Fractional reserve bankiong refers to a banking system in which a. bank loans are less than bank reserves. b. bank reserves are only a fraction of required reserves. c. bank reserves are only a fraction of total deposits. d. bank deposits are less than bank reserves.

The correct answer is d. Downscale product-line extensions involve extending the company's product line by adding an offering that delivers a lower level of benefits at a lower price.

Product-line extensions refer to the expansion of a company's product line by introducing new offerings that cater to different market segments or customer needs. Downscale product-line extensions involve adding a product that delivers a lower level of benefits compared to existing offerings but at a lower price point. This strategy is aimed at targeting price-sensitive customers or entering lower-tier market segments.

Downscale product-line extensions are designed to provide a more affordable option to customers who may not be willing or able to pay for higher-priced products. By offering a lower level of benefits, companies can attract a broader customer base and increase market share. This strategy can be particularly effective in price-sensitive industries or when targeting cost-conscious consumers.

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Answer:

A. is correct

Step-by-step explanation:

Answer:

A) [tex]\sqrt{x^2-16}[/tex]

Step-by-step explanation:

[tex]\sqrt{x+4}\cdot\sqrt{x-4}=\sqrt{(x+4)(x-4)}=\sqrt{x^2+4x-4x-16}=\sqrt{x^2-16}[/tex]

The image point after the transformation is (1, 4)

From the question, we have the following parameters that can be used in our computation:

Point = (-2, 8)

The transformation is given as

D 1/2 ​∘r y-axis ​

This means that we dilate by half, and then reflect across the y-axis

So, we have

Dilation: Image = (-2, 8) * 1/2

Evaluate

Dilation: Image = (-1, 4)

For the reflection, we have

Reflection: (-x, y)

So, we have

Reflection: (1, 4)

Hence, the image point after the transformation is (1, 4)

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No, the change in the nucleus of an atom does not affect the number and arrangement of electrons in the atom.

The number of electrons in an atom is determined by its atomic number, which remains the same for a given element. In the case of iron, the atomic number is 26, indicating that it has 26 electrons. Changing the number of neutrons in the nucleus, as in the case of the nuclear reaction from 57Fe to 58Fe, does not alter the number of electrons surrounding the nucleus.

The arrangement of electrons in an atom is governed by its electron configuration, which is determined by the atomic number. Each electron occupies a specific energy level and orbital within the atom.

The addition or removal of neutrons in the nucleus does not affect the energy levels or orbitals available for electrons, so the electron arrangement remains the same for isotopes of the same element.

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The correct answer is c. median: 46, mode: 48.

The given data set is: 48, 25, 34, 46, 29, 27, 46.

To find the median, we arrange the data set in ascending order: 25, 27, 29, 34, 46, 46, 48. The median is the middle value of the data set. In this case, we have an even number of values, so we take the average of the two middle values: (29 + 34) / 2 = 31.5. Therefore, the median is 31.5.

To find the mode, we identify the value that appears most frequently in the data set. In this case, the number 46 appears twice, which is more than any other number. Hence, the mode of the data set is 46.

Comparing the calculated values to the answer choices:

a. median: 46, mode: 46 - This does not match the calculated median of 31.5.

b. median: 34, mode: 36 - This does not match the calculated median of 31.5 and the mode of 46.

c. median: 46, mode: 48 - This matches the calculated median of 31.5 and the mode of 46.

d. median: 34, mode: 46 - This does not match the calculated median of 31.5.

Therefore, the correct answer is c. median: 46, mode: 48.

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One reason for Emma's extreme hunger after working for five straight hours on her psychology paper without eating is that her blood glucose level has dropped. Option C.

Our body's supply of glucose is drained when we participate in lengthy mental or physical activity without eating, which lowers blood sugar levels. The brain receives messages from the stomach-dropping that indicate a need for food.

Emma's body sent hunger signals since the prolonged period of intense work had drained her glucose supplies. Several hormones, notably the appetite-stimulating hormone ghrelin, influence this hungry response. Emma's hunger in this situation is mostly caused by the decline in blood glucose levels.

