Imani increased her 401k contributions, which decreased her net pay from $637. 00 to $588. 0.



Determine the percent that Imani's net pay was decreased.



Round your answer to the nearest tenth of a percent

Answers

Answer 1

Imani's net pay decreased by approximately 7.7% when she increased her 401k contributions, resulting in a decrease of $49.00 from her initial net pay of $637.00.

To determine the percent that Imani's net pay was decreased, we need to find the difference between her initial net pay and her net pay after increasing her 401k contributions, and then calculate that difference as a percentage of her initial net pay.

Let's denote the initial net pay as A and the net pay after increasing the 401k contributions as B.

A = $637.00 (initial net pay)

B = $588.00 (net pay after increasing 401k contributions)

The decrease in net pay can be calculated by subtracting B from A:

Decrease = A - B = $637.00 - $588.00 = $49.00

Now, to find the percentage decrease, we divide the decrease by the initial net pay (A) and multiply by 100:

Percentage Decrease = (Decrease / A) * 100 = ($49.00 / $637.00) * 100 ≈ 7.68%

Therefore, the percent that Imani's net pay was decreased, rounded to the nearest tenth of a percent, is approximately 7.7%.

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Related Questions

A parabola, with its vertex at (0,0), has a focus on the negative part of the y-axis. which statements about the parabola are true? select two options.

Answers

The true statement of the parabola is (a) directrix will cross through the positive part of the y-axis.

What are parabolas?

Parabolas are examples of a conic section such that it is formed by the intersection of a cone with a plane parallel to its side.

How to determine the true statements?

From the question, the given parameters are:

Vertex = (0,0)

Focus = Negative side of the y-axis

A parabola has quite a number of forms, one of these forms is the general form.

The general form is represented as:

(x - h)^2 = 4p(y - k)

The vertex of the parabola is

(h, k) = (0, 0).

So, we have:

(x - 0)^2 = 4p(y - 0)

Evaluate the difference

x^2 = 4py

Since the focus is on the negative side, the value of p will be negative.

Also, because the vertex is at the origin, the directrix of the parabola will cross through the positive part of the y-axis.

This means that the true statement of the parabola is (a) directrix will cross through the positive part of the y-axis.

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Complete question

A parabola, with its vertex at (0,0), has a focus on the negative part of the y-axis. Which statements about the parabola are true?

Check all that apply.

The directrix will cross through the positive part of the y-axis.

The equation of the parabola will be in the form y2 = 4px where the value of p is negative.

The equation of the parabola will be in the form x2 = 4py where the value of p is positive.

The equation of the parabola could be y2 = 4x.

The equation of the parabola could be x2 = y.

HURRY PLEASE!!!!!!
Jarrett splits his bag of j jelly beans into two equal piles and gives one pile to his brother. He then gives his brother seven more beans. Write an algebraic expression to represent the number of beans his brother has?

Answers

Hope this helps X divided by 2 + 7 sorry I could not find a symbol for division

. A particular airline offers three free snack options to it's passengers: cookies, chips, and crackers. Along with the snack, passengers are offered two free drink options: soda or water. This is a tree diagram that represents the probability of customers choosing the different snack and drink options. Tree Diagram What is the value of Z

Answers

The probability that a particular passenger chooses chips and soda as a snack is 0.25 or 25%.

What is probability?

In mathematics, probability is considered as the chances a specific situation or event occurs. For example, you can calculate the probability that it rains tomorrow based on general weather patterns.

How to calculate the probability of two events happenning?Calculate or identify the probability of each event happening.Multiply the probabilities of the events involved.

What is the probability of Z event happnening?Probability that a person choses soda: 0.5Probability that a person choses chips: 0.5

Now, let's multiply these probabilities:

0.5 x 0.5 = 0.25 or 25% (0.25 x 100)

This means the  probability of a passenger choosing chips and soda as a snack is 0.25 or 25%.

Note: This question is incomplete; here is the missing section:

What is the probability of Z (a passenger choosing chips and a soda)? a.)25% b.) 33% c.) 50%

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Which equation describes how the parent function, y = x3, is vertically stretched by a factor of 4?
Oy=x³ +4
O y=(x+4)³
O. y=4x³
O y=x4

Answers

Answer: [tex]y=4x^3[/tex]

Step-by-step explanation:

See attached image.

The equation of function after vertically stretched by a factor of 4 is,

⇒ y = 4x³

What is Translation?

