the larger a financial institution's capital position the greater the institutions protection against insolvency. T/F

Answers

Answer 1

True. The capital position of a financial institution is one of the key indicators of its financial health and ability to withstand potential losses or insolvency.

A financial institution's capital position refers to the amount of funds it has available to cover potential losses or unexpected expenses. The larger the capital position, the greater the protection against insolvency, as the institution has more cushion to absorb losses without jeopardizing its ability to meet its financial obligations. This is why regulatory bodies often require financial institutions to maintain minimum capital ratios as a way to mitigate the risk of insolvency. Additionally, having a strong capital position can also improve the institution's overall financial stability and credibility in the eyes of investors and customers.

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Related Questions

true/false. the unemployment problem becomes more severe if prices are sticky downward.

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The given statement the unemployment problem becomes more severe if prices are sticky downward is true.

The unemployment problem can become more severe if prices are sticky downward. This is because in a situation where prices are sticky, it becomes more difficult for firms to adjust wages and prices downward to respond to changes in the economy.

When the economy experiences a downturn, demand for goods and services decreases, leading to a reduction in sales and revenue for firms. In a situation where prices are sticky, firms are unable to reduce prices to match the decrease in demand, which can lead to excess inventory and a reduction in production.

To adjust to the lower demand, firms may need to reduce their costs, including wages and salaries. However, in a situation where wages are sticky, firms may be reluctant to reduce wages as it can lead to lower morale among workers and difficulties in retaining skilled employees. This can result in firms reducing their workforce instead, leading to higher levels of unemployment.

Therefore, when prices are sticky downward, it can exacerbate the unemployment problem by making it more difficult for firms to adjust to changes in the economy and reducing their ability to respond to lower demand.

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In order to get the most risk reduction through diversification you would seek to add assets to the portfolio that have a _____________ correlation with other assets in the portfolio.A. high positiveB. low positiveC. zeroD. negativeE. variable

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In order to get the most risk reduction through diversification, you would seek to add assets to the portfolio that have a low or negative correlation with other assets in the portfolio. The correct option is D.

This means that the assets should not move in the same direction at the same time.

If assets in the portfolio have a high positive correlation, they tend to move in the same direction, which increases the overall risk of the portfolio.

Conversely, assets with a negative correlation move in opposite directions, which can reduce the overall risk of the portfolio. A zero correlation means that the assets are not related, which can also be beneficial for diversification purposes.

However, it is important to note that there are no guarantees with diversification, as all investments carry some level of risk.

It is important to carefully analyze and monitor the portfolio to ensure it aligns with the individual's investment goals and risk tolerance. Therefore, the correct option is D.

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True/False : database management catalog uses histograms to understand the output from selection operation

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The given statement is false because the database management catalog is used by database administrators to manage the database schema, security, and other aspects of the database. It does not use histograms to understand the output from selection operations.

Histograms are used by the query optimizer to estimate the selectivity of predicates in the query and to choose an efficient execution plan. The optimizer uses histograms to understand the distribution of values in the columns that are involved in the query predicates.

This information helps the optimizer to estimate the number of rows that will be returned by the query and to choose the most efficient access method and join order. The database management catalog may contain information about the statistics and histograms for the tables and indexes in the database, but it does not use them directly to understand the output from selection operations.

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which type of mortgage does not require a down payment?

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The type of mortgage that does not require a down payment is a VA (Veterans Affairs) loan. This type of loan is available to eligible veterans, active-duty service members, and surviving spouses.

VA loans are guaranteed by the Department of Veterans Affairs and are offered by private lenders. The no-down-payment feature of VA loans can be a significant benefit for borrowers who may not have the funds to make a traditional down payment. However, it is worth noting that VA loans may come with other fees and requirements, such as a funding fee, and borrowers will still need to meet credit and income qualifications.

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Which budgeting approach predicts a cost objective's budget by anticipating the consumption of cost drivers? a. Participation budgeting b. The activity-based approach c. The input/output approach d. The continuous budgeting approach

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The activity-based approach is a budgeting approach that predicts a cost objective's budget by anticipating the consumption of cost drivers. Option B is the correct answer.

Cost drivers are the activities or factors that directly influence the costs incurred in producing goods or delivering services. This approach focuses on identifying and understanding the activities that drive costs and then using this information to develop a budget. By analyzing the relationship between cost drivers and the consumption of resources, companies can allocate resources more accurately and make informed budgeting decisions.

Option B is the correct answer.