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The complete question is:

Emma worked for five straight hours on her psychology paper and did not stop to eat. After finishing her paper she felt extremely hungry. One reason for her hunger is that her:

A. leptin levels are high

B. blood glucose level has increased

C. blood glucose level has dropped

D. ghrelin production is low

Answer:

88 cm²

Step-by-step explanation:

To find the area of the figure, we have to find the area of triangle and the area of two rectangles and then we need to add them.

Area of rectangle II:

           length = 9 + 2

                   l = 11 cm

           width = w = 5 cm

    Area of rectangle II = length * width

                                       = 11 *5

                                       = 55 cm²

Area of rectangle III:

                length = 9 cm

                 width = 3 cm

Area of rectangle III = 9 * 3

                                  = 27 cm²

Area of triangle I:

        base = b = 11 - 3 - 5

                       = 3 cm

        altitude = h = 4 cm

        [tex]\boxed{\bf Area \ of \ triangle = \dfrac{1}{2}b*h}[/tex]

                                      [tex]\sf =\dfrac{1}{2}*3 * 4\\\\\\= 3*2\\\\= 6 \ cm^2[/tex]

Area of the figure = area of triangle I + area of rectangle II + area of rectangle III

                            = 6 + 55 + 27

                            = 88 cm²

The museum should record the donation of the rare piece of Native-American art at its fair value, which is $600,000, as a debit to the art collection and a credit to contribution revenue.

When a not-for-profit art museum receives a donation of an artwork, it should record the donation at its fair value, which represents the estimated value of the artwork at the time of donation. In this case, the estimated value of the rare piece of Native-American art is $600,000.

The museum should make the following entry upon receipt of the donation:

Debit: Art Collection (with the fair value of the artwork, $600,000)

Credit: Contribution Revenue (with the fair value of the artwork, $600,000)

By recording the donation at fair value, the museum acknowledges the increase in its art collection's value and recognizes the contribution revenue generated by the donation. The donor's original purchase price of $100,000 is not relevant for recording purposes; the fair value at the time of donation is the appropriate value to record.

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Main answer: Based on the provided statistics and portfolio investment theory, the suggested stock to invest in would be Tesla (Tₑₛₗₐ).

What is portfolio?

A portfolio refers to a collection of investments, such as stocks, bonds, real estate, or other financial assets, held by an individual or an entity.

When considering investment decisions, it is important to assess both the expected return and the risk associated with each investment option. In this case, Tesla stock has a higher expected daily return of 0.1853% (rₜ) compared to Nikola stock's expected daily return of 0.1049% (rₙ). Additionally, Tesla stock has a lower standard deviation (σₜ) of 3.533% compared to Nikola stock's higher standard deviation of 5.884% (σₙ), indicating lower volatility.

Furthermore, the negative correlation coefficient of -0.7718 (-0.7718) between the two stocks suggests that they tend to move in opposite directions. This negative correlation can provide diversification benefits to a portfolio, reducing overall risk. By investing in Tesla stock, which has a higher expected return and lower volatility, an investor can potentially benefit from both higher returns and reduced risk.

Considering portfolio investment theory, a strategy to optimize risk and return would involve allocating a portion of the investment portfolio to Tesla stock based on the investor's risk tolerance and desired asset allocation. This strategy would aim to achieve a balanced portfolio that takes advantage of the higher expected return and negative correlation between the two stocks.

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The algebraic equation that can be used to find the distance, x, between Abigail and David is x = 3 + 2b.

Let's break down the given information and determine the equation to find the distance, x, between Abigail and David.

Carmela is halfway between Abigail and David: This means that the distance between Abigail and Carmela is equal to the distance between Carmela and David. Let's denote this distance as d.

The distance between Abigail and Ben is 3 feet: Let's denote this distance as 3.

The distance between Carmela and David is twice the distance between Carmela and Ben: Let's denote the distance between Carmela and Ben as b. Therefore, the distance between Carmela and David is 2b.

Based on the given information, we can construct the equation:

Distance between Abigail and David = Distance between Abigail and Carmela + Distance between Carmela and David

x = d + 2b

Now, let's substitute the given information into the equation:

x = d + 2b

x = 3 + 2b

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Answer:65

Step-by-step explanation: 35x43

Answer:

-0.1402

Step-by-step explanation:

Let's calculate the price impact of a 50-basis point (0.50%) interest rate change using a linear approximation for a 10-year, 7% semi-annual coupon bond priced at $97.50.

