Moderate consumption of beer has been linked with reduced risk of osteoporosis, because of beer's silica content

A firm that wants to reduce its office costs and have employees call in sick less often could consider implementing a telecommuting program.

Telecommuting allows employees to work from home or other remote locations using technology such as computers, phones, and video conferencing. By allowing employees to work from home, the firm can reduce the need for office space and associated costs such as rent, utilities, and maintenance.

Additionally, telecommuting can help to reduce absenteeism as employees are less likely to call in sick when they can work from the comfort of their own homes. However, telecommuting requires careful planning and communication to ensure that employees are productive and engaged and that there is an effective collaboration among team members.

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Answer:

Explanation:

Bretton Woods

The two location factors that influence industries to remain in the northeastern United States and northwestern Europe are skilled labor and a rapid delivery market. option (d)

The availability of a skilled workforce is essential for companies to remain competitive, especially in industries that require specialized knowledge and training. Both regions have a well-educated and highly skilled workforce, making it attractive for industries to stay. Additionally, a rapid delivery market is crucial for industries that rely on just-in-time delivery of goods and services.

Both regions have well-developed transportation infrastructures, making it easier for companies to transport goods quickly and efficiently. While global communications, fluid capital, customer demand, and advantageous tariffs may be important factors, skilled labor and a rapid delivery market are the most significant factors influencing industries to remain in these regions.

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A salesperson should inform the customer that it is illegal to discriminate against families with children under the Fair Housing Act. Therefore, they cannot show properties where children are not allowed.

Instead, they can help the customer find suitable properties based on their preferences and need, while ensuring compliance with the law.

The salesperson should respectfully inform the customer that it is against fair housing laws to discriminate against families with children. However, the salesperson can still assist the customer by showing them properties that meet their specific criteria, such as those with a smaller number of bedrooms or those located in areas with fewer families with children.

It is important for the salesperson to prioritize the customer's needs while also following ethical and legal guidelines.

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a) The excess demand function for consumer 1 can be determined by subtracting the consumer's endowment from their utility function, resulting in Excess Demand1 = 901 Q1 + 4911 Q2. The excess demand function for consumer 2 can be determinedg by subtracting the consumer's endowment from their utility function, resulting in Excess Demand2 = 921 Q1 + 2921 Q2.

b) The equilibrium price ratio for this economy can be found by setting the excess demand functions to zero and solving for the price ratio. This results in a price ratio of P1/P2 = 901/921. This means that for every unit of good 1, the consumer must pay 901/921 times that amount for good 2 in order to achieve equilibrium.

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Menu costs are associated with the sticky-price theory.The correct option is b. sticky-price theory.

The sticky-price theory explains that prices of goods and services do not adjust immediately in response to changes in demand or supply. One reason for this slow adjustment is menu costs. Menu costs refer to the expenses associated with changing the listed prices of items, such as printing new menus, updating price tags, or reprogramming software.

In the context of the sticky-price theory, menu costs make it costly for businesses to change their prices frequently. As a result, businesses may be hesitant to change their prices even when market conditions change, leading to a temporary imbalance between supply and demand. This imbalance can cause short-term fluctuations in economic output and employment. Menu costs are associated with the sticky-price theory. Sticky-price theory explains that prices don't adjust immediately due to factors like menu costs.Menu costs make it expensive for businesses to change their prices, causing a temporary imbalance between supply and demand.The correct option is b. sticky-price theory.

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The Sharpe ratios, products 2, 4, and 6 are good candidates as they have the highest risk-adjusted returns.

To determine which products are good candidates, we need to calculate each product's risk-adjusted return. We can do this by subtracting the risk-free rate (4%) from each product's expected return and dividing by its standard deviation. This will give us the product's Sharpe ratio, which measures the excess return per unit of risk.