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In ____, a full-time project manager has complete project and administrative authority over the project team.
a. an autonomous project organizational structure
b. a functional organizational structure
c. a matrix organizational structure
d. a project management office

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In a matrix organizational structure, a full-time project manager has complete project and administrative authority over the project team. The correct option is c)  a matrix organizational structure

This type of organizational structure is characterized by a dual reporting structure, where team members report to both a functional manager and a project manager. The project manager is responsible for the overall success of the project, while the functional manager is responsible for the technical expertise of their respective team members.

The project manager in a matrix structure has the authority to make decisions regarding the project, allocate resources, and set deadlines. They also have the responsibility of communicating with stakeholders and ensuring that project goals are met within the established timeline and budget.

The matrix structure allows for flexibility and collaboration, as team members can draw on the expertise of their functional manager while also working towards the goals of the project manager. However, it can also lead to conflicts between the functional and project managers, as well as confusion among team members regarding their roles and responsibilities.

Overall, the matrix structure is well-suited for complex projects that require a high level of coordination and collaboration among multiple functional areas. The full-time project manager is essential in providing leadership and ensuring that the project stays on track towards achieving its goals.

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Consider the following linear programming problem:
Minimize 20X + 30Y
Subject to: 2X + 4Y ≤ 800
6X + 3Y ≥ 300
X, Y ≥ 0
What is the optimum solution to this problem (X,Y)?
a
(0,100)
b
(0,0)
c
(50,0)
d
(400,0)

Answers

The correct answer is c) (50,0).

To solve this linear programming problem, we need to graph the feasible region defined by the constraints and then find the corner point with the lowest objective function value.

The optimum solution is (50,0), and the minimum value of the objective function is 1000. Option c is correct answer.

To solve this linear programming problem, we need to graph the constraints and find the feasible region, which is the set of all (X,Y) pairs that satisfy all the constraints. Then, we need to evaluate the objective function (20X + 30Y) at the vertices of the feasible region to find the optimum solution.

The first constraint, 2X + 4Y ≤ 800, can be rewritten as Y ≤ -0.5X + 200 and plotted as a line with a slope of -0.5 and a y-intercept of 200. The second constraint, 6X + 3Y ≥ 300, can be rewritten as Y ≥ -2X + 100 and plotted as a line with a slope of -2 and a y-intercept of 100.

When we graph these two lines, we find that the feasible region is a triangle with vertices at (0,0), (50,0), and (100,50).

Next, we evaluate the objective function (20X + 30Y) at the vertices of the feasible region:

(0,0): 20(0) + 30(0) = 0

(50,0): 20(50) + 30(0) = 1000

(100,50): 20(100) + 30(50) = 3500

Option c is correct answer.

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Choose the false statement about the coverage under the Business owners Policy.
1. Products and completed operations coverage under the Commercial General Liability Coverage Forms will cover damage to the insured's products
2. Products and completed operations do not cover damage to the insured's product. It covers liability arising from its use.

Answers

The false statement about the coverage under the Business owners Policy is number 1 - Products and completed operations coverage under the Commercial General Liability Coverage Forms will cover damage to the insured's products. This is not true.

Products and completed operations coverage actually covers the liability arising from the use of the insured's products, not the damage to the products themselves. The coverage protects the business owner from claims arising from bodily injury or property damage caused by the products or completed work. It is important for business owners to understand the scope of their coverage to ensure that they have the appropriate level of protection for their business.

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South Beach Apparel issued 15,000 shares of $3 par value for $15 per share. What is true about the journal entry to record the issuance? Credit Additional Paid-In Capital $180,000 Credit Common Stock $225,000 Debit Common Stock $45,000 Credit Cash $225,000 On December 2, Coley Corp. reacquired 1,500 shares of its $4 par value common stock for $20 each. On December 20, Coley Corp. reissued 1,100 shares for $11 each. Which of the following is correct regarding the journal entry for the reissued shares? Credit Treasury Stock $22,000 Debit Cash $16,500 Credit Additional Paid-in Capital $7,700 Credit Treasury Stock $12,100 The ending Retained Earnings balance of Lambert Inc. increased by $1.5 million from the beginning of the year. The company's net income earned during the year is $4.5 million. What is the amount of dividends Lambert Inc. declared and paid? $1 $4.5 million. $6.0 million. $3.0 million.

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The amount of dividends Lambert Inc. declared and paid is $3.0 million.

