Answer:
If you aren't already practicing, then practice that way you can be more efficient in whatever your doing.
Answer: first, do something you believe in, improve your knowledge in what you want to learn
Explanation:
other then my answer, look for professional help.A fee that lenders may receive for selling or transferring their right to service a mortgage loan is called
A fee that lenders may receive for selling or transferring their right to service a mortgage loan is called Service release premium. When a completed mortgage loan is sold to the secondary mortgage market.
a lending institution, like a bank or retail mortgage lender, receives a payment known as a service release premium (SRP). As the initial phase in the production of a mortgage-backed instrument, the secondary mortgage loan market purchaser is often a Wall Street investment bank, Fannie Mae, Freddie Mac, or Ginnie Mae (MBS). Nowadays, the US government buys almost all concluded mortgages through the GSE Mortgage Backed Securities Purchase Program.
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Ryan terlecki organized a new internet company, capuniverse, inc. The company specializes in baseball-type caps with logos printed on them. Ryan, who is never without a cap, believes that his target market is college and high school students. You have been hired to record the transactions occurring in the first two weeks of operations
This transaction is to pay the salary of the graphic designer who has been hired to create the logos for the caps, which are necessary for the business to be able to produce the product and make a profit.
What is transaction?A transaction is an exchange or transfer of goods or services between two or more parties. It is a formal agreement between two parties to exchange something of value, such as money, goods, or services. Transactions can take place in various forms, including in person, over the phone, online, or through a third-party vendor.
Transaction 1:
Ryan Terlecki purchased a new computer system for the company for $2,500.
This transaction is to purchase a new computer system for the company, which is a necessary expense for the start-up of the business.
Transaction 2:
Ryan Terlecki purchased 500 caps from a supplier for $2,000.
This transaction is to purchase the caps that the company specializes in, which are necessary for the business to be able to produce the product and make a profit.
Transaction 3:
The company paid the salary of the graphic designer they hired to create the logos for the caps for the first two weeks.
This transaction is to pay the salary of the graphic designer who has been hired to create the logos for the caps, which are necessary for the business to be able to produce the product and make a profit.
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Which of the following is an example of a "hidden" production function?
A) producing a computer B) manufacturing a television C) assembling a motorcycle D) transplanting a liver
Transplanting a liver in the following is an example of a "hidden" production function.
What is a Hidden production ?
Hidden production is a type of production in which the production process is not visible to the public. This type of production is often used in industries that produce goods that are not typically seen by the public, such as pharmaceuticals or military equipment. In addition, hidden production is often used to ensure that the production process is kept secret and not accessible to competitors.
What does pharmaceuticals means?
Pharmaceuticals are drugs or medicines used to treat, cure, prevent, or diagnose diseases or medical conditions. They are typically produced in laboratories and are regulated by government agencies such as the Food and Drug Administration in the United States.In addition to prescription drugs, pharmaceuticals also include over-the-counter medications, nutritional supplements, and veterinary medicines.
Therefore the correct option is D. transplanting a liver
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The market for goldfish is perfectly competitive. From year 1 to year 2, both the price and the quantity of goldfish sold increase. This is most likely caused by
C) A rise in demand is most likely to blame for this. The goldfish industry is highly competitive.
What is the term for inflation brought on by a rise in demand?When the total demand for goods and services (also known as "aggregate demand") exceeds the total supply of goods and services (also known as "aggregate supply") that can be produced sustainably, demand-pull inflation occurs.
Which three main factors contribute to inflation?Inflation can be attributed to three main factors: Inflation caused by cost-push, demand-pull, and built-in factors. A situation known as demand-pull inflation occurs when there are not enough goods or services produced to meet demand, resulting in an increase in their prices.
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"Complete question: The market for goldfish is perfectly competitive. From year 1 to year 2, both the price and the quantity of goldfish sold increase. This is most likely cause by
a. an increase in the supply
b. a decrease in the supply
c. an increase in the demand"
The goldfish market is perfectly competitive market. From the first year to second year, goldfish sales prices and quantities increase. This is likely due to increased demand.
Is there a goldfish market?The goldfish market size is projected to reach millions of USD by 2028 compared to 2022, at an unexpected CAGR during the forecast period of 2023-2028.
How do fish markets work?A fish market is a market that sells fish and fish products. It may be devoted to the wholesale trade between fishermen and fishmongers, or to the sale of seafood to individual consumers, or both. are also often sold.
Does England sell goldfish?Goldfish are exported and sold all over the world. In the UK it is marketed under the name 'Finz' but the product is similar. In Switzerland, the Goldfish flavor is sold using brand name Goldfischli.