Step 1: Calculate the current yield:

Current yield = Coupon payment / Current price

Coupon payment = Face value * Coupon rate

Coupon payment = $100 * 0.07 = $7

Current yield = $7 / $97.50 = 0.0718 (or 7.18%)

Step 2: Calculate the Macaulay duration:

Macaulay duration = [(Time until Cash Flow) * (Cash Flow)] / [Current Price * (1 + Yield per period)]

The bond has 20 semi-annual periods, and the cash flow is the coupon payment of $7.

Macaulay duration = [(1 * $7) + (2 * $7) + ... + (20 * $7)] / [$97.50 * (1 + 0.0718)]

Using the formula for the sum of an arithmetic series, we can simplify the Macaulay duration calculation:

Macaulay duration = (20 * ($7 * 21)) / ($97.50 * 1.0718)

Macaulay duration = 2940 / 104.8375

Macaulay duration ≈ 28.0344

Step 3: Estimate the price impact:

Price impact ≈ -Macaulay duration * Interest rate change

Price impact ≈ -28.0344 * 0.005

Price impact ≈ -0.1402

Therefore, the estimated price impact of a 50-basis point interest rate change for the given bond is approximately -0.1402, implying a decrease in the bond price.

The number of significant figures is:

c. 3

The crucial or important digits that accurately represent the meaning of a certain number are known as the significant figures of that number. 6.658, for instance, has four significant digits.

To determine the number of significant figures in the result of a sum, we need to consider the least number of significant figures present in the numbers being added.

In the given sum, we have 8.5201 and 1.93.

The number 8.5201 has five significant figures, and the number 1.93 has three significant figures.

When we add these two numbers, the result is 10.4501.

Since 1.93 has three significant figures, the result of the sum should also have three significant figures.

Therefore, the number of significant figures is:

c. 3

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The average cost of a hotel room in a town with a large convention center would be around $129.98 in 2012.

Here we know that,

C₀ = $48.00

r = 5.1%

To find the cost of an average hotel room in 2012, we need to calculate the number of years that have passed from 1980 to 2012. This can be done by subtracting the initial year from the final year:

Number of years = 2012 - 1980 = 32

Now, let's calculate the cost of the average hotel room in 2012. Since the cost increases by 5.1% each year, we can use the formula for compound interest to calculate the final cost (C):

C = C₀ * (1 + r/100)ⁿ

Where:

C₀ = $48.00 (the initial cost)

r = 5.1% (annual increase rate)

n = 32 (number of years)

Plugging in the values into the formula, we get:

C = $48.00 * (1 + 5.1/100)³²

Using a calculator, we can evaluate the expression:

C ≈ $48.00 * (1.051)³² ≈ $48.00 * 2.70806 ≈ $129.98

Therefore, the average cost of a hotel room in 2012, considering a 5.1% annual increase, would be approximately $129.98.

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The missing amounts in situation (a) are: Beginning Inventory: 15,000,Produced: 40,000,Available: 5,000,Sold: 45,000,Ending Inventory: 5,000. The missing amounts in situation (b) are: Beginning Inventory: 4,500, Produced: 32,000, Available: 27,500, Sold: 23,000, Ending Inventory: 10,000. The missing amounts in situation (c) are: Beginning Inventory: 9,000, Produced: 9,000, Available: 26,000, Sold: 16,000, Ending Inventory: 1,000. The missing amounts in situation (d) are: Beginning Inventory: -4,500, Produced: 60,000, Available: 62,000, Sold: -9,000, Ending Inventory: 7,000

To determine the missing amounts in each situation, we can use the basic inventory equation:

Beginning Inventory + Produced = Available + Sold + Ending Inventory

Let's fill in the missing amounts for each situation:

a)

Beginning Inventory: 15,000

Produced: 40,000

Available: Answer

Sold: 45,000

Ending Inventory: Answer

Using the inventory equation, we can calculate the missing amounts:

15,000 + 40,000 = Answer + 45,000 + Answer

55,000 = 2 * Answer + 45,000

2 * Answer = 55,000 - 45,000

2 * Answer = 10,000

Answer = 5,000

Therefore, the missing amounts in situation (a) are:

Beginning Inventory: 15,000

Produced: 40,000

Available: 5,000

Sold: 45,000

Ending Inventory: 5,000

b)