The correct journal entry to record the issuance of 15,000 shares of $3 par value for $15 per share is:

Credit Common Stock $45,000 (15,000 shares x $3 par value)

Credit Additional Paid-In Capital $180,000 (15,000 shares x ($15 market price - $3 par value))

Debit Cash $225,000

Regarding the reissued share's journal entry:

Credit Treasury Stock $16,500 (1,500 shares x $20 reacquisition cost)

Debit Cash $12,100 (1,100 shares x $11 reissuance price)

Credit Additional Paid-in Capital $7,700 (plug)

To find the amount of dividends declared and paid, we need to use the following formula:

Dividends = $4.5 million - $1.5 million

Dividends = $3.0 million

Therefore, the amount of dividends Lambert Inc. declared and paid is $3.0 million

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On January 2, Wabash Construction Company, a general contractor, executed a written contract with Anderson Brick, Inc., a subcontractor. The contract relates to a major "strip mall" building project in Morgantown, and Wabash faces a deadline of October 31 in its contract with The Mackie Consortium, L.L.C., the owners of the new mall. In the agreement between Wabash and Anderson, the parties stipulate that "time is of the essence" in terms of performance of the bricklaying work, and that the deadline for Anderson’s completion of the bricklaying work is July 15. There is also a "liquidated damages" clause in the contract between Wabash and Anderson, indicating that if the work is not completed by July 15, Anderson will pay $2,000 in damages for every day the bricklaying is not completed beyond July 15.Anderson does not complete the bricklaying work by July 15. In fact, the project is not finished until August 30, and Wabash now claims liquidated damages from Anderson in the amount of $92,000 (representing 46 days beyond the July 15 deadline, multiplied by $2,000 per day.) Anderson refuses to pay the $92,000, and Wabash sues.At trial, Anderson’s attorney seeks to introduce the following evidence: 1) the testimony of Henry Anderson, Anderson’s owner, who is willing to testify under oath that at the time of the signing of the contract, Wabash’s general manager, Fred Stein, said "Pay no attention to the July 15 deadline in the contract; if you need more time, all you have to do is ask;" and 2) a crumpled index card, purportedly in Fred Stein’s handwriting, indicating "no ‘hard and fast’ deadline on Anderson brick work."Should the trial court judge admit the foregoing evidence?

Answers

The trial court judge should consider the admissibility of the evidence presented by Anderson's attorney in accordance with the rules of evidence and relevant case law.

First, the testimony of Henry Anderson regarding the alleged statement made by Wabash's general manager, Fred Stein, is hearsay evidence. Hearsay is an out-of-court statement offered to prove the truth of the matter asserted in the statement. In general, hearsay is inadmissible in court unless it falls within an exception to the hearsay rule. Anderson's attorney may argue that the statement falls within the exception for admissions of a party opponent, but the judge will need to determine if the statement was made by Stein, if it was against his interest, and if it was made in connection with the contract between Wabash and Anderson. The judge may also consider whether the statement was ambiguous or whether it contradicts the express terms of the written contract. Ultimately, the judge will need to weigh the probative value of the evidence against the risk of unfair prejudice or confusion to the jury.

In sum, the trial court judge should consider the admissibility of the evidence offered by Anderson's attorney in light of the rules of evidence and relevant case law, and should make a determination based on the probative value of the evidence and the risk of unfair prejudice or confusion to the jury.

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. Gain realized on a like-kind exchange is excluded from income in all of the following circumstances except:
A.
When boot is given.
B.
When boot is received.
C.
When a liability is assumed.
D.
Both b and c.

Answers

The correct answer for your question is: D. Both B and C. Gain realized on a like-kind exchange is excluded from income in most circumstances.

However, there are exceptions where gains are not excluded from income. This means that gain realized on a like-kind exchange is NOT excluded from income when: B. Boot is received: If a taxpayer receives "boot," which is any additional property or cash received in the exchange that is not considered like-kind, the gain must be recognized as income to the extent of the boot received. C. When a liability is assumed: If a taxpayer assumes a liability in the exchange, such as taking on a mortgage or loan, the gain may be recognized as income to the extent of the difference between the liability assumed and the liability given up.

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True/False: total output may continue to rise even though marginal physical product is negative.

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This statement "Total output may continue to rise even though marginal physical product is negative" is True.

Total output may continue to rise even though marginal physical product (MPP) is negative. Marginal physical product refers to the change in total output when an additional unit of input (such as labor or capital) is employed. When MPP is positive, it indicates that adding an extra unit of input will result in an increase in total output. However, as more input units are added, the MPP may eventually become negative due to the law of diminishing returns.


The law of diminishing returns states that as more units of input are employed, there will be a point at which the incremental output gained from each additional unit starts to decline. Once MPP becomes negative, it implies that adding more units of input actually decreases the total output. However, total output can continue to rise if the negative MPP is relatively small compared to the total output generated thus far.


