We must assess the pertinent expenses and revenues connected with each choice before performing a differential analysis. The pertinent expenses and income for each option in this scenario are as follows:
Option 1: Continue Producing TS-20
Income: $102,190
$51,100 is the variable cost of goods sold.
Selling costs that can change: $21,460
Costs Fixed: $35,260
Costs in total: $107,820
Earnings (Loss): $5,630
Option 2: Stop selling the TS-20.
Income: $0
Cost of Goods Sold Variable: $0
$0 in variable selling costs
Costs Fixed: $0
Costs in total: $35,260
$35,260 in earnings (losses)
By dividing the income (loss) of Alternative 2 by the income (loss) of Alternative 1, we can determine the difference between the two alternatives' effects on income, giving us:
Income Differential Effect: $29,630
According to this estimate, terminating Product TS-20 would produce a larger income (less loss) than keeping it in production. Therefore, it is advised that the business stop selling Product TS-20.
It is important to note, nonetheless, that this study makes the assumption that the choice will have no impact on fixed costs. The analysis might alter if stopping production of Product TS-20 led to some fixed costs being removed.
For instance, if ceasing production would enable the business to cut fixed expenses by $10,000, Alternative 2's income (loss) would be -$25,260 rather than -$35,260, and the difference in income would be $22,190 ($5,630 - (-$16,560)). In this situation, it might be more advantageous to keep making Product TS-20.
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Using the information given, complete the differential analysis as of September 12 to determine if Product TS-20 should be continued (Alternative 1) or discontinued (Alternative 2), assuming fixed costs are unaffected by the decision.
To determine the differential effect on income, we need to compare the costs and revenues for both alternatives:
Alternative 1 (Continue Product TS-20):
Revenue: $102,190.00
Variable cost of goods sold: $51,100.00
Variable selling and administrative expenses: $21,460.00
Total costs: $72,560.00
Income (loss): $29,630.00
Alternative 2 (Discontinue Product TS-20):
Revenue: $0.00
Variable cost of goods sold: $0.00
Variable selling and administrative expenses: $0.00
Total costs: $35,260.00
Income (loss): -$35,260.00
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In a(n) ________, two or more companies at one level join together to follow a new marketing opportunity.
In a horizontal marketing system, two or more companies at one level join together to follow a new marketing opportunity.
A Horizontal advertising machine is a form of distribution channel wherein or extra groups on the equal stage unrelated to each different come collectively to advantage the economies of scale.
A horizontal advertising and marketing gadget is all about connecting to a broad target audience. this will suggest that two or more agencies join together to capitalize on new opportunities. For instance, a grocery store and a bank ought to agree to have a bank's ATMs located at their supermarket places.
A Horizontal advertising gadget is a shape of a distribution channel wherein two or extra corporations at the same degree unrelated to every different come together to gain economies of scale.
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Ben Carmichael has been making contributions into an individual retirement account for his retirement. His contributions are tax deductible (based on his tax filing status and income) as his employer does not offer a retirement plan. What type of individual retirement account does he have
Type of individual retirement account Ben Carmichael have is Traditional IRA
Conventional IRAs allow individuals to make contributions pre-tax bucks to a retirement account wherein investments grow tax-deferred until withdrawal for the duration of retirement. Upon retirement, withdrawals are taxed on the IRA proprietor modern profits tax charge.
A defined gain plan specifies a regular retirement age, which is when employees will be eligible to receive their full amassed advantage. The employee Retirement profits safety Act covers kinds of retirement plans: described benefit plans and described contribution plans. A defined benefit plan guarantees a distinctive month-to-month benefit at retirement.
A described benefit plan ensures an worker a specific monthly charge for lifestyles after retiring. The worker usually might also opt alternatively for a lump-sum payment in a specific quantity.
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What is the primary hazard or significant drawback ofa permanent team
Drawback of a permanent team: Decreased innovation/ Lack of latest ideas-
while an worker focuses n the wellbeing in their crew and neglect to carry out their personal innovative thoughts to the desk.
Permanent teams- these groups carry out on a everlasting basis and aren't dissolved as soon as the challenge is done.teams may be divided into 4 important businesses: mission groups, self-controlled groups, digital groups, and operational groups. What type of team you have got relies upon on its purpose, region, and organizational structure.
Dangers encompass challenges with digital groups can lie in communication, terrible leadership/control and incompetent crew individuals.Confidentiality is hard to achieve as personal knowledge is shared with the organization. companies do now not fully aid institution paintings as they are no longer clear approximately its usefulness. group paintings often degenerates into games and a laugh neglecting the remedy procedure.