Beginning Inventory: Answer

Produced: 32,000

Available: Answer

Sold: 23,000

Ending Inventory: 10,000

Using the inventory equation, we can calculate the missing amounts:

Answer + 32,000 = Answer + 23,000 + 10,000

32,000 = 2 * Answer + 23,000

2 * Answer = 32,000 - 23,000

2 * Answer = 9,000

Answer = 4,500

Therefore, the missing amounts in situation (b) are:

Beginning Inventory: 4,500

Produced: 32,000

Available: 27,500

Sold: 23,000

Ending Inventory: 10,000

c)

Beginning Inventory: Answer

Produced: Answer

Available: 26,000

Sold: Answer

Ending Inventory: 1,000

Using the inventory equation, we can calculate the missing amounts:

Answer + Answer = 26,000 + Answer + 1,000

2 * Answer = 27,000 - Answer

3 * Answer = 27,000

Answer = 9,000

Therefore, the missing amounts in situation (c) are:

Beginning Inventory: 9,000

Produced: 9,000

Available: 26,000

Sold: 16,000

Ending Inventory: 1,000

d)

Beginning Inventory: Answer

Produced: 60,000

Available: 62,000

Sold: Answer

Ending Inventory: 7,000

Using the inventory equation, we can calculate the missing amounts:

Answer + 60,000 = 62,000 + Answer + 7,000

60,000 - 62,000 = 2 * Answer + 7,000

-2,000 = 2 * Answer + 7,000

2 * Answer = -9,000

Answer = -4,500

Therefore, the missing amounts in situation (d) are:

Beginning Inventory: -4,500

Produced: 60,000

Available: 62,000

Sold: -9,000

Ending Inventory: 7,000

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The ecologist changed from a study of trophic function to a study of biogeochemical function.

Initially, when studying the food web interactions within the small pond, the ecologist was primarily focused on the trophic function. This refers to the flow of energy and nutrients through the different levels of the food web, including the transfer of energy from producers (plants) to consumers (animals) and decomposers (organisms that break down dead organic matter).

However, by expanding the study to include measurements of carbon and nitrogen flowing through the water and pond sediment, the ecologist shifted their focus to the biogeochemical function. This encompasses the cycling and transformation of elements, such as carbon and nitrogen, through the various components of the ecosystem, including the biotic and abiotic components.

By studying biogeochemical function, the ecologist aims to understand the processes and pathways by which carbon and nitrogen move through the ecosystem, including their uptake by organisms, release through decomposition, and transformation within the water and sediment. This expanded approach provides a more comprehensive understanding of the ecological dynamics and nutrient cycling within the pond ecosystem.

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Answer: (1, -2)

Step-by-step explanation:

In order to solve a system of equations, you have to solve for x and y by substituting or eliminating

3x - 4y =  11

y +  3x =1         >This equation looks easiest to rearrange to substitute.

                          Move the 3x to other side by subtracting 3x from both

                          sides

y= 1 -3x            >Sub substitute this in to the first equation

3x - 4( 1 - 3x) =  11             >Distribute -4

3x -4 + 12x =  11                > Combine like terms

15x - 4 = 11                        > Add 4 to both sides

15x = 15                            >Divide both sides by 15

x=1                                    >substitute back into either equation to

                                            solve for y

y + 3(1) =1    

y + 3 = 1                            >subtract 3 from both sides

y =  -2

(1, -2)

Answer:

(1, -2)

Step-by-step explanation:

To solve this system of equations using substitution, we first need to define one variable in terms of the other.

[tex]\begin{cases} 3x - 4y = 11 && \ \,y + 3x = 1\end{cases}[/tex]

We can achieve this in the first equation by adding 4y to both sides.

[tex]3x - 4y = 11\\\text{ } \ \ \ \, \underline{+4y} \ \ \ \ \underline{+4y}[/tex]

       [tex]3x = 11 + 4y[/tex]

Now, we have 3x defined in terms of y, so we can substitute its definition for the 3x in the second equation.