A transformation that occurs when a figure is moved from one location to another location without changing its size or shape is called translation.

Given that;

The parent function is,

⇒ y = x³

Now, After vertically stretched by a factor of 4 we get;

The value of function is,

⇒ y = 4x³

Hence, The equation of function after vertically stretched by a factor of 4 is,

⇒ y = 4x³

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What is the formula for margin of error?
Z•√√5
√r
OME =
OME =
OME =
z. √s
Z•
77
Z•S
√n
Z S
OME= 77

Answers

The margin of error is calculated using the formula, C. ME = z × s / √n.

What is the Formula Used to Determine Margin of Error?

The formula for finding the margin of error is given as: ME = z × s / √n, where we have the following:

ME = margin of error

z = z-score

s = population standard deviation

n = sample size

The margin of error is used to determine amount of error in a random sampling.

Thus, the formula is: C. ME = z × s / √n.

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A bag contains 1 white (W), 3 blue (B1, B2, B3), and 2 red (R1, R2) marbles.
Find the probability of tossing a head and drawing a red marble. Explain your reasoning.

Answers

Using it's concept, there is a 0.1667 = 16.67% probability of tossing a head and drawing a red marble.

What is a probability?

A probability is given by the number of desired outcomes divided by the number of total outcomes.

In this problem, we have that:

For the coin, one out of two outcomes are heads.For the marble, two out of six marbles are red.

Hence the probability of tossing a head and drawing a red marble is:

[tex]\frac{1}{2} \times \frac{2}{6} = \frac{1}{6} = 0.1667[/tex]

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Of the 30 cars in a parking lot, 12 are blue, 8 are red, 6 are white, and 4 are silver. In simplest form, what are the odds in favor of a red or white car leaving first?
A. 7:8
B. 8:7
C. 1:5
D. 5:1

Answers

Answer:

Step-by-step explanation:

8+6=14

14/30 = 7/15

So the final answer is 7/15

pls thank me pls :(

Briana is looking for jobs and is hoping to find one that will allow
her to make at least $2,000 in her first paycheck. She has found
one possible postion at the local shoe store that is offering $200
signing bonues and a wage of $15 per hour. How many hours will
Briana need to work to make $2,000 in her first paycheck?

Answers

She should take the job

Answer: 120 hr

Step-by-step explanation: 15$ every hr so for 120 hrs it would be 1,800$ plus the signing bonus of 200$ would total 2,000$ but with out the bonus she would have to work 134 hrs for 2,010$

At a sale, dresses were sold for 61% of their original price. If the dresses originally cost $200 each, how much did a dress cost on sale?

Answers

The new cost of the dress on sale given the original price is $122

Percentage

Original cost = $200

New cost = 61% of original price

= 61/100 × $200

= 0.61 × 200

New cost = $122

Therefore, the new cost of the dress is $122

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which of the following points could be added to the graph f(x)=-|x+3| to keep the graph a function?
a.(0.3) b.(-3,-6)
c. both a and b d. none of the above

Answers

None of the points could be added to the graph f(x)=-|x+3| to keep the graph a function

How to determine the point?

The equation of the function is given as:

f(x) = - |x + 3|

The points are given as:

(0, 3) and (-3, -6)

When x = 0, we have:

f(0) = - |0 + 3|

f(0) = -3 --- different y value from (0, 3)

When x = -3, we have:

f(-3) = - |-3 + 3|

f(-3) = 0 --- different y value from (-3, -6)

This means that the x values point to different y values (this does not represent a function)

Hence, none of the points could be added to the graph f(x)=-|x+3| to keep the graph a function

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A university wants to determine the average salary of its graduating computer science majors. the university asks the graduating classes of 50 students to share their starting salaries when hired. the 50 students had an average salary of $100,000 with a standard deviation of $2,000. find a 95% confidence interval for the average starting salary of computer science majors from the university.

Answers

Option B. ($99,242.00, $100,758.01)

a) For n - 1 = 49 degrees of freedom, we have form t distribution tables:

P( t < 2.010) = 0.975

Therefore, P(-2.010 < t < 2.010) = 0.95

Therefore the confidence interval here is obtained as:

X +₋ t 8/√ⁿ

100 \pm 2.010*\frac{2}{\sqrt{50}}

100 \pm 0.5685

(99431.61, 100568.39)

Therefore A is the correct interval here.