Four unique forms of groups:
1: purposeful teams. functional teams are permanent and consist of individuals of the equal branch with special obligations.
2: cross-functional groups. go-purposeful teams are made of people from numerous departments.
3: Self-controlled teams.
4: virtual groups.
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If people have a high degree of _______ one is more likely to want to stay with their current company.
If people have a high degree of organizational commitment one is more likely to want to stay with their current company.
Organizational commitment means the connection or the bond that the employees have with their organization or the employer. It all depends upon their psychology that more attachment they have with their employer or the organization more will they want to stay in it.
It defines different variables such as the job performance of the employees, turnover of the company or the employee employer relationship.
A model of commitment was given by Meyer and Allen in which they defined three types of commitment:
Affective commitment
Continuance commitment
Normative commitment.
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The __________ made unfair or deceptive acts or practices in commerce illegal under Section 5 of the Federal Trade Commission Act. Multiple Choice Noerr-Pennington amendment Robinson-Patman amendment Celler-Kefauver amendment Herfindahl-Hirschman amendment Wheeler-Lea amendment
The Wheeler-Lea amendment made unfair or deceptive acts or practices in commerce illegal under Section 5 of the Federal Trade Commission Act.
What was Federal Trade Commission Act?The Federal Trade Commission was founded by the Federal Trade Commission Act of 1914, federal legislation of the United States. The Act, which was passed by US President Woodrow Wilson in 1914, forbids unfair business practices and unfair techniques of competition.
Unfair or misleading acts or practices in or affecting commerce are prohibited by Section 5 of the Federal Trade Commission Act (FTC Act) (15 USC 45). All individuals engaged in business, including banks, are subject to the restriction.
The Federal Trade Commission Act's Section 5 was modified by the Wheeler-Lea Act of 1938, which made "unfair or misleading acts or practices" and "unfair methods of competition" illegal. Civil penalties were offered for breaking Section 5 orders.
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Ethanol, a biofuel derived from corn, is used in the production of both gasoline and pharmaceutical-grade hand sanitizer. During the pandemic, as the demand for gasoline plummeted, several producers of ethanol retrofitted their plants by purchasing new capital in order to produce a higher-quality ethanol, which could be used to make a medical-grade hand sanitizer. Future decisions about whether to produce ethanol for gasoline or for hand sanitizer – be informed by the – costs they incurred to retrofit their plant.
Future decisions about whether to produce ethanol for gasoline or for hand sanitizer would not be informed by the sunk costs they incurred to retrofit their plant.
What are sunk costs?
Sunk cost is a cost that has already been incurred and cannot be recovered. Sunk cost should not be considered when making future economic decisions.
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A growing trend is for lead firms to work collaboratively with their suppliers to build capabilities and create shared value.
a. true
b. false
It is true that a growing trend is for lead firms to work collaboratively with their suppliers to build capabilities and create shared value.
What is a growth trend?Growth trend is a pattern or activities done to keep an organization in place. The trend shows how well a business is doing and how bad it is doing in terms of placement in market and ability to compete.
Companies need to work with actors in the value chain to attain success, Supplier are important actors that manufacturers have to work with to create value.
Therefore,
It is true that a growing trend is for lead firms to work collaboratively with their suppliers to build capabilities and create shared value.
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Without creating a separate business organization, Roy starts up Sole Savers, a new, pre-owned auto sales enterprise. Roy is
Roy is a sole trader if he is not setting up a company instead starts a business.
What is a Business?A business is the process of selling goods or services and earning revenue and profits through it, the business generates revenue which is deducted by the expenses incurred by the business. The business ensures the strategy to have a balance between these expenses and revenue so that there is some residue profit.
The sole trader is the business where the owner of the business is highly involved in day to day running of the business taking all the strategic decisions and responsible for all the debts of the business.
On the other hand a limited liability company is a business in which the owner of the company can be involved in day to day running of the operations but is not liable personally for the debts.
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Suppose that, if their income rises by $100, all households in Normalia raise their spending by $90. Instructions: Round your answers to one decimal place. The MPC in Normalia is:
The MPC in Normalia is 0.1 after rounding the answers to one decimal place.
What Is Marginal Propensity to Consume (MPC)?The percentage of an overall salary increase that a customer spends on purchasing goods and services rather than saving is known as the marginal propensity to consume (MPC) in economics.