[tex]y + 3x = 1[/tex]

↓ substituting the definition of 3x

[tex]y + (11 + 4y) = 1[/tex]

↓ combining like terms

[tex]5y + 11 = 1[/tex]

↓ subtracting 11 from both sides

[tex]5y = -10[/tex]

↓ dividing both sides by 5

[tex]\boxed{y = -2}[/tex]

So, the y-coordinate of the solution to the system of equations is -2.

Next, we can solve for the x-coordinate by substituting that y-value back into one of the equations.

[tex]y + 3x = 1[/tex]

↓ substituting -2 for y

[tex]-2 + 3x = 1[/tex]

↓ adding 2 to both sides

[tex]3x = 3[/tex]

↓ dividing both sides by 3

[tex]\boxed{x = 1}[/tex]

So, the x-coordinate of the solution to the system of equations is 1.

We finally know both of the coordinates of the solution, so we can group them together in an ordered pair in the form (x, y):

(1, -2)

The yoga studio has effectively used the bait-and-switch technique to sell Cassie a membership.

The bait-and-switch technique is a sales tactic where customers are initially attracted to a product or service due to its appealing features or low price, but additional costs or less desirable aspects are revealed later, often after the customer has made a commitment. In this case, Cassie was initially drawn to the yoga studio because of the inexpensive new memberships. However, upon learning about the added costs for workshops and mats, Cassie realizes that the final price is higher than she anticipated.

The yoga studio effectively used the bait-and-switch technique by presenting a seemingly low-priced offer to attract Cassie's interest and commitment. By withholding the information about the additional costs until Cassie had already become interested and committed to joining the studio, they increased the likelihood of her signing up despite the unexpected expenses.

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Answer:

Volume of the aquarium is 900,000cm³ or 0.9m³ and 720 litres would make the tank reach 80%

Step-by-step explanation:

150 x 80 x 75 = 900,000cm³ or 0.9m³

This could fit 900 litres

And 80% of 900 is 720

So 720 litres added would make the tank reach 80%

A defendant charged with murder cannot be convicted of attempted murder; a defendant charged with attempted murder cannot be convicted of murder is the correct answer.

In the legal realm, the terms murder and attempted murder (Homicide) refer to distinct charges with different legal implications. Understanding the difference between these charges is crucial for comprehending the specific elements and consequences associated with each offense. In this explanation, we will delve into the distinction between murder and attempted murder, highlighting why a defendant charged with murder cannot be convicted of attempted murder and vice versa.

Conviction of Murder:

Murder, in legal terms, generally refers to the unlawful killing of another person with malice aforethought. To secure a conviction for murder, the prosecution must prove beyond a reasonable doubt that the defendant intentionally caused the death of another person, exhibiting the necessary intent, premeditation, and malice. Conviction for murder carries severe penalties, often including lengthy prison sentences or, in some jurisdictions, capital punishment.

Elements of Attempted Murder:

Attempted murder, on the other hand, occurs when an individual takes substantial steps towards intentionally causing the death of another person but fails to accomplish the act. The key distinction is that attempted murder does not result in the actual death of the victim. The prosecution must establish that the defendant had the specific intent to kill and took concrete actions towards committing the crime. However, due to external factors, the attempt did not culminate in the intended result.

Legal Principles:

The legal principle that governs these charges is known as the principle of legality or the principle of specificity. According to this principle, an individual can only be convicted of a crime that is expressly defined by law. Attempted murder and murder are separate offenses with distinct legal definitions and elements. Attempted murder requires proof of intent and substantial steps towards causing the death, whereas murder necessitates the successful completion of the act.

Impossibility Defense:

One important legal concept related to attempted murder is the "impossibility defense." This defense argues that even if the defendant had completed all the necessary actions, it would have been impossible for them to achieve the desired outcome. In such cases, the impossibility of achieving the intended result may negate the specific intent required for attempted murder charges, potentially resulting in a lesser offense or even an acquittal.

Conclusion:

In summary, a defendant charged with murder cannot be convicted of attempted murder because the two charges represent distinct legal offenses. While murder requires the successful completion of intentionally causing another person's death, attempted murder involves taking substantial steps towards that end, without achieving the intended result.

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Julie, in her role at work, focuses on measuring performance and taking corrective actions, which indicates her involvement in the controlling function of the management process.