For example, imagine a factory that initially increases its total output with each new worker added. Eventually, adding more workers causes overcrowding and inefficiencies, leading to a negative MPP. Yet, if the decrease in output caused by the negative MPP is smaller than the increase in output from the previous workers, the total output will still continue to rise, albeit at a slower pace.

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question content area if 50 of 250 people contacted make a donation to the city symphony, then the relative frequency method assigns a probability of .2 to the outcome of making a donation.

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The relative frequency method assigns a probability of 0.2 to the outcome of making a donation to the city symphony.

The question presents us with the information that out of 250 people who were contacted, 50 of them made a donation to the city symphony. Using this information, we can apply the relative frequency method to assign a probability to the outcome of making a donation. The relative frequency method is based on the idea that the probability of an event is equal to the number of times it occurs divided by the total number of trials. In this case, the event is making a donation to the city symphony, and the total number of trials is the number of people who were contacted. Therefore, the probability of making a donation can be calculated as follows: Probability of making a donation = Number of people who made a donation / Total number of people contacted Probability of making a donation = 50 / 250 Probability of making a donation = 0.2 So, the relative frequency method assigns a probability of 0.2 to the outcome of making a donation to the city symphony. It is important to note that the relative frequency method is based on empirical observations and is only an estimate of the true probability. As such, it is subject to sampling variability and may not accurately represent the true probability in all situations. However, it is a useful tool for making predictions and making decisions based on available data.

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A researcher is studying life expectancy in different parts of the world. Using birth and death records, she randomly selects a sample of 20 people from Town A and a sample of 20 people from Town B and records their lifespans in years.
Mean Lifespan in Years Standard Deviation
Town A 78.5 11.2
Town B 74.4 12.3
The researcher wants to test the claim that there is a significant difference in lifespan for people in the two towns. What is the P-value and conclusion at a significance level of 0.10?
A. P-value = 0.076228; reject the null hypothesis that the means of the populations are equal
B. P-value = 0.152456; reject the null hypothesis that the means of the populations are equal
C. P-value = 0.152456; fail to reject the null hypothesis that the means of the populations are equal
D. P-value = 0.076228; fail to reject the null hypothesis that the means of the populations are equal

Answers

The answer is A. The researcher would use a two-sample t-test to compare the means of the lifespan in the two towns. The null hypothesis is that there is no significant difference between the means of the two populations.

The alternative hypothesis is that there is a significant difference between the means of the two populations. At a significance level of 0.10, the P-value of 0.076228 is less than 0.10, so we reject the null hypothesis and conclude that there is a significant difference in lifespan for people in the two towns.
A. P-value = 0.076228; reject the null hypothesis that the means of the populations are equal.

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Rose, Inc., has an average collection period of 35 days. Its average daily investment in receivables is $96,000. a. What is the receivables turnover? (Do not round intermediate calculations and round your answer to 3 decimal places, e.g., 32.161.) b. What are annual credit sales? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) times a. Receivables turnover b. Average credit sales

Answers

The receivables turnover for Rose, Inc. is 2742.857.

The annual credit sales for Rose, Inc. are $263,142,857.14.

a. To calculate the receivables turnover, we need to divide the average daily investment in receivables by the number of days in the average collection period. So:
Receivables turnover = Average daily investment in receivables / Average collection period
= $96,000 / 35
= 2742.857
Therefore, the receivables turnover for Rose, Inc. is 2742.857.
b. To find the annual credit sales, we can multiply the receivables turnover by the average investment in receivables. So:

Annual credit sales = Receivables turnover x Average investment in receivables
= 2742.857 x $96,000
= $263,142,857.14
Therefore, the annual credit sales for Rose, Inc. are $263,142,857.14.
Overall, Rose, Inc. has a high receivables turnover, which indicates that it collects its accounts receivable quickly. However, it is important to note that the receivables turnover should be analyzed in conjunction with other financial ratios to gain a more comprehensive understanding of the company's financial health.

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you are able to reverse engineer the formula for coca cola. you produce a cola that is identical to the formula you reverse engineered. you sell that cola. what you have done is illegal..

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The legality of reverse engineering Coca-Cola's formula, producing an identical cola and selling it. In this scenario, what you have done is considered illegal.

The primary reason for the illegality is that you have violated Coca-Cola's trade secrets, which are protected by intellectual property laws. Trade secrets encompass confidential information, such as formulas and recipes, that give a company a competitive advantage in the market.

Reverse engineering the formula without authorization infringes on Coca-Cola's rights to exclusively benefit from their trade secret.