The Sharpe ratios for each product are as follows:

Product 1: (10.4% - 4%) / 3.2% = 1.63
Product 2: (9.8% - 4%) / 2.3% = 2.52
Product 3: (6.0% - 4%) / 1.6% = 1.25
Product 4: (12.1% - 4%) / 3.6% = 2.36
Product 5: (12.2% - 4%) / 8.0% = 1.03
Product 6: (13.8% - 4%) / 6.5% = 1.91

Based on the Sharpe ratios, products 2, 4, and 6 are good candidates as they have the highest risk-adjusted returns. Product 1 is also a reasonable candidate, although it has a slightly lower Sharpe ratio than the others. Products 3 and 5 have lower Sharpe ratios and therefore may not be as attractive options.

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Compared with the recovery from the recession of 1981-82, the recovery from the recession of 2008-09 was characterized by larger increases in both government spending and budget deficits as a share of GDP.

The recovery from the recession of 2008-09 was characterized by larger increases in both government spending and budget deficits as a share of GDP compared to the recovery from the recession of 1981-82. This was due to the government's stimulus efforts aimed at boosting economic growth and creating jobs.

However, higher government spending and budget deficits can lead to concerns about long-term fiscal sustainability. It is important for policymakers to balance the need for short-term stimulus with long-term fiscal responsibility.

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The three-elements of the project management triangle are (c) Cost, Specification, Time.

The "three-elements" are also known as the "triple-constraint" of "project-management". They represent three key variables that must be managed and balanced in order to ensure the success of a project.

The Cost refers to the resources (e.g. money, materials, equipment, etc.) that are required to complete the project.

The Specification refers to the quality and scope of the project deliverables, or what is expected to be produced by the project.

The Time refers to the duration or timeline of the project, or how long it will take to complete.

The three elements of the project management triangle are interdependent, meaning that a change in one element will affect the other two.

Therefore, the correct option is (c).

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The pricing strategy that promises to reduce the average price to consumers while minimizing promotional allowances that cost manufacturers billions of dollars every year is Everyday low pricing.

A pricing strategy takes into account segments, ability to pay, market conditions, competitor actions, trade margins, and input costs, amongst others. It is targeted at the defined customers and against competitors.

A business can use a variety of pricing strategies when selling a product or service. To determine the most effective pricing strategy for a company, senior executives need to first identify the company's pricing position, pricing segment, pricing capability, and competitive pricing reaction strategy.

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The deindustrialization of India and China after 1800 is consistent with trade based on comparative advantage because it is a natural outcome of countries specializing in the production of goods and services that they can produce most efficiently.

Comparative advantage refers to a situation where a country has a lower opportunity cost in producing a particular good than another country. As a result, the country that has a comparative advantage in the production of a good can produce it at a lower cost than other countries, and hence, it becomes more efficient to produce that good

In the case of India and China, the comparative advantage they had in the production of textiles and other labor-intensive goods meant that they were able to produce these goods more cheaply than other countries. This made them highly competitive in the global market, which led to an increase in exports of these goods.

However, with the advent of the Industrial Revolution in Europe and North America, these countries were able to produce goods at a much lower cost due to the use of machines and other technological advancements. This led to a decline in demand for Indian and Chinese textiles, which in turn led to a decline in their local textile industries.

The shift towards more specialized production is a natural outcome of trade based on comparative advantage. As countries focus on producing goods and services that they can produce most efficiently, they can benefit from the gains of trade. This allows them to specialize in what they do best, leading to increased efficiency, productivity, and economic growth. Therefore, the deindustrialization of India and China after 1800 is consistent with trade based on comparative advantage.

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The profitability index is a financial metric that measures the present value of the benefits generated by an investment relative to the cost of the investment. The correct answer is option a.

It is calculated by dividing the present value of the benefits by the cost of the investment.

In this case, the investment generates $1.10 in present value benefits for each dollar of invested costs. This means that the profitability index is 1.10. A profitability index greater than 1 indicates that the investment generates more benefits than costs, while a profitability index less than 1 indicates that the investment generates fewer benefits than costs.

The other financial metrics listed in the question, including payback period, internal rate of return, net present value, and average accounting return, are all commonly used to evaluate investment opportunities.

However, they do not provide a direct measure of the present value benefits relative to the cost of the investment, which is the focus of the profitability index.

The correct answer is option a.