Key Features of MPC:The percentage of additional income that is spent on consumption is known as the marginal propensity to consume.Depending on income, MPC fluctuates. MPC tends to be lower at higher income levels.The Keynesian multiplier, which describes the impact of additional investment or government spending as an economic stimulus, is mostly determined by MPC.Marginal Propensity to Consume (MPC) = (Change in spending)/(Change in income)
= $90/$100 = 0.9
Marginal Propensity to Save
= 1 − MPC
= 1 − 0.9 = 0.1
Hence, the MPC in Normalia is 0.1.
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True or False: Neoclassical economists believe that over long time horizons as firms exploit an increase in their productive capacity, they will see an increase in demand for their products.
Neoclassical economists believe that over long time horizons as firms exploit an increase in their productive capacity, they will see an increase in demand for their products: TRUE
What are neoclassical economists?Neoclassical economics is a school of thought in which the supply and demand model governs the production, consumption, and valuation (price) of commodities and services. This school of thinking holds that the value of a thing or service is defined by a hypothetical maximization of utility by income-constrained individuals and profits by enterprises facing production costs and employing accessible information and inputs of production. This method has frequently been justified by citing rational choice theory, a theory that has come under fire in recent years. Neoclassical economists think that over extended time horizons, as firms grow their productive capacity, demand for their products will rise.As the definition itself says, neoclassical economists, think that over extended time horizons, as firms grow their productive capacity, demand for their products will rise.
Therefore, the statement "neoclassical economists believe that over long time horizons as firms exploit an increase in their productive capacity, they will see an increase in demand for their products" is TRUE.
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Item7 Time Remaining 15 minutes 14 seconds00:15:14 Item 7 Time Remaining 15 minutes 14 seconds00:15:14 If __________ is the constraint, we should __________ the staffing level to raise capacity.
If capacity is the constraint, we should raise the staffing level to raise capacity.
What is the relation between capacity and level of staff?Capacity planning can be difficult for businesses of any size. It necessitates a careful balancing act between real-time staff availability, budgetary resources, and job demands from clients, partners, or other stakeholders.
When demand outpaces supply and the flow rate is equal to the processing capacity, capacity is limited. A factor that hinders a corporation from producing more is capacity limitation.
If capacity is limited, we should increase staffing to free up more space.
I understand the question you are looking for is this:
If __________ is the constraint, we should __________ the staffing level to raise capacity.
a. demand, lower
b. demand, raise
c. capacity, raise
d. capacity, lower
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As a stipulation of a specific act, lenders must offer reasons when rejecting loan applications and must respond to all applications within 30 days. What's the name of this act?
As a stipulation of a specific act, lenders must offer reasons when rejecting loan applications and must respond to all applications within 30 days. the name of this act is Equal Credit Opportunity Act of 1974.
Introduced in the House on May 29, 1973 Equal Credit Opportunity Act - Prohibits discrimination against any person on the basis of sex or marital status by any creditor, card issuer, or other person in connection with the approval or refusal of credit. A federal financial regulation law known as the Equal Credit Opportunity Act was passed in 1974. The law forbids discrimination in credit transactions on the grounds of race, colour, religion, national origin, sex, marital status, or age. In accordance with the law, creditors must notify applicants of their credit acceptance or refusal within 30 days of receiving their application. In addition, the law mandates that lenders give a justification for all lending decisions.
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A project's operating cash flow will increase when the: Group of answer choices depreciation expense increases. interest expense is lowered. net working capital requirement increases. sales projections are lowered. earnings before interest and taxes decreases.
The correct option is (a) depreciation expense increases.
A measure of the amount of money made by a company's regular business operations is called operating cash flow (OCF). Operating cash flow shows if a business can produce enough positive cash flow to support and expand its operations; if not, it may need outside finance for capital growth.
While cumulative depreciation is the overall amount of wear and tear to date, depreciation expense is the amount that a company's assets are depreciated for a specific period (such as a quarter or the year). Accumulated depreciation is neither an expense, nor is it a depreciation expense.
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The group of people within an organization who make business buying decisions are best described as _______.
The group of people within an organization who make business buying decisions is best described as the buying center.
This is further explained below.
What is business?Generally, The buying center is the name given to the group of individuals inside an organization who are responsible for making purchasing decisions for the company.
In conclusion, killing an animal or bird for food, recreation, or financial gain: mule deer hunting. A hunting dog and a firearm.
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If you were to adapt your work to be more agile, how would you change your approach to project schedules? what would you do differently?
Show control how the mission captures uncertainty and plans for adjustments.