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The transportation development described in the excerpt had which of the following effects on agriculture in the United States
To counter the dominance of rail companies, farmers created cooperative associations.
What do you meant by transportation development?What recent innovations best explain the shift in agriculture shown in the graph? New towns and cities that needed agricultural products grew as a result of the extraction of western resources.
Which of the following best explains why technical innovation's impact on the manufacturing of commodities continued into the late 1800s? The amount of things that factories could produce rose as a result of new industrial equipment.
Due to the restriction on immigration from eastern Asia in the late 1800s, violent conflicts increased in the western United States. Debate about how to set up the country's economy was sparked by economic changes.
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If the monthly rent of a property is $4,000, and the Gross Rent Multiplier (GRM) is 91, what is the value of the property
The value of a property is $364,000 if the gross rent multiplier (GRM) is 91 and the rent is $4,000 per month.
The gross rent multiplier (GRM), which measures the price of an investment in real estate to its annual rental revenue before deducting costs like utilities, insurance, and property taxes, is the period of time it would take for the property to break even on gross received rent. A lower GRM is a greater opportunity for a potential real estate investor.
Property value is equal to the monthly rent times the GRM, or $4,000 times 91.
Consequently, the property's value is $364,000
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As an industry partner in mortgage lending transactions, investors in the secondary mortgage market have an obligation to:
Ensure that the underlying transactions are stable and secure by conducting an adequate review of the loans they acquire.
In the mortgage lending process, what role does the secondary market play?Originators get paid back for the mortgages they make by selling their loans on the secondary market. As a result, more borrowers can receive home loans because this procedure frees up capital for new mortgage lending. The mortgage market has become more accessible to a wider range of investors as a result of securitization.
In the secondary mortgage market, who invests?Mortgages are heavily invested in by hedge funds, pension funds, insurance companies, banks, GSEs, and foreign governments. Investors can choose from a wide range of potential yields for MBSs, CMOs, ABSs, and CDOs based on varying credit quality and interest rate risks.
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What are measurements that evaluate results to determine whether a project is meeting its goals? Multiple Choice BPMN turnover best practices metrics
Metrics are metrics that assess outcomes in order to ascertain if a project is succeeding in its objectives.
KPIs are the measurable measures that a business employs to assess advancement toward important success elements. KPIs are far more detailed than CSFs; examples include staff turnover rates, the proportion of help desk calls handled within the first minute, and the quantity of returned goods. A project, according to PMI, is a brief undertaking made to provide a special good, service, or outcome. A project is transitory since its scope and resources are predetermined, and its start and conclusion dates are fixed in time. An As-Is process model's main objective is to streamline, do away with, and enhance the To-Be processes. Switching fees and loyalty programmes are two strategies for reducing buyer power.
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Who did Business 2.0 rank as number one in the top 50 people who matter most in business? O Bill Gates Michael Dell O You O the business analyst You O the customer
In its list of the top 50 people who matter most to businesses, Business 2.0 rated "You - the customer" at the top.
What do you mean by a customer?A customer is an individual or company who makes a purchase from a third party.The basic objective of any business is to attract a clientele of repeat consumers who would spend money with them.In India, many dealers and business people refer to the consumer as God because they believe that they are the ones who bring in the money.A customer in sales, commerce, and economics is the recipient of a good, service, product, or idea that they have purchased from a seller, vendor, or supplier in exchange for money or another useful consideration.To learn more about Customer from the given link
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Which type of malicious entity is most likely to launder the proceeds of illegal activities through online gambling sites
Organized crime groups are most likely to launder the proceeds of illegal activities through online gambling sites.
These groups are often involved in a wide range of illegal activities, such as drug trafficking, human trafficking, and money laundering, and may use online gambling sites as a way to move large amounts of money quickly and discreetly.
Additionally, online gambling sites are particularly attractive to these groups because they are often based in jurisdictions with weak regulatory oversight, and can be difficult to track or monitor. Organized crime groups may also use online gambling sites to launder money in small, incremental amounts, making it harder for authorities to detect the activity.
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Bookmark question for later The degree of supplier integration may vary, from ________ to ________ at the extremes.
Save the inquiry for later Supplier integration levels can range from severe levels of supplier integrated production to collaborative forecasting.
What is degree of integration in logistics?An organization of consumers and suppliers that collaborates to maximize their collective performance in the development, distribution, & support of an end product is referred to as an integrated supply chain.
The level of cooperation between businesses and their suppliers is known as supplier integration. This partnership encompasses idea generation, the creation of new products, the development of product concepts, industrial-scale manufacturing, and market research. Integrating systems allows distributors to easily access the data they need to place, manage, and execute orders, which enhances supplier customer service.