When you produce a cola identical to the reverse-engineered formula, you essentially replicate Coca-Cola's product without obtaining permission or a license from the company. This unauthorized replication directly impacts Coca-Cola's market share and profits, as it creates unfair competition.

Finally, selling the identical cola furthers the legal violation, as you are profiting from the misappropriation of Coca-Cola's trade secret. This act of selling may also lead to additional charges, such as unfair competition and deceptive trade practices, depending on the jurisdiction and applicable laws.

In summary, reverse engineering Coca-Cola's formula, producing an identical cola, and selling it is illegal because it infringes on Coca-Cola's trade secret rights, creates unfair competition, and involves profiting from misappropriated intellectual property.

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use the step method to allocate the service costs, using the following: a. the order of allocation starts with maintenance. b. the allocations are made in the reverse order (starting with cafeteria).

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The step method of allocating service costs involves identifying a hierarchy of services that support the organization's operations.

How it works?

In this case, the order of allocation starts with maintenance, which includes expenses such as building repairs and equipment maintenance. The next service in the hierarchy is security, followed by IT support, and finally, cafeteria services.

Using the step method in reverse order, allocations would begin with cafeteria services and work their way up the hierarchy to maintenance.

This approach recognizes that cafeteria services are the most visible and tangible service provided to employees, while maintenance may be less noticeable but still critical to maintaining a safe and functional workplace.

By using the step method, organizations can allocate service costs more accurately based on the relative importance of each service to the overall operations of the organization.

This allows for a more informed decision-making process and ensures that resources are being used effectively and efficiently.

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peyton's palace has net income of $14.6 million on sales revenue of $126 million. total assets were $92 million at the beginning of the year and $100 million at the end of the year.

Answers

Peyton's Palace has a return on assets (ROA) of 15.21% for the year

To calculate Peyton's Palace return on assets (ROA) with the given information, follow these steps:

1. Determine the average total assets for the year: Add the total assets at the beginning of the year ($92 million) to the total assets at the end of the year ($100 million) and divide by 2.
  ($92 million + $100 million) / 2 = $96 million

2. Divide the net income ($14.6 million) by the average total assets ($96 million) to find the return on assets (ROA).
  $14.6 million / $96 million = 0.152083

3. Multiply the result by 100 to express it as a percentage.
  0.152083 x 100 = 15.21%

Peyton's Palace has a return on assets (ROA) of 15.21% for the year. This means that for every $1 in assets, the company generated approximately $0.1521 in net income.

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solving for rates what annual rate of return is earned on a $2,100 investment when it grows to $4,700 in nineteen years?

Answers

The annual rate of return earned on the $2,100 investment when it grows to $4,700 in nineteen years is approximately 5.9%.

To solve for the annual rate of return earned on a $2,100 investment when it grows to $4,700 in nineteen years, we can use the following formula:

[tex]Final Value = Initial Value x (1 + Rate)^{Time[/tex]

Where:

Final Value = $4,700

Initial Value = $2,100

Time = 19 years

Plugging in the given values and solving for the rate:

$4,700 = $[tex]$2,100 * (1 + Rate)^{19[/tex]

Dividing both sides by $2,100:

[tex]2.238 = (1 + Rate)^{19[/tex]

Taking the 19th root of both sides:

1 + Rate = 1.059

Subtracting 1 from both sides:

Rate = 0.059 or 5.9%

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Prepare journal entries to record the following merchandising transactions of Walker's, which uses the perpetual inventory system and the gross method. (Hint It will help to identify each receivable and payable; for example, record the purchase on July 1 in Accounts Payable-Thompson) Jul. 1 Purchased merchandise from Thompson Company for $7,200 under credit teras of 1/15, n/3, Fos shipping point, involce dated uly 1 u1. 2 Soldwerchandise to Mitchell Co. for $1,588 under credit teres of 2/1e, n/te, ras shipping poist, invoice dated July 2. The merchandise had cost $9ee. ul. 3 Paid $36s cash for freight charges on the purchase of July 1 ul. 8 Sold merchandise that had cost $1,709 for 32,909 cash. ul. 9 Purchased serchandise from Mannion Co. for $2,800 under credit terms of 2/1s, n/6, FOS destinat ion, invoice dated July 9. Jul. 11 Received a $6e0 credit randun from Hannion Co. for the return of part of the serchandise purchased on July 9. ul. 12 Recelved the balance due from Mitchell Co. for the invoice dated July 2, net of the discount Jul. 16 Paid the balance due to Thoapson Company within the discount period ul. 19 Sold merchandise that cost $1,700 to Sanchez Co. for $2,400 under credit terms of 2/15, n/6e, FOB shipping point, Invoice dated July 19 ul. 21 Issued a $5ee credit nesorandus to Sanchez Co. for an allowance on goods sold on July 19. ul. 24 Paid Mannion Co. the balance due, net of discount Jul· 30 Received the balance fro. Sanchez Co. for the invoice datrd July 19, net of distant ul. 31 Sold merchandise that cost 14,900 to Mitchell Co. for $8,200 under credit teres of 2/1, nve, ros shippig point, Involce dated July 3 General General Schedule ofIncome Statement Impact on Requirement Journal Trial Balance Receivables Payables Prepare a multiple-step income statement through the calculation of gross profit. Partial Income Statement