Be more bendy by means of:
recall the usage of an agile task control fashion for smaller, quicker-moving projects.Use time as a contingency buffer.put in force the volatile features first.If you may, keep the dates, trade the scope.Adapt generally way to make something appropriate for a new use, purpose or situation. businesses adapt to alternate and project managers are regularly required to evolve to new environments, technologies, expectations and conditions. model is a fundamental belongings of count, enterprises and those.
An Agile method to change management:
claim your exchange imaginative and prescient. Empower the folks that are pleasant placed to drive change from the start. inspire self-organizing groups to supplement your efforts. Use internal social channels and influencers to power worker awareness and engagement.Learn more about agile project management here: https://brainly.com/question/25861308
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A tax that imposes a small excess burden relative to the tax revenue that it raises is.
A tax that imposes a small excess burden relative to the tax revenue that it raises is an efficient tax.
What Exactly Is Tax Efficiency?The least amount of taxes that are legally required to be paid by a person or a corporation is known as tax efficiency. When a financial choice results in a lower tax bill than a competing financial structure that serves the same purpose, the choice is said to be more tax-efficient.
Tax-Advantaged Mutual Fund
Another approach to lower tax obligations is to invest in a tax-efficient mutual fund, particularly for taxpayers without access to a tax-deferred or tax-free account. In comparison to other mutual funds, a tax-efficient mutual fund is taxed at a reduced rate. Compared to the standard mutual fund, these funds often produce lower rates of returns through dividends or capital gains.
Mutual funds that provide little to no interest income or dividends include small-cap stock funds and passively managed ones, including exchange-traded funds (ETFs) and index funds.
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If the nominal wage is $40 and the price level (as measured by a price index) is 2.5, it follows that the real wage is:_____.
a. $100.00.b. $16.00.c. $2.50.d. $10.00.e. none of the above.
The real wage is $16.
Given nominal wage of $40 and price level of 2.5.
Real wage is to be computed.
The real wage, also known as the adjusted wages, is the amount of income that a person may anticipate to get after adjusting for the current inflation rate. For instance, if the person's nominal income is $14.00, then their real wage may be higher or lower based on the current rate of the inflation.
Real wages are established by the inflation rate and take into account the buying power of the compensation amount. Nominal salaries are not adjusted for inflation and are purely determined by existing government rules.
The formula to compute the real wage is :
Real wage= (Nominal wage/ Price level)
=($40/2.5)
=$16
Therefore, the real wage rate is b. $16.
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How can one profit through arbitrage if the dollar per euro exchange rate in london is $2 per pound while in new york is $1. 95 per pound?
Buy pounds in New York and sell them in London. This will make a profit of $0.05 per pound.
Problem-solving is the act of defining a problem; figuring out the purpose of the trouble; identifying, prioritizing, and selecting alternatives for an answer; and imposing an answer.
Problem-solving starts with identifying the issue. As an example, a trainer may need to parent out a way to improve a scholar's overall performance on a writing talent test. To do that, the instructor will overview the writing exams looking for regions for improvement.
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Fundamentally, economics deals with:______.
a. banking.
b. poverty.
c. money.
d. scarcity.
Fundamentally, economics deals with scarcity. Assuming humans have unlimited wants within a world of limited means, economists analyze how resources are allocated for production, distribution, and consumption. The study of microeconomics focuses on the choices of individuals and businesses, and macroeconomics concentrates,
On the behavior of the economy as a whole, on an aggregate level. One of the earliest recorded economists was the 8th-century B.C. Greek farmer and poet Hesiod who wrote that labor, materials, and time needed to be allocated efficiently to overcome scarcity. The publication of Adam Smith's 1776 book,
An Inquiry Into the Nature and Causes of the Wealth of Nations sparked the beginning of the current Western contemporary economic theories.
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Prior period adjustments to financial statements can result from: Multiple Choice Changes in estimates of salvage value. Material math errors. Discontinued operations. Changes in tax law. Changes in estimates of useful life.
The answer is material math error.
An adjusting entry is essentially a bookkeeping modification that improves the accuracy of the financial statements by reflecting the revenue and spending on an accrual basis, which is typically but not always the case. At the conclusion of the accounting period, adjustments are made. This might happen towards the end of the month or at the end of the year.
Prior period adjustments are errors or mistakes committed in the prior reporting period. These mistakes must be remedied or eliminated by taking suitable corrective action. Prior period items include factual errors, arithmetic errors, and errors in applying accounting rules.
Therefore, material math error is the correct option.