Q2) From t distribution tables, we have here:

P(-2.680 < t < 2.680) = 0.99

Therefore the confidence interval here is obtained as:

100 \pm 2.010*\frac{2}{\sqrt{50}}

100 \pm 0.7580

(99242, 100785)

1) A university wants to determine the average salary of its graduating computer science majors. The university asks the graduating classes of 50 students to share their starting salaries when hired. The 50 students had an average salary of $100,000 with a standard deviation of $2,000. Find a 95% confidence interval for the average starting salary of computer science majors from the university.

a - ($99,431.61, $100,568.39)

b - ($99,445.64, $100,554.36)

c- ($99,982.26, $100,017.74)

d - The salaries are not normally distributed so we cannot compute a confidence interval

2) Find a 99% confidence interval for the previous problem.

a - ($99,271.44, $100,728.56)

b - ($99,242.00, $100,758.01)

c - ($99,996.46, $100,003.55)

d - The salaries are not normally distributed so we cannot compute a confidence interval

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ABCD is a rectangle. What is the value of x

Answers

The answer is 28 feet …….

A softball pitcher has a 0.507 probability of throwing a strike for each pitch. If the softball pitcher throws 15 pitches, what is the probability that more than 8 of them are strikes

Answers

8/25 is the probability that more than 8 of them are strikes.

Lets simplify the problem,

We are given that a softball pitcher has a 0.507 probability of throwing a strike for each pitch. Also, the softball pitcher throws 15 pitches.

The above situation can be represented through Binomial distribution;

P(X = r) = 0,1,2,3,,.....

where, n = number of trials (samples) taken = 15 pitches

           r = number of success = more than 8

          p = probability of success which in our question is probability of    

                Throwing a strike for each pitch = 0.507

LET X = Number of strikes

So, it means X ~ n = 15, p = 0.507

So, Probability that more than 8 of them are strikes = P(X > 8)

P(X > 8) = P(X = 9) + P(X = 10) + P(X = 11) + P(X = 12) + P(X = 13) + P(X = 14) + P(X = 15)

After putting the values in it we get,

P = 0.323

P= 8/25 approx

8/25 is the probability that more than 8 of them are strikes.

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a brick is in the shape of a rectangular prism with a length of 8 inches, a width of 3.5 inches, and a height of 2 inches. the brick has a density of 2.7 grams per cubic centimeter. find the mass of the brick to the nearest gram a brick is in the shape of a rectangular prism with a length of 8 inches, a width of 3.5 inches, and a height of 2 inches. the brick has a density of 2.7 grams per cubic centimeter. find the mass of the brick to the nearest gram

Answers

The mass of brick is 2478 gram.

What is a rectangular prism?

A rectangular prism has a total of 6 faces, 12 sides, and eight vertices. Like a cuboid, it has three dimensions- the base width, the height, and the length. The top and base of the rectangular prism are rectangular in shape. The pairs of opposite faces of a rectangular prism are identical or congruent.

A brick is in the shape of a rectangular prism with a length of 8 inches, a width of 3.5 inches, and a height of 2 inches.

The volume of rectangular prism = length×width×height

                                                        = 8×3.5×2

                                                        = 56

Thus volume of brick is 56 cubic inches.

Convert inches to centimeter

1 inch = 2.54 centimeter

Therefore,

56 cubic inches = 56 x 2.54 x 2.54 x 2.54 cubic centimeter

56 cubic inches = 917.676 cubic centimeter

Thus, we get,

volume of a rectangular prism = 917.676 cubic centimeter

The brick has a density of 2.7 grams per cubic centimeter

Density = 2.7 grams

The mass of brick is given by formula = density × volume

[tex]\Rightarrow[/tex]                                                            = 2.7 × 917.676

[tex]\Rightarrow[/tex]                                                            = 2477.72

[tex]\Rightarrow[/tex]                                                            ≅ 2478  

Thus mass of brick is 2478 gram.

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A researcher asked 520 randomly selected people of three different age groups (teen, young adult, and adult) about their favorite music genre. the two-way table displays the distribution of the responses. a 4-column table with 3 rows. column 1 has entries country, rock, oldies. column 2 is labeled teen with entries 61, 94, 15. column 3 is labeled young adult with entries 65, 84, 36. column 4 is labeled adult with entries 49, 54, 62. the columns are labeled age and the rows are labeled music. a participant is randomly selected. let c be the event that the participant prefers country music and let t be the event that the participant is a teen. what is the value of p(cc and tc)? 0.12 0.33 0.45 0.55

Answers

The value of p(cc and tc) is 0.1173

The distribution of the replies is 0.12, as shown by the two-way table.

