales for that product, and then summing those values.

Weighted-average contribution margin per unit = (Contribution margin per unit for Premium Caviar x Proportion of sales for Premium Caviar) + (Contribution margin per unit for Goose Foie Gras x Proportion of sales for Goose Foie Gras)

= ($25 x 0.50) + ($15 x 0.50) = $20

To calculate the break-even point in units, we need to know the total fixed costs of the business. Let's assume that the total fixed costs are $100,000.

The break-even point in units is calculated using the following formula:

Break-even point in units = Total fixed costs / Contribution margin per unit

= $100,000 / $20 = 5000 units

c. To calculate the number of Premium Caviar and Goose Foie Gras boxes at the break-even level of sales, we need to know the sales mix. We can use the sales mix we assumed earlier (50:50) and multiply it by the break-even point in units:

Premium Caviar boxes = (Break-even point in units x Proportion of sales for Premium Caviar) = (5000 x 0.50) = 2500 boxes

Goose Foie Gras boxes = (Break-even point in units x Proportion of sales for Goose Foie Gras) = (5000 x 0.50) = 2500 boxes

To calculate the weighted average contribution margin ratio, we need to divide the weighted-average contribution margin per unit by the weighted-average selling price per unit.

Weighted-average selling price per unit = (Selling price per unit for Premium Caviar x Proportion of sales for Premium Caviar) + (Selling price per unit for Goose Foie Gras x Proportion of sales for Goose Foie Gras)

= ($50 x 0.50) + ($30 x 0.50) = $40

Weighted-average contribution margin ratio = Weighted-average contribution margin per unit / Weighted-average selling price per unit

= $20 / $40 = 0.50 or 50%.

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Video sharing, of the following social media options is best for a company wishing to present more of a "story" of the business, one that is less factual but more emotional. Thus, option (d) is correct.

The most of the business are the used this extemporaneous style of speaking is chance to the employer and employee to the participation of the answering the question about the current project and business policies.

According to the social media is a term used to describe online communication. Social media systems enable users to have discussions, exchange information, and create content for the internet. The business was the improved as the emotional story to the share as the best choice was the video sharing.

As a result, the video sharing is the best option. Therefore, option (d) is correct.

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