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Mark, a real estate broker representing a seller, insists that his client use his real estate attorney, otherwise, he won't sell the house. what has mark introduced...?
Mark, a real estate broker representing a seller, insists that his client use his real estate attorney, otherwise, he won't sell the house. what has mark introduced? Tie-in Arrangement.
What is the Tie-in Arrangement?This can be defined to be the type of arrangement that has the the condition of the sale of only one product by the person that is selling.
This type of arrangement is made up of the agreement that involves purchasing a different product from the person that is selling. The product here is what is referred to as the tie product.
A very good example of this type of arrangement is one where a patented drug is tied to a dispenser that is patented. This would therefore extend the monopolistic rights to its sale.
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What term is used to describe a licensed broker who works for another real estate broker?
Real estate agents who have met extra training and licensed requirements are called brokers. They have the option of working on their own and hiring other real estate brokers. Realtor is a member of the National Association of Realtors and a licensed real estate agent, broker, or other real estate professional.
Members are required to abide by the rigorous Code of Ethics of . Realtor is a member of the National Association of Realtors and licensed real estate agent, brokers, or other real estate professional . Members are required to abide by the rigorous Code of Ethics of NAR.
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In the early 2000s, easy credit made real estate the investment of choice in the United States. By the end of the decade, however, a recession had set in, impacting almost all businesses in the country. This example shows that _____.
This example shows that economic boom periods can overheat and lead to speculative bubbles.
A Speculative Bubble: What Is It?
A speculative bubble is characterized by a rapid, dramatic price increase that is driven more by market momentum and mood than by underlying fundamentals.
Fundamentals like significant profit growth or hopes of future market dominance at first fuel the speculation, but these fundamentals are eventually overtaken by other factors that don't reflect the real value of the company or industry.
Prices rise when investors rush to buy, thinking that prices will rise further and that if they don't buy, an opportunity will pass them by.
Fundamentals eventually overtake momentum, the bubble bursts, the stock tanks, and prices fall back to their pre-bubble levels.
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Costs that are not directly related to a specific project, such as advertising, accounting, and senior management's salary, are classified as _____________ costs.
The answer is General and administrative overhead costs.
General and administrative (G&A) costs are those that don't pertain to a particular division of the business or function but may be incurred for the benefit of the firm as a whole.
On the revenue statement, G&A expenses are shown underneath the cost of products sold (COGS).
In particular that they are incurred regardless of the volume of output or sales in a given time, a portion of G&A costs are constant.
Since they don't directly affect the products or services that customers receive, management will work to cut G&A expenses as much as possible for the variable element of these costs.
Hence, Costs that are not directly related to a specific project, such as advertising, accounting, and senior management's salary, are classified as General and administrative overhead costs.
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Miner's Coal Distributors does not mine coal itself, nor does it even store or handle the coal. Instead, Miner's solicits orders for low sulfur coal from other firms, then purchases the required amount from suppliers and directs them to ship the coal to its customers. What is Miner's
Drop shipper
The company Miner's Coal Distributors does not mine, store, or even handle coal. Instead, Miner solicits orders from other businesses for low sulfur coal, then buys the necessary quantity from suppliers and instructs them to send the coal to its clients. Hence Miner is a drop shipper.
Drop shipping - Drop-shipping is the practice of a seller setting up a website and selling products that they do not keep in stock. When a customer places an order, the seller sends the order to a third party, like a manufacturer, another retailer, or a wholesaler, who then ships the products directly to the customer.
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Section _____ of the _____ gives the securities and exchange commission (sec) the authority to regulate the solicitation of proxies.
Section 14(a) of the Securities Exchange Act,1934 gives the securities and exchange commission (sec) the authority to regulate the solicitation of proxies.
Securities Exchange act 1934 is an act which was enacted to provide the proper rules and regulation of securities exchanges and also of the over-the- counter markets which are operating in interstate as well as the foreign commerce and also through the mails, so that inequitable and unfair practices on such exchanges and markets could be prevented at the highest level, and for other purposes such as minimizing the frauds etc.
Meaning of proxy: Proxy is the authority which is defined or selected to represent someone else in the contract, annual general meeting or any other meeting especially for voting purpose.
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A machine has a cost of $15,000, an estimated residual value of $3,000, and an estimated useful life of four years. The machine is being depreciated on a straight-line basis. At the end of the second year, what amount will be reported for accumulated depreciation?.
The amount in accumulated depreciation at the end of the second year: $6,000.