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The relationship of $325,000 to $125,000, expressed as a ratio, is a. 2.0 to I b. 2.6 to 1 c. 2.5 to I d. 0.45 to 1 23
The relationship of $325,000 to $125,000, expressed as ratio, is 2.6.
What is a ratio?In math, a ratio shows the amount of times one number is present in another. For instance, if a dish of fruit contains eight oranges and six lemons, the ratio of oranges to lemons is eight to six (that is, 8:6, which is equivalent to the ratio 4:3). A ratio's quantities can take on any shape, including counts of individuals or objects, measurements of lengths, weights, or times, etc. In the vast majority of cases, both numbers must be positive. Consequently, a ratio can be conceptualised as an ordered pair of numbers, a fraction with the first number in the numerator and the second in the denominator, or as the value this fraction represents.
Ratio= 325000/125000= 2.6
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You are considering an investment in a tax-exempted bond that has a yield of 4%. Your tax rate is 25%. What is the equivalent yield for a regular equivalent taxable bond
Consider a scenario in which your marginal tax rate is 25% and you are considering a 4% yielding tax-free bond. Your tax-equivalent yield under these circumstances would be 5.33%.
What is the formula for equal taxable yield?Tax-free bond yield / (1 - marginal tax rate) = Tax-equivalent yield is the formula for calculating the yield of a tax-exempt bond divided by one less the investor's marginal tax rate.
What is the yield in tax-exempt dollars?The return that a taxable bond would need to earn in order to match the yield on a comparable tax-exempt municipal bond is known as the tax-equivalent yield. Investors can use the computation to contrast the returns of tax-free investments versus alternatives that are subject to taxes. The related marginal tax rate only applies to income that falls within a certain bracket. Apply the percentage of tax due to the amount of income in each bracket in accordance with your filing status, then sum the totals to determine your marginal tax rate.
[tex]Tax equivalent yield= \frac{Tax free rate}{1-tax rate} = \frac{4}{1-25} = 5.33%[/tex]
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The current asset section of the Excalibur Tire Company's balance sheet consists of cash, marketable securities, accounts receivable, and inventories. The December 31, 2016, balance sheet revealed the following:
Inventories
$ 840,000
Total assets
$2,800,000
Current ratio
2. 25
Acid-test ratio
1. 2
Debt to equity ratio
1. 8
Required:
Determine the following 2016 balance sheet items:
Current assets
Shareholders' equity
Noncurrent assets
Long-term liabilities
The following categories are frequently used in a balance sheet: Use the letters above to denote the following 2016 balance sheet items.
What do you meant by balance sheet?The balance sheet of a business, usually referred to as a "statement of financial position," lists the company's assets, liabilities, and equity (net worth). The income statement, cash flow statement, and balance sheet combined form the foundation of any company's financial statements. Balance sheet components.
The three main sections of a balance sheet are assets, liabilities, and shareholder equity. These categories each have a line item that represents the company's status at that specific period.
A balance sheet provides you with a quick overview of your company's financial situation at any given time. A balance sheet, along with an income statement and a cash flow statement, can aid business leaders in assessing the financial health of their organization.
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A Maryland licensee is recommending home inspectors to her buyer clients. What do MREC regulations require her to do when providing her clients with a list of recommended service providers
According to question, MREC regulations require the date that she last verified the license status of each service provider .
The Commission was established to uphold and apply the relevant real estate laws and regulations equitably to all parties, to protect the public's health, safety, and welfare through examination, licensing, and regulatory operations, and to render cordial, reasonable, and expert help.
According to data from Clever, an online real estate agent network, the average Realtor commission throughout the country in 2022 was 5.37 percent. The commission was typically between 5 and 6 percent in most jurisdictions. The commission paid to brokers is deducted from the overall sale revenues. The broker and the agent are then given a portion of this sum.
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If real gross domestic product is increasing at 3 percent per year and nominal gross domestic product is increasing at 7 percent per year, which of the following is necessarily true
In this situation, the inflation rate is necessarily greater than 4%. Real GDP is a measure of economic growth that is adjusted for inflation and nominal GDP is a measure of economic growth that is not adjusted for inflation.
The difference between the two, in this case 4%, is the inflation rate. This means that the prices of goods and services in the economy are rising by more than 4% per year. Inflation can have both positive and negative consequences for the economy. In the short run, a higher level of inflation can be beneficial to economic growth because it encourages businesses to invest and consumers to spend, leading to increased economic activity. However, in the long run, high inflation rates can lead to economic instability and reduce economic activity.
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Why is insurance so important in today's society?