Answers

The journal entries for merchandising transactions of Walker's are recorded using the perpetual inventory system and gross method. A partial income statement is prepared to calculate the gross profit which is $6,128.

Journal Entries

Jul. 1: Accounts Payable-Thompson $7,200

Merchandise Inventory $7,200

Jul. 2: Accounts Receivable-Mitchell Co. $1,588

Sales Revenue $1,588

Cost of Goods Sold $960 (calculated as $9,000 x 10.67%)

Jul. 3: Freight-In $360

Cash $360

Jul. 8: Cash $3,209

Sales Revenue $3,209

Cost of Goods Sold $1,709

Jul. 9: Merchandise Inventory $2,800

Accounts Payable-Mannion Co. $2,800

Jul. 11: Accounts Payable-Mannion Co. $60

Cash $60

Jul. 12: Cash $1,558.64 (calculated as $1,588 - ($1,588 x 2%))

Sales Discounts $29.36 (calculated as $1,588 x 2%)

Accounts Receivable-Mitchell Co. $1,588

Jul. 16: Accounts Payable-Thompson Co. $7,056 (calculated as $7,200 - ($7,200 x 1%))

Purchase Discounts $144 (calculated as $7,200 x 1%)

Cash $6,912

Jul. 19: Accounts Receivable-Sanchez Co. $2,400

Sales Revenue $2,400

Cost of Goods Sold $1,700

Jul. 21: Sales Returns and Allowances $500 (credit memo amount)

Accounts Receivable-Sanchez Co. $500 (credit memo amount)

Jul. 24: Accounts Payable-Mannion Co. $2,744 (calculated as $2,800 - ($2,800 x 2%))

Purchase Discounts $56 (calculated as $2,800 x 2%)

Cash $2,688

Jul. 30: Cash $2,367.20 (calculated as $2,400 - ($2,400 x 2%))

Sales Discounts $32.80 (calculated as $2,400 x 2%)

Accounts Receivable-Mitchell Co. $2,400

To calculate the impact on the income statement, we need to first prepare a schedule of income statement accounts

Sales Revenue:

July 2: $1,588

July 8: $3,209

July 19: $2,400

July 31: $8,200

Total Sales Revenue: $15,397

Cost of Goods Sold

July 2: $960

July 8: $1,709

July 19: $1,700

July 31: $4,900

Total Cost of Goods Sold: $9,269

Gross Profit: $6,128

To calculate the impact on the trial balance, we need to adjust the accounts affected by the journal entries above. The final trial balance should reflect the following balances

Accounts Receivable: $4,228 ($1,588 + $2,400 + $240 - $500)

Accounts Payable: $7,464 ($7,200 - $144 + $2,744 - $60)

Merchandise Inventory: $7,551 ($7,200 + $2,800 - $1,700)

Sales Revenue: $15,397

Sales Discounts: $62.16 ($29.36 + $32.80)

Sales Returns and Allowances: $500

Purchase Discounts: $200 ($144 + $56)

Cost of Goods Sold: $9

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Barnes and Miller Manufacturing is trying to determine the equivalent units of production for conversion costs with 10,000 units of ending work in process inventory at 80% completion and 22,000 completed units that were transferred to Finished Goods Inventory. There were no beginning units in the production department. Conversion costs are incurred evenly throughout the production process. What are the equivalent units of production for conversion costs for the current period

Answers

The equivalent units of production for conversion costs for the current period are 32,000 units.

To calculate the equivalent units of production for conversion costs, we consider the units that are partially completed.

In this case, we have 10,000 units of ending work in process inventory at 80% completion, which is equivalent to 8,000 units (10,000 units x 80%). Additionally, we have 22,000 completed units that were transferred to Finished Goods Inventory, which are fully completed and count as 22,000 units. Therefore, the total equivalent units of production for conversion costs would be 8,000 units + 22,000 units, which equals 32,000 units.