We've done that.

520 randomly chosen individuals from the teen, young adult, and adult age groups were asked about their preferred musical genres by the researcher.

The distribution of the answers is shown in the two-way table.

There are 61 teenagers in the country.

seeing as how this is only one of 520,

The probability formula?

P(E) = (Number of favorable outcomes) = Probability of an Event (Sample space).

61/520=0.1173

We calculate 0.1173 by dividing 61 by 520 and rounding to the next hundredth to obtain 0.12.

Thus the value of p(cc and tc) is 0.1173.

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Helppp please and thank uuu

What transformation is used to create this frieze pattern?

vertical reflection

glide reflection

horizontal reflection

180° rotation

Answers

Answer:

Using translation concepts, it is found that the transformation used to create this frieze pattern is a 180º rotation.

Step-by-step explanation:

Nakeisha read 2 and 3/5 pages in 6 minutes at what rate, in pages per hour, did she read?

Answers

The rate at which she reads is 26 pages per hour

How to determine the rate?

The given parameters are

Pages = 2 and 3/5

Time = 6 minutes

Convert the time from minutes to hour

Time = 6/60 hour

This gives

Time = 0.1 hour

The rate at which she reads is calculated as:

Rate = Page/Time

This gives

Rate = (2 and 3/5)/0.1 hour

Rewrite as:

Rate = 2.6 pages/0.1 hour

Divide

Rate = 26 pages per hour

Hence, the rate at which she reads is 26 pages per hour

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Select the correct answer. Exponential function f is represented by the table. x -2 -1 0 1 2 f(x) -62 -30 -14 -6 -2 Function g is represented by the equation. Which statement correctly compares the two functions on the interval [-2, 1]? A. Only function f is increasing, and only function f is negative. B. Only function f is increasing, and both functions are negative. C. Both functions are increasing, but function g increases at a faster average rate. D. Both functions are increasing, but function f increases at a faster average rate.

Answers

based on the given exponential functions, we can tell that C. Both functions are increasing, but function g increases at a faster average rate.

what function is increasing faster?

function g is represented by the model:
g(x) = -18 x (1/3)^x + 2

g(x)=-18(1/3)^x In(1/3)

In1/3 < 0

this means that:

g (x) > 0

for any interval, g(x) > f(x)

this means that g is increasing at a faster rate than f which is increasing as shown by the table given in the question.

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Which equation represents a line that passes through the two points in the
table?

Answers

The answer is B. Always substitute your answer to get it.

It has taken 3 hours to fill a 5 gallon bucket from leaky hose what is the rate in gallons per hour

Answers

Answer: 1.7

Step-by-step explanation:

The rate of gallons per hour is the same as the unit rate. You want to find out how many gallons are filled in one hour, so divide 3 down to one, 3 divided by 3 is one. Then, also divide 5 by 3. 5 divided by 3 is 1.6666... and as an hour is out of 60, round it to 1.7.

I hope this helps!

What is the probability of rolling a 4, 5, and 6, in that order, on three rolls of a single six-sided die

Answers

Answer:

1:216

Step-by-step explanation:

The probability of getting a 4 would be 1/6.  The probability of getting a 5 would be 1/6 and the probability of getting a 6 would be 1/6.  The bottom number is the total number of outcomes (1,2,3,4,5,6) and the top number is out of that set, how many do I want.  In the case of wanting a 4, I want 1 out of those 6 numbers and so on.

Now we multiple these together 1/6 x 1/6 x 1/6 and get  1/216 or another way to write this is 1:216

The equation shows the relationship between a planet’s orbital period, t, and the planet’s mean distance from the sun, a, in astronomical units, au. If the orbital period of planet y is twice the orbital period of planet x, by what factor is the mean distance increased?.

Answers

The mean distance is increased by a factor of [tex]2^{3/2}[/tex] if the orbital period  of planet y is twice that of the planet x.

Description of the Kepler's law.

The orbital period T and the mean distance from the sun, A, expressed in astronomical units (AU), are related in accordance with Kepler's third law.