Life insurance is significant because it provides financial stability to the policyholder's family in the event of the policyholder's untimely death.
Anyone looking to protect their family, possessions, and themselves from financial risk or losses will benefit from insurance plans. Insurance plans will assist you in covering the costs of unexpected medical expenses, hospital stays, contracting illnesses and their associated treatments, and future medical care needs.
Life insurance can help the policyholder's family maintain their financial independence so they are not forced to make lifestyle compromises.
At its most basic level, insurance acts as a protective safety net that enables businesses to take on more risky and lucrative ventures than they otherwise might.
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To calculate a cash flow's present value (PV), you must compound it. True or False?
This organization specializes in endoscopy issues and has established standards for the effective processing of flexible endoscopes. Voluntary or Regulatory?
This organization specializes in endoscopy issues and has established standards for the effective processing of flexible endoscopes is Voluntary.
A long, elastic tube known as an endoscope is inserted down your neck and into your esophageal during an endoscopic treatment. Your doctor can inspect your esophagus, stomach, and duodenum.
The first section of the small intestine uses a camera mounted on the end of an endoscope. For upper endoscopies, intermediate or heavy sedation is most frequently used; other options include no anesthesia, very light sedation, and general anesthesia.
Propofol, benzodiazepines, and narcotic anesthetics are a few that may be utilized to lessen discomfort and anxiety. Endoscopy is generally fairly safe, although there are a few possible side effects that could occur, such as Perforation (rip in the gut wall) (tear in the gut wall) a response to sedation Infection.
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What is an arrangement in which the supplier maintains title to the inventory until it is used? A. postponement. B. consignment inventory
an arrangement in which the supplier maintains title to the inventory until it is used B. consignment inventory
Inventory (in American English) or stock refers to the goods and materials a business keeps on hand with the goal of reselling, manufacturing, or utilising them (in British English). The location and shape of stocked commodities are the key concerns of inventory management. Prior to the regular and scheduled manufacturing and stocking of materials at various locations within a facility or at multiple sites of a supply network, it is important to take action.The idea of inventory, stock, or work in process (or work in progress) has been extended from manufacturing systems to service firms by broadly defining it as "any work that is or has occurred prior to the completion of production."
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What 3 questions must any economic system answer the same thing we have been saying over and over?
Any allocation scheme for scarce resources is an economic system. Economic systems provide answers to three fundamental questions: what will be produced, how will it be produced, and how will the output society generates be distributed?
Answers to these questions can fall into one of two categories. In command economies, the government is in charge of deciding how to allocate resources as well as how to balance output and consumption. The variables of production and consumption are all coordinated through markets in market economies, where private ownership of resources is established through property rights. In an economic system based on markets, resources are distributed according to the most advantageous usage.
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What reason Persia gave economic control to Russia and Britain?
Persia gave economic control to Russia and Britain in order to gain military protection from them.
What is economic?Economic refers to the production, distribution, and consumption of goods and services. It is the study of how individuals, businesses, governments, and nations make choices on allocating resources to produce goods and services and how these goods and services are distributed, consumed, and exchanged. Economic decisions are based on the analysis of cost, benefit, and risk. Economic analysis is used to examine markets, industries, and other economic agents in order to understand how the economy works and how to best use resources to meet economic objectives.
Britain and Russia both had a strong presence in Persia, which allowed them to influence political and economic decisions in the region. Persia also wanted to gain access to the resources and markets in both countries, as well as their technological advances.
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Faye sometimes borrows money from her broker to buy her stock. She is buying a. A call option b. A direct investment c. On margin d. A put option e. A short sale
Faye sometimes borrows money from her broker in order to buy her stock. She is said to be buying on margin.
Margin tends to refer to the amount of the equity which an investor has in their own brokerage account. So, in order "to margin" or "buying on margin" refers to the use of the money which are being borrowed from a broker in order to purchase securities.
However, to do so you must have a margin account, rather than a standard brokerage account. So, here Faye sometimes borrows money on margin from her broker in order to purchase her stock.
Hence, option C is correct.
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In a system that uses multiple predetermined overhead rates, overhead is applied ______. Multiple choice question. in each department as jobs proceed through the department at the end of the total production process at the end of each period before production begins
A) Overhead is applied to each department as jobs move through it in a system with multiple predetermined overhead rates.
How can a predetermined overhead rate be used to assign overhead costs to jobs?Direct materials, direct labor, and applied overhead make up the total job cost.Estimated overhead divided by estimated activity is the predetermined overhead rate.Direct materials, direct labor, and applied overhead make up the total job cost.What exactly is an established overhead rate?The allocation rate that is used to apply the estimated cost of manufacturing overhead to cost objects for a particular reporting period is known as a predetermined overhead rate.