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Evaluate the overall performance and financial structure of Pearson Air Conditioning & Service.,2. What are the strengths and weaknesses in this firm’s management of accounts receivable and inventory?,3. Should the firm reduce or expand the amount of its bank borrowing?,4. Evaluate Pearson’s management of accounts payable.,5. Calculate Pearson’s cash conversion period. Interpret your computation.,6. How could Pearson Air Conditioning & Service improve its working-capital situation?

Answers

Pearson Air Conditioning & Service demonstrates a stable financial structure and overall performance. However, it's essential to evaluate aspects like accounts receivable, inventory, bank borrowing, and accounts payable to better understand their position.

The strengths in managing accounts receivable and inventory include timely collections and efficient stock control. Weaknesses may involve delayed payments from customers and excessive inventory, leading to higher carrying costs. To improve, Pearson should adopt stricter credit policies and implement inventory optimization techniques.

Regarding bank borrowing, Pearson should analyze their debt-to-equity ratio and interest coverage to determine if expansion or reduction is appropriate. Maintaining a balanced debt level ensures financial stability and favorable credit ratings.

In managing accounts payable, Pearson should aim to negotiate better credit terms with suppliers, ensuring timely payments without straining cash flows. Prompt payments also help build strong relationships with suppliers.

To calculate Pearson's cash conversion period, combine the days sales outstanding, days inventory outstanding, and subtract days payable outstanding. Interpretation of this computation helps gauge the firm's effectiveness in managing its working capital cycle.

To improve its working-capital situation, Pearson should focus on enhancing accounts receivable collections, optimizing inventory levels, managing bank borrowing, and negotiating better credit terms with suppliers. Implementing these strategies will lead to a more efficient and financially stable business.

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the opportunity cost to produce 1 pretzel for mark is 2 cookies. for jessica, the opportunity cost to produce 1 pretzel is 3 cookies. from this information, we know that

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The concept of opportunity cost is the value of the next best alternative foregone, when choosing to pursue a certain option. In this case, the opportunity cost of producing 1 pretzel for Mark is 2 cookies, which means that for every pretzel Mark produces, he is giving up the opportunity to produce 2 cookies.

Similarly, for Jessica, the opportunity cost of producing 1 pretzel is 3 cookies. From this information, we can conclude that Mark has a lower opportunity cost of producing pretzels than Jessica. This is because for Mark, it takes only 2 cookies to produce 1 pretzel, while for Jessica, it takes 3 cookies. Therefore, if both of them were given the option to produce either pretzels or cookies, Mark would be better off producing pretzels as his opportunity cost is lower.

However, it is important to note that this information only tells us about the opportunity cost of producing pretzels for Mark and Jessica. We do not know about their actual preferences or efficiencies in producing either pretzels or cookies. It is possible that Jessica may still choose to produce pretzels despite having a higher opportunity cost, if she is more efficient at producing them than cookies.

Therefore, opportunity cost is just one factor that individuals consider when making economic decisions, and it should not be relied on solely to predict their choices.

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how did financial contagion arise during the debt crisis and brexit

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Financial contagion is a phenomenon that occurs when a financial crisis in one country or region spreads to other countries or regions. This can happen in a variety of ways, such as through direct trade links, financial institutions, and investor sentiment.

During the recent debt crisis, financial contagion occurred as certain countries in the Eurozone, such as Greece and Spain, experienced difficulty in repaying their debt. This caused investors to become more wary of investing in Eurozone countries and their currencies, leading to a drop in value and an increase in borrowing costs.

Similarly, during Brexit, investors became concerned about the potential economic implications of Brexit, leading to a sharp selloff in the British pound, which spread to other markets. This caused a contagion of financial uncertainty, which had a number of effects, including increased borrowing costs and a decrease in stock markets around the world.

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You are looking for a new truck and see the following advertisement. "Own a new truck! No money down. Just five easy annual payments of $8000." You know that you can get the same truck from the dealer across town for only $31,120. The interest rate for the deal advertised is closest to:A) 9%B) 8%C) 8.5%D) 10%

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To determine the interest rate for the deal advertised, we need to calculate the total cost of the truck under the advertised payment plan. The advertisement states that there is no money down, and the truck is to be paid off in five annual payments of $8,000 each. Therefore, the total cost of the truck under this payment plan would be:
Total cost = 5 x $8,000 = $40,000

Now, we know that the same truck can be purchased from the dealer across town for $31,120. Therefore, the difference between the total cost under the advertised payment plan and the cost from the dealer across town is:
$40,000 - $31,120 = $8,880
This $8,880 represents the interest charged over the five-year payment period. To calculate the interest rate, we need to divide this amount by the original cost of the truck from the dealer across town:
Interest rate = ($8,880 / $31,120) x 100% = 28.44%
Since none of the answer choices are close to 28.44%, we can round this number to the nearest option provided. 28.44% is closest to 30%, which is not an option.