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Complete Question

An investment generates exist1.10 in present value benefits for each dollar of invested costs. This conclusion was most likely reached by calculating the project's:

a. Profitability index

b. Payback period

d. Internal rate of return

e. Net present value

f. Average accounting return

Modell's Sporting Goods gives senior citizens a 10 percent discount on all merchandise, subject to their showing proof that they are over age sixty-five. This is an example of price segmentation by customer characteristics.

In this scenario, Modell's Sporting Goods is using price segmentation to offer different prices to different groups of customers based on their specific characteristics, in this case, age. Senior citizens who are over the age of 65 receive a 10 percent discount on merchandise when they provide proof of their age.

This type of segmentation allows the company to cater to different customer groups, potentially increasing sales and customer loyalty. Price segmentation can be done in several ways, such as by negotiation, product, or place. However, in this example, the segmentation is based on customer characteristics, specifically the age of the customers.

The goal of this type of segmentation is to attract and retain specific customer groups by offering them a more tailored pricing strategy that meets their needs or preferences. In the case of Modell's Sporting Goods, offering a discount to senior citizens can help to build a positive brand image and foster customer loyalty among this demographic.

In conclusion, the 10 percent discount offered by Modell's Sporting Goods to senior citizens over the age of 65 is an example of price segmentation by customer characteristics. This strategy aims to attract and retain specific customer groups by providing tailored pricing options based on their unique characteristics.

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Complete Question:

Modell's sporting goods gives senior citizens a 10 percent discount on all merchandise, subject to their showing proof that they are over age sixty-five. This is an example of?

a. Price segmentation by customer characteristics

b. Price segmentation by negotiation

c. Price segmentation by product

d. Price segmentation by place

Effectively demonstrate your ability to apply the course materials in a practical manner, showing your proficiency in handling property conveyance and drafting special warranty deeds.

In this context, the terms "demonstrate," "application," and "conveyance" can be used as follows:
To demonstrate your understanding of the practical application of materials presented in Units 1 through 4, you are required to complete the Deed of Conveyance - Special Warranty Unit 4 Assignment.
Here's a step-by-step explanation to guide you through the assignment:
1. Review the materials from Units 1 through 4, focusing on the topics related to property conveyance, deeds, and special warranty deeds.
2. Acquire the necessary information for completing the Deed of Conveyance, such as the names of the grantor (seller) and grantee (buyer), property description, and relevant dates.
3. Draft the Deed of Conveyance - Special Warranty document using the appropriate legal language, clauses, and conditions.
4. Ensure that the document includes necessary elements, such as the granting clause, habendum clause, and the warranty clause specific to a Special Warranty Deed (which limits the grantor's liability to only the period of their ownership).
5. Proofread the document to make sure it is accurate, clear, and adheres to the principles you've learned in Units 1 through 4.
By following these steps, you will effectively demonstrate your ability to apply the course materials in a practical manner, showing your proficiency in handling property conveyance and drafting special warranty deeds.

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The values for b will attract the H-types but discourage the L-types from applying, which is option (D): b = 0.38.

To determine which value of b will attract H-types but discourage L-types, we need to find the value that makes the monthly pay for H-types greater than their alternative wage, while keeping the monthly pay for L-types less than their alternative wage.

1. Calculate the minimum pay for H-types to attract them:
w(H) = $1,200 + b * $10,000 ≥ $4,800

2. Calculate the maximum pay for L-types to discourage them:
w(L) = $1,200 + b * $6,000 ≤ $4,000

Now, let's evaluate each option:

A. b = 0.15
w(H) = $1,200 + 0.15 * $10,000 = $2,700 (not enough to attract H-types)

B. b = 0.25
w(H) = $1,200 + 0.25 * $10,000 = $3,700 (not enough to attract H-types)

C. b = 0.3
w(H) = $1,200 + 0.3 * $10,000 = $4,200 (not enough to attract H-types)

D. b = 0.38
w(H) = $1,200 + 0.38 * $10,000 = $5,000 (enough to attract H-types)
w(L) = $1,200 + 0.38 * $6,000 = $3,480 (low enough to discourage L-types)

Therefore the answer is: D. b = 0.38.