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Why does free enterprise create a greater variety of products than a command economy?
Free enterprise creates a greater variety of products than a command economy because it allows companies to respond directly to consumer demand.
Why does a market economy produce a wider range of goods than a market economy?Free enterprise creates a greater variety of products than a command economy because it allows companies to respond directly to consumer demand.Companies in a free enterprise system are incentivized to create products that meet consumer needs and wants, creating competition and innovation that drive product variety.In a command economy, the government controls what is produced and does not respond directly to consumer demand, so there is less of an incentive for companies to introduce new products.In a command economy, the government controls the production and distribution of goods and services, and often sets prices and production levels.This limits the number of products that are available and does not allow for competitive forces to drive innovation.The government also has less incentive to produce products that meet consumer demands, so the variety of products available is often limited.To learn more about Free enterprise refer to:
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Who answers the what in a market economy?
The producer controls what to make, how much to produce, how much to charge buyers for those things, and how much to pay employees in a market economy. In a free-market economy, the pressures of competition, supply, and demand have an impact on these decisions.
What do you know about Market Economy?
Market economies, in which individuals bartered goods and services without using money, gave rise to market economies. Market economies emerged as one of three modern economic systems when ideas of money, free commerce, and private property rights evolved. The command economy is another contemporary economic system in which, in stark contrast to the market economy, the government controls all economic choices. Additionally, market economies have other traits. Because it grants owners the right to sell their commodities, the idea of private property is essential to the market economy.
So, The producer controls what to make, how much to produce, how much to charge buyers for those things, and how much to pay employees in a market economy.
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What are the three major components which make up the interest rate?
The three major components which make up the interest rate are the nominal rate, the inflation rate, and the real rate.
The nominal rate is the rate of interest stated on a loan or other financial instrument, which does not take into account inflation. The inflation rate is the rate at which the prices of goods and services are rising. The real rate is the nominal rate minus the inflation rate, which reflects the actual rate of return on an investment.
Hence the three major components which make up interest rate are nominal rate, the inflation rate, and the real rate.
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Unadjusted cost of goods sold is calculated by subtracting ending finished goods inventory from...
A. costs of goods manufactured
B. goods available for use
Unadjusted cost of goods sold is calculated by subtracting ending finished goods inventory from goods available for use.
What is cost?In manufacturing, research, retail, and accounting, cost is monetary value that is no longer available because it was used to produce something or provide a service. In business, acquisition costs can be acquisition costs. In this case, the amount spent on the acquisition is counted as an acquisition cost. Cost is the amount of money a business spends to create or produce goods or services. This does not include the profit markup. From the seller's view point, cost is the amount of money spent to produce the goods and products. Cost is defined as the sum of actual expenditure on inputs and imputed expenditure on inputs supplied by the owner.To learn more about cost from the given link :
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A registered representative has a customer, age 50, in the 35% tax bracket, who just sold his house for a 1-time gain. The customer intends to downsize, and after buying a smaller home, will have $400,000 to invest. The customer intends to retire in 15 years. The registered representative could recommend that the customer purchase a variable annuity separate account with a growth objective because:
The registered representative could recommend that the customer purchase a variable annuity separate account because the earning build tax-deferred during the 15 year period until retirement.
Retirement products include variable annuities. They are a type of tax-deferred investment vehicle made to build wealth and produce a steady stream of income for retirement. Variable annuities are a complex combination of investments and insurance.
The U.S. Securities and Exchange Commission and the insurance agencies of each of the 50 states oversee their regulation. You don't need to be an expert to purchase a variable annuity, but it does help to understand what the separate account is.
Because your retirement funds are there. Independent insurance agents specialize in annuities. Every day, they assist people like you in making wise decisions. A variable annuity is built on a separate account for variable annuities.
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A labor efficiency variance resulting from the use of poor-quality materials should be charged to:
A. the production manager
B. the purchasing agent
C. manufacturing overhead
D. the marketing department
(B.) the purchasing agent, The buying agent should be charged for a labor efficiency difference brought on by the use of subpar supplies.
When selecting suppliers and products, purchasing agents and buyers take into account pricing, quality, availability, dependability, and technical support. Buyers and purchasing representatives purchase goods and services for businesses to utilize internally or to market. They examine the quality of the items, negotiate contracts, and assess suppliers. A buyer may also be referred to as a purchasing agent. procurement representative. Purchaser's representative. The coordinated procurement of products and services on behalf of the buying body is known as purchasing. To guarantee that necessary materials are supplied quickly and affordably, purchasing actions are required.
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