The controlling function of the management process involves monitoring and evaluating performance to ensure that organizational goals are achieved effectively and efficiently. It includes activities such as measuring performance, comparing it to predetermined standards or targets, identifying deviations or variances, and taking corrective actions as necessary. Julie's emphasis on measuring performance and implementing necessary corrective actions indicates her engagement in the controlling function. By monitoring performance and taking corrective actions, Julie plays a vital role in ensuring that the organization stays on track, addresses any performance gaps, and maintains alignment with established objectives and standards.

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At the end of the current year, Kwame's suspended passive activity loss with respect to Activities A and B is $40,000.

To determine the amount of Kwame's suspended passive activity loss at the end of the current year, we need to calculate the excess of the passive activity losses over the at-risk amounts for each activity.

For Activity A, the income generated is $60,000, which is greater than the at-risk amount of $10,000. Therefore, there is no suspended passive activity loss for Activity A.

For Activity B, the loss incurred is $100,000, which exceeds the at-risk amount of $100,000. Thus, the excess loss of $100,000 minus the at-risk amount of $100,000 results in a suspended passive activity loss of $0 for Activity B.

Since only Activity B has a suspended passive activity loss, the total suspended passive activity loss for Kwame at the end of the current year is $0.

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Answer:

Step-by-step explanation:

b is the correct answer. Q is 3 units away from the origin along the y-axis.

Given point Q(2,3) is 2 units away from the origin along the x-axis and 3 units away from the origin along the y-axis.

a is incorrect as Q is not 2 units away from the origin along the y-axis.

b is correct as Q is 3 units away from the origin along the y-axis.

c is incorrect as Q is not 5 units away from the origin along the x-axis.

d is incorrect as Q is not 1 unit away from the origin along the x-axis.

Therefore, the correct answer is b.

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The overstatement of ending inventory will result in an understatement of COGS and an overstatement of gross profit for 2018. This, in turn, can impact the accuracy of financial statements and potentially misrepresent the profitability of the company.

If ABC overstates its ending inventory for 2018, it will have a direct impact on the reported amount of cost of goods sold (COGS) for that year.

The COGS is calculated using the following formula:

COGS = Beginning Inventory + Purchases - Ending Inventory

If the ending inventory is overstated, it means that its reported value is higher than the actual value. As a result, the COGS calculation will be affected in two ways:

Overstated Ending Inventory: Since the ending inventory is overstated, the value used in the COGS calculation will be higher than it should be.

This will lead to a lower COGS because the inflated ending inventory value will reduce the amount of inventory that is considered "sold" during the year.

Increased Gross Profit: Since COGS is deducted from net sales to calculate gross profit, a lower COGS due to the overstated ending inventory will result in an increased gross profit. Gross profit is calculated as:

Gross Profit = Net Sales - COGS

Overall, the overstatement of ending inventory will result in an understatement of COGS and an overstatement of gross profit for 2018. This, in turn, can impact the accuracy of financial statements and potentially misrepresent the profitability of the company.

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The kind of sample in this scenario is a systematic sample, as it involves selecting every customer who purchased a computer over the past two years and polling them about high-speed Internet rates.

The scenario you provided involves an electronics store pulling all receipts of customers who purchased a computer over the past two years and then selecting everyone to poll about high-speed Internet rates.

The kind of sample described in this scenario is a systematic sample. A systematic sample is a type of probability sampling where elements are selected at regular intervals from the target population. In this case, the target population consists of customers who purchased a computer over the past two years, and the store selects every one of these customers for the poll. This method ensures that the sample is representative of the entire population of computer purchasers.

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The goal of the "Requirements Gathering" phase of an SDLC is to produce a list of requirements for a new or revised information system.

What is SDLC?

SDLC stands for Software Development Life Cycle. It is a systematic approach or framework used in software development projects to guide the development process from initiation to deployment and maintenance.

During the Requirements Gathering phase of the SDLC, the primary objective is to gather and document all the necessary information regarding the desired functionalities, features, and specifications of the new or revised information system. This phase involves close collaboration between stakeholders, including business analysts, system analysts, project managers, and end-users.

The process typically begins with conducting interviews and meetings with stakeholders to understand their needs, expectations, and goals for the system. This can involve discussions with managers, users, subject matter experts, and other individuals who will be affected by the system. Various techniques such as questionnaires, surveys, and brainstorming sessions may be employed to gather comprehensive requirements.

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