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The given statement "The budget is usually the sole determinant of the survey method" is false because While budget constraints are certainly an important consideration when deciding on a survey method, they should not be the only factor taken into account.

Other factors that should be considered include the research question, the target population, the level of precision required, and the available resources such as time and personnel.Different survey methods have varying costs and can yield different types of data. For example, online surveys may be less expensive than phone surveys, but they may be less representative of certain populations. Face-to-face surveys may be more costly, but they may yield more in-depth and accurate responses.

Therefore, researchers need to weigh the pros and cons of each survey method and choose the one that is best suited to their research objectives and resources. Moreover, there are ways to reduce costs without sacrificing data quality. For instance, researchers can use sampling techniques to reduce the number of respondents needed, or use automated survey tools to reduce the need for interviewers. Therefore, while budget constraints are an important consideration, they should not be the sole determinant of the survey method chosen.

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The exceptions to the rule that a promise to do something one is already obligated to do is not valid consideration are unforeseen circumstances and UCC Rule 3-311.

In other words, if unforeseen circumstances arise that were not anticipated when the initial agreement was made, or if the agreement falls under the UCC Rule 3-311, the promise may be considered valid consideration. However, simply affirming or reiterating a preexisting duty or entering into a novation will not make the promise valid consideration. The exceptions unforeseen circumstances, implied affirmation, and a novation.

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1.a) The estimated regression coefficients for LGDP are 0.611 with a 95% confidence interval of (0.479, 0.744), and for Institution Quality, it is 0.501 with a 95% confidence interval of (0.293, 0.709).

Pinst_qual represents the estimated effect of a unit change in Institution Quality on LGDP, holding other variables constant. The correlation between log GDP per capita in 1995 and Institution Quality in 1900 is positive and significant at 0.73.

1.b) According to the regression, the predicted value of GDP per capita in 1995 for a country with a value of 10 for Institution Quality in 1900 is $8,939, and for a country with a value of 3.5 for Institution Quality in 1900, it is $1,118.

In this problem, we use the instrumental variable approach to identify the causal effect of institutions on economic development. In part 1.a, we estimate a simple regression of log GDP per capita on Institution Quality and find a positive correlation between the two variables.

In part 1.b, we predict GDP per capita for extreme values of Institution Quality. In part 1.c, we use Settler Mortality as an instrumental variable for Institution Quality, as it is plausibly exogenous to current economic conditions and correlated with past institutional quality.

The estimated regression coefficient for Institution Quality under the instrumental variable regression is larger than the OLS estimate, indicating that institutions have a larger causal effect on economic development than suggested by the correlation alone.

The number of observations in the instrumental variable regression is smaller than in the OLS regression, as some countries do not have data on Settler Mortality. If we re-run the OLS regression using only observations with data on Settler Mortality, the estimated coefficients do not change much.

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During the last half of 2012, the U.S. unemployment rate was just under 8 percent. Historical experience suggests that this is above the natural rate of unemployment, which is the rate of unemployment that would exist in a stable, growing economy with no inflation.

Therefore, it is likely that real GDP growth was relatively low during this period.

The natural rate of unemployment is determined by structural factors in the economy, such as demographics, technology, and institutions. When the actual unemployment rate is above the natural rate, it indicates that there is slack in the labor market, and employers have more bargaining power to set wages and working conditions. This can lead to lower levels of economic activity and slower growth.

On the other hand, when the actual unemployment rate is below the natural rate, it suggests that the economy is operating at or near full employment, and there is upward pressure on wages and prices. This can lead to inflationary pressures and may require monetary policy action to prevent overheating of the economy.

Therefore, based on historical experience, we can infer that the U.S. real GDP growth was likely low during the last half of 2012, as the unemployment rate was above the natural rate.

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Therefore, the value of the bank's required reserves is $454. The required reserve ratio is 10%, which means that the bank is required to hold 10% of its deposits in reserves.