What is Depreciation?Long-term assets are used up gradually over their lives and this use needs to be expensed under the matching principle in the GAAP (Generally Accepted Accounting Principles). The way this is done is by using a method of depreciation to approximate the expense.
Formula :
Accumulated Depreciation = [tex]\frac{ Cost of Assets - Salvage/ Residual Value}{Life of the asset}[/tex] × [tex]No. of Year[/tex]
Given:
Asset Cost = $15,000
Residual Value = $3,000
No. Of Year= 2
SOLUTION-
We find the amount in accumulated depreciation by finding the depreciable value:
Depreciable Value = Asset Cost - Residual Value
Depreciable Value = $15,000 - $3,000
Depreciable Value = $12,000
Now, let's divide this by 2 to find the amount in accumulated depreciation at the end of the second year:
Accumulated Depreciation =$12,000 / 2 = $6,000
Hence, The amount in accumulated depreciation at the end of the second year is $6,000.
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The standard of living for a nation's people depends mainly on:
The standard of living for a nation's people depends mainly on the quality of the natural environment.
The standard of living is the level of income, comfort, and services available that are generally social and location-related rather than individual. The standard of living is appropriate because it is believed to contribute to a person's quality of life.
Standard of living generally refers to a particular class of wealth, comfort, material goods, needs, or more objective traits in a particular discipline, but quality of life is more subjective and intangible. Personal freedom or quality of the environment.
Standard of living refers to the level of wealth, comfort, supplies, and necessities available in a particular socio-economic class or geographic area.
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Before the meeting ended, Sofia shared her new product idea; consequently, her ideas were included in the meeting minutes.
Before the meeting ended, Sofia shared her new product idea; consequently, her ideas were included in the meeting minutes. The notes that are taken during a meeting are called meeting minutes.
Which of the following is a compound sentence?Before the meeting ended, Sofia shared her new product idea; consequently, her ideas were included in the meeting minutes.
They highlight the important topics being addressed, the motions being made or voted on, and the upcoming tasks. A selected group member typically records the minutes of each meeting. It is their responsibility to present an accurate account of the meeting's events. Taking minutes will be much easier if a meeting is well-planned in advance. Nevertheless, the agenda for the meeting should be decided in advance by the chairperson and the secretary or minutes-taker. For instance, the person taking minutes could collaborate with the meeting's chair to establish an agenda and guide the meeting's structure. As a result, the person needs to approach the committee chair and inquire about their participation in the meeting. For instance, if motions are going to be proposed during the meeting, the designated member should find out if he needs to give the names of the motion proposers and seconders.
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Complete question:
Which of the following is a compound sentence?
a. Raymond applied for the position, and he was called for an interview two days later.
b. It's highly likely that your request for leave will be approved.
c. If you have any questions, please e-mail me.
d. Before the meeting ended, Sofia shared her new product idea; consequently, her ideas were included in the meeting minutes.
By 2015, the foreclosure rate was down by 20%. The metropolitan statistical areas showing the highest percentage of improvement included all of the following EXCEPT
The correct option is C) Washington, D.C.
By 2015, the foreclosure rate was down by 20%. The metropolitan statistical areas showing the highest percentage of improvement included all of the following except "Washington, D.C".
What is foreclosure rate?The process of foreclosure starts when a borrower is unable to make their mortgage payments. When a mortgage is foreclosed, the lender normally seizes the property and makes an effort to sell it. This occurs when real estate is utilised as security for mortgage loans, making your house a form of security.
The given are the ways to avoid Foreclosure-
Ask For Forbearance: As you may remember, forbearance enables borrowers to temporarily suspend mortgage payments while they recover their savings, boost their income, or pay down debt in the wake of financial troubles.Apply For A Refinance: Refinancing into a more manageable payment can prevent you from going into default on the loan if you're worried about going through with a foreclosure. This regrettably isn't a possibility for everyone since it can only really be done if you haven't missed a payment.Ask For A Mortgage Reinstatement: If you experienced temporary financial issues that have subsequently disappeared, speak with your servicer to learn about your alternatives.Apply For A Short Sale: Selling your house for less than what is owed on the mortgage is known as a short sale. This requires the lender's approval, and all of the sale's proceeds will go to the lender.To know more about fastest-growing foreclosure rates, here
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The complete question is -
By 2015, the foreclosure rate was down by 20%. The metropolitan statistical areas showing the highest percentage of improvement included all of the following EXCEPT
A) Los Angeles.
B) Miami.
C) Washington, D.C.
D) Atlanta.
Washington, D.C.