The mathematical formula is,

T² = A³

Here, T denotes the orbital period and A represents the average separation or mean distance from the sun.

Now, if T(y) = 2T(x)

⇒ A'³(y) = 2A³(x)

A'(y) = [tex]2^{3/2}[/tex]A(y)

Thus, if orbital period of planet y is twice the orbital period of planet x, the mean distance is lengthened by a factor of [tex]2^{3/2}[/tex].

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Answer:

2 Superscript three-halves

Step-by-step explanation:

Edge

Need help understanding how to solve

Answers

For the two figures to be similar, the missing length must be 30.

What is the missing length?

For the two figures to be similar, the dimension of each figures must be proportional to each other.

Let the missing length be x.

Hence,

x/25 = 24/20

We cross multiply

x × 20 = 24 × 25

x × 20 = 600

x = 600/20

x = 30

Therefore, for the two figures to be similar, the missing length must be 30.

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Enacting a modeled response depends on your ability to reproduce the response by converting your stored mental images into overt behavior.

Answers

Answer:

??

Step-by-step explanation:

Joe's company sold insurance policies over the phone. Last month, 2 employees sold three hurricane policies, 6 employees sold two hurricane policies, and 9 employees sold a single hurricane policy. If a single employee is picked at random, what is the probability that the employee sold two hurricane policies or sold one hurricane policy

Answers

The probability that the employee sold two hurricane policies or sold one hurricane policy is 15/17.

According to the statement

Number of employees who sold three hurricane policies is 2

Number of employees who sold two hurricane policies is 6

Number of employees who sold 1 hurricane policies is 9

SO,

The total number of employees is 2+6+9=17.

The number that sold two hurricane policies or sold one hurricane policy is 6+9=15,

so the Probability = Total number of policies sold / total number of employees

Probability = 15/17

So, The probability that the employee sold two hurricane policies or sold one hurricane policy is 15/17.

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Refreshment we’re set up in one area of the gym . hot pretzels were a dollar lemonade was 50 cents, fruit was 35 cents , and cookies were a quarter . if you purchase two of each . How much money would you needed

Answers

Answer:

$4.20

Step-by-step explanation:

1+1+.50+.50+.35+.35+.25+.25=4.20

21. A triangle has vertices (1, 5), (2, 7), and (6, 5). After a reflection and a translation, the
coordinates of the image are (5,-2), (6,-4), and (10,-2). Describe the transformation.
22. Find the image of the point at (4, -7) under the translation along the vector (a, b).

Answers

Answer:

See below

Step-by-step explanation:

I am not sure about number 22.  I think that they are asking you to apply the same rules to the point (4, -7), if that is what they mean, the answer is (8,10)

A new toy comes in the shape of a regular hexagonal pyramid. The base has side lengths of 10 inches and the apothem is 5√3 inches. If the surface area is 420 + 150√3 square inches, what is the slant height?
A. 11 inches
B. 14 inches
C. 7 inches
D. 28 inches

Answers

The slant height of the hexagonal pyramid is: B. 14 inches.

What is the Area of a Regular Hexagon?

Area of a regular hexagon = 3√3/2(s²)

First, find the area of the regular hexagon:

Area = 3√3/2(s²) = 3√3/2(10²) = 150√3 in.².

Surface area is given as 420 + 150√3 in.².

Area of the 6 triangles = surface area - area of hexagonal base = 420 + 150√3 - 150√3

Area of the 6 triangles = 420 in.²

Area of 1 triangle = 420/6 = 70 in.²

Use the area of a triangle to find the slant height (h):

70 = 1/2(10)(h)

2(70) = 10(h)

140/20 = h

h = 14 in.

The answer is B. 14 inches.

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Write the equation of the line that passes through the points (-6,-3) and (-3,1)

Answers

Answer:

[tex] y = \frac{4}{3} x + 5[/tex]

Step-by-step explanation:

The slope is

[tex] \frac{ - 3 - 1}{ - 6 - ( - 3)} = \frac{4}{3} [/tex]

Substituting into point-slope form,

[tex]y - 1 = \frac{4}{3} (x + 3) \\ \\ y - 1 = \frac{4}{3} x + 4 \\ \\ y = \frac{4}{3} x + 5[/tex]

Which system is equivalent to startlayout enlarged left-brace 1st row y = 9 x squared 2nd row x y = 5 endlayout

Answers

The set of equations that corresponds to the specified function are

y = 5 - x and 5 - x = 9x².