Required reserves = Required reserve ratio x Deposits

Required reserves = 0.1 x $4,538

Required reserves = $453.8

Rounding this to the nearest whole number, we get the value of $454.

The bank's required reserve is the amount of funds that a bank is required to hold in reserve by a central bank, such as the Federal Reserve in the United States. It is calculated based on the bank's deposits and the required reserve ratio set by the central bank.

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The statement "Technical substitutability between factors of production may lead to economic complementarity among the same factors of production" refers to the relationship between different factors of production in the economy.

Factors of production are resources that are used in the production process, such as labor, capital, and land.Technical substitutability means that one factor of production can be replaced by another in the production process. For example, machines can be used instead of labor in manufacturing. This can lead to economic complementarity among the same factors of production, which means that when one factor is used more, the other factors become more valuable.

For instance, if machines become cheaper and more efficient, firms may substitute machines for labor in the production process. As a result, the demand for machines will increase, leading to a higher price for machines. This, in turn, can increase the demand for labor, as firms need workers to operate the machines. Thus, technical substitutability can lead to economic complementarity among factors of production.

Overall, this statement highlights the complex relationships among different factors of production in the economy. As technology evolves and firms seek to maximize their efficiency, the relationship between factors of production can change, leading to new opportunities and challenges in the production process.

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Expectations about future business conditions, technology, degree of excess capacity, and business taxes are all factors that influence business investment decisions.

Anticipation is the process or state of expecting. anticipating what would occur. An expectation is a conviction about what might occur in the future, such as your anticipation that you will always be close to your best friends.

Expectations aid in the students' interpretation of events and behaviors as instances or contraindications of what is improving us. For instance, a humorous remark may be intended to amuse the group or maybe cruel. Members of the group can learn which one it is thanks to how clearly the expectation is stated.

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A material weakness involves an amount that could result in a misstatement that is larger than inconsequential.  

Material weaknesses are significant deficiencies in a company's internal controls over financial reporting, which may lead to the possibility of financial statements being materially misstated. These weaknesses can have an adverse impact on the reliability of the financial statements, causing potential inaccuracies and misrepresentations of a company's financial position.

In contrast, an inconsequential misstatement is an error or omission that does not significantly affect the overall accuracy and reliability of the financial statements. When a misstatement is considered material, it has the potential to influence the decision-making of users relying on the financial statements, whereas inconsequential misstatements do not carry such consequences. Identifying and addressing material weaknesses in internal controls is crucial to maintaining accurate and reliable financial reporting.

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When a customer returns a product to Hartville Equipment that the customer purchased on account, Hartville will issue a return authorization to authorize a credit to the customer's account receivable on Hartville's books.The correct option is c.

 A return authorization is a document that allows the customer to return the product and receive a credit for the amount paid on their account. This credit will be reflected on the customer's account receivable on Hartville's books.A refund note is a document that authorizes a refund of money to the customer for a return or cancellation of a purchase. This is not applicable in this case as the customer made a purchase on account and not with cash.

Manager approval may be required for certain returns or refunds, but it is not the document that authorizes a credit to the customer's account receivable.A credit memo is a document that is issued by the seller to the buyer, indicating a credit has been made to the buyer's account. This is the document that Hartville will issue to authorize a credit to the customer's account receivable on Hartville's books.
In summary, the correct answer is C. return authorization, which is the document that authorizes a credit to the customer's account receivable on Hartville's books.

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To determine the amount of unilateral transfers for Year 2, we need to look at the components of the current account balance for that year.

According to the table, the amounts for goods, services, and income are $-292 million, $1434 million, and $418 million, respectively. These components represent transactions between countries, while unilateral transfers represent transfers of funds between countries that are not the result of a transaction.

Therefore, to calculate the amount of unilateral transfers, we need to subtract the sum of the other components from the current account balance for Year 2. The current account balance for Year 2 is the sum of all components, which is $1720 million.

Thus, the calculation would be:

Unilateral Transfers = Current Account Balance - (Goods + Services + Income)
Unilateral Transfers = $1720 million - ($-292 million + $1434 million + $418 million)
Unilateral Transfers = $-940 million

Therefore, the amount of unilateral transfers for Year 2 is -$940 million, which indicates a net outflow of funds from the country.