What is linear equation in two variables?

If an equation is expressed as ax + by + c=0, where a, b, and c are all real integers and a and b, the coefficients of x and y, respectively, are not equal to zero, then it is said to be a linear equation in two variables.

The given equation is :

[tex]y=9x^{2}[/tex] equation 1.

[tex]x+y=5[/tex] equation 2.

From equation 2.

[tex]x+y=5\\y=5-x[/tex]

substituting into 1 equation.

[tex]5-x=9x^{2}[/tex]

The system of equations that is equivalent to the provided function is shown by the resulting equation, which is y = 5 - x and [tex]5-x=9x^{2}[/tex]

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Write 2/3 and 3/4 as a pair of fractions with a common denominater LeBron's Kids Camps has a current ratio of 0.80 to 1, based on current assets of $4 million and current liabilities of $5 million a-1. How, if at all, will a $510,000 cash purchase of inventory affect the current ratio? The current ratio will ____ Preferred stock is a hybrid security, because it has some characteristics typical of debt and others typical of equity. The following table lists various characteristics of preferred stock. Determine which of these characteristics is consistent with debt and which is consistent with equity. Characteristics Debt Equity Has a par, or face, value. No tax adjustments are made when calculating the cost of preferred stock. Consider the case of Turnbull Enterprises: At the present time, Turnbull Enterprises does not have any preferred stock outstanding but is looking to include preferred stock in its capital structure in the future. Turnbull has found some institutional investors that are willing to purchase its preferred stock issue provided that it pays a perpetual dividend of $10 per share. If the investors pay $110.22 per share for their investment, then Turnbulls cost of preferred stock (rounded to four decimal places) will be . A polygon is shown below . Write down the sum of its exterior angles. Work out the size of angle x A sample of helium gas has a volume of 1.20 L More helium is added with no change in temperature or pressure until the final volume is 600 L. By what factor did the number of moles of helium change? increase to 4 times the original number of moles decrease to % of the original number of moles increase to 6 times the original number of moles increase to 5 times the original number of moles decrease to % of the original number of moles Caroline earn . 40 points for writing an essay on a test she also earns three points for every question ,q, she answered correctly what expression can be used to find how many points Caroline earned on the test pls help lol my grades a 62 rn & grades are almost due ! Calculate the adiabatic flame temperature of CH4(g) at 1 atm when burned with 10% excess air. The air enters at 25C and the CH4 at 300K. The reaction is: CH_(g) + 202(g) CO2(g) + 2H2O(g) for the given waveform: a) find the average voltage value b) if this voltage is applied to a 2 m resistor determine the range (min/max) of applied current all of the following are reported as current liabilities except group of answer choices accounts payable. bonds payable. notes payable. unearned revenues. what is the product of the dieckmann condensation of this diester 19 . find the particular solution to the differential equation y=3x3 that passes through (1,4.75), given that y=c 3x44 is a general solution. A charge of 0. 05 C moves a negative charge upward due to a 2 N force exerted by an electric field. What is the magnitude and direction of the electric field? 0. 03 upward 0. 03 downward 40 upward 40 downward. If bonds are issued at a discount, the stated interest rate is: a. higher than the market rate of interest. b. lower than the market rate of interest. c. too low to attract investors. d. adjusted to a lower rate of interest. A circle with a center of (0, 0) and passes through (0, -3). find the area and circumferences of this circle calculate g at 298 k for the following reactions.2kclo3(s)2kcl(s) 3o2(g) A slingshot is used to launch a stone horizontally from the top of a 20. 0 meter cliff. The stone lands 36. 0 meters away You and your friend including Rahul are on the Juhu beach mumbai. You are discussing about the hot weather at Mumbai and cold weather at mahabaleshvar and Panchgani. Write a short group discussion must you and your friend. You are Sumit. Write your answer in eight to ten dialogue A large reflecting telescope has an objective mirror with a 10.0m radius of curvature. What angular magnification does it produce when a 3.00 m focal length eyepiece is used? Draw a sketch to explain your answer. In insects, an exoskeleton is the first physical barrier against pathogens. The digestive system is protected by lysozyme, a(n) enzyme that breaks down bacterial cell walls and acts as a antibodies barrier. The major immune cells are called hemocytes, which carry out phagocytosis and cam secrete antimicrobial peptides.