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Externalization is the process of transforming tacit knowledge into explicit knowledge. This statement is true.

The process of externalization involves the conversion of tacit knowledge, which is the knowledge that is difficult to articulate or communicate to others, into explicit knowledge, which can be more easily shared and transmitted. This process is an important part of knowledge management and organizational learning.

Externalization can take various forms, such as through storytelling, documentation, or the use of visual aids. For example, a skilled craftsman may have a deep understanding of the techniques and nuances involved in their trade, but this knowledge may be difficult to convey to others. Through externalization, the craftsman may create written or visual instructions that capture their knowledge and allow others to learn from it.

Externalization is not always a straightforward process, as it requires individuals to reflect on and articulate their own understanding of a given topic. However, it can lead to valuable insights and innovations, as well as improved collaboration and knowledge sharing within organizations.

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An individual licensed as a life-only or accident and health agent or as a property or casualty broker-agent, or an individual licensed as a property or casualty broker/agent must complete a minimum of 24 hours of instruction (including 3 hours of ethics) prior to renewal of the license every 2 years.

A health care agent is a person who makes healthcare decisions (choices) for someone. They will make these decisions if someone is not able to make healthcare.

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If the government places a price ceiling on the cost of one undergraduate credit hour, it would lead to an artificial cap on the maximum price that sellers can charge for that particular good or service.

This is because, at the price ceiling, the quantity demanded would exceed the quantity supplied. In the case of higher education, if the price ceiling is set below the equilibrium price, the number of universities offering courses would decrease as the price they receive for their services is limited. This would lead to a shortage of university places.

universities may be harmed by this restriction as they would receive lower revenues. As a result, the quality of education may decline as universities may not have sufficient funds to offer the same level of services as before. This could also affect the availability of programs and courses offered by universities.

In conclusion, the impact of a pricing ceiling on market equilibrium in the education market is dependent on the level at which the ceiling is set.

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Option c: When using the high-low method, if the high or low levels of cost doesn't match the high or low levels of activity: choose the period with the highest and lowest level of activity and their associated costs.

Using the highest and lowest points on the cost-volume graph, the high-low approach is a cost estimation technique that divides a mixed cost into its fixed and variable components. The method is predicated on the notion that the fixed cost component of the mixed cost is unaffected by the degree of activity and that the difference between the highest and lowest points on the graph is solely attributable to the variable cost component.

It is possible, though, for the high or low levels of cost to differ from the high or low levels of activity. This can happen for a number of reasons, including outliers, measurement errors, or unusual circumstances. The best course of action in these situations is to pick the time period with the highest and lowest levels of activity and the corresponding expenditures.

This is so that the high-low method may be used, which makes the assumption that the cost behaviour pattern seen at the highest and lowest levels of activity is indicative of the entire spectrum of activity. Therefore, we guarantee that we are using the most pertinent and representative data to estimate the fixed and variable cost components by selecting the period with the highest and lowest level of activity and their associated costs.

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Complete question:

When using the high-low method, if the high or low levels of cost do not match the high or low levels of activity:

a. choose the period with the highest and lowerst level of cost and their associated activities.

b. skip that period and move to the next highest or lowest level where cost and activity match.

c. choose the period with the highest and lowest level of activity and their associated costs.

The ability of the employer to bar striking workers from the workplace is known as a "defensive lockout."

Employees who have begun strike action are given the option during a defensive lockout to either continue the strike or accept the employer's last offer.

A lockout is referred regarded as a "offensive lockout" when it is used by the employer to coerce non-striking workers into accepting their offer rather than in response to a strike.

When negotiations between a company and its employees come to a standstill and the workers go on strike, defensive lockouts can be helpful. The ability of the employees to choose when to return to work is taken away from them when the employer imposes a lockout.  Once the strike is over and a deal has been reached, the workers will be permitted to return to work. As a result, striking workers are unable to work intermittently during the strike, and they are under pressure to accept the employer's offer.

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