However, we can estimate that the interest rate is closest to option D) 10%. This is because option D) is the highest of the answer choices and 28.44% is just under three times higher than 10%. Therefore, option D) is the best estimate for the interest rate of the advertised payment plan.
In conclusion, the interest rate for the deal advertised is closest to option D) 10%.

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determine the unrecovered investment during each of the years involved.

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To determine the unrecovered investment during each of the years involved, we need to first understand what unrecovered investment means. Unrecovered investment refers to the initial investment amount that has not been recovered yet through returns or profits.

To calculate the unrecovered investment for each year involved, we need to know the initial investment amount and the returns received in each year. Then, we can subtract the returns received from the initial investment amount to get the unrecovered investment. Let's say an investor invested $50,000 in a business venture and received the following returns in the subsequent years:

To determine the unrecovered investment during each of these years, we can use the following formula: Unrecovered investment = Initial investment amount - Returns received. Therefore, the unrecovered investment during each of the years involved would be $40,000 in year 1, $28,000 in year 2, $13,000 in year 3, and $5,000 in year 4.

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Shim Interiors has a target debt-equity ratio of .40. Its cost of equity is 13.5 percent and its pretax cost of debt is 5.5 percent. Its tax rate is 21 percent. What is the company's WACC? Multiple Choice 9.97% 5.10% 10.88% 6.96% 11.21%

Answers

To calculate the company's weighted average cost of capital (WACC), we need to use the following formula:

WACC = (E/V x Re) + (D/V x Rd x (1 - T))

where:

E = market value of the company's equity

D = market value of the company's debt

V = E + D

Re = cost of equity

Rd = pretax cost of debt

T = tax rate

First, we need to calculate the market value of the company's equity and debt:

Assuming the total value of the company is $1,000, we can calculate the market value of equity and debt as:

Market value of equity = $1,000 x (1 - 0.40) = $600

Market value of debt = $1,000 x 0.40 = $400

Next, we can plug in the given values into the WACC formula:

WACC = ($600/$1,000 x 0.135) + ($400/$1,000 x 0.055 x (1 - 0.21))

WACC = (0.6 x 0.135) + (0.4 x 0.04355)

WACC = 0.081 + 0.01742

WACC = 0.09842 or 9.84%

Therefore, the company's WACC is approximately 9.84%, which is closest to option A, 9.97%.

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True or False - the evidence indicates that, on average, a company’s stock price declines when it announces a new issue of equity.

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The evidence indicates that, on average, a company’s stock price declines when it announces a new issue of equity. The given statement is false

In fact, the impact of a new issue of equity on a company's stock price can vary depending on various factors such as the purpose of the equity issuance, the market conditions, investor sentiment, and the perceived value of the new shares. In some cases, if investors view the equity issuance positively and believe it will contribute to the company's growth or financial stability, the stock price may actually increase. On the other hand, if investors perceive the equity issuance as diluting their ownership stake or signaling financial distress, the stock price may decline. Therefore, it is not accurate to make a blanket statement that stock prices always decline when a company announces a new issue of equity.

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Item 2
In the case below, the original source material is given along with a sample of student work. Determine the type of plagiarism by clicking the appropriate radio button.
Original Source Material
Student Version
In a complex task such as creating a website for learning, instructors may want to support the generation of multiple solutions in learners' peer feedback. Anonymity may create a social context where learners feel freer to express varied ideas, and make the task of giving feedback less inhibited. However, teachers need to know just how anonymity impacts the learning dynamic in order to make informed choices about when anonymous configurations are appropriate in peer feedback.
References:
Howard, C. D., Barrett, A. F., & Frick, T. W. (2010). Anonymity to promote peer feedback: Pre-service teachers' comments in asynchronous computer-mediated communication. Journal of Educational Computing Research, 43(1), 89-112.
According to Howard, Barrett, and Frick (2010), in order to make appropriate choices educators must understand the ways in which hiding or showing the identity of participants can impact the interaction that takes place in peer feedback activities. Obscuring the identity of participants in peer feedback "may create a social context where learners feel freer to express varied ideas, and make the task of giving feedback less inhibited" (p. 90).
References:
Howard, C. D., Barrett, A. F., & Frick, T. W. (2010). Anonymity to promote peer feedback: Pre-service teachers' comments in asynchronous computer-mediated communication. Journal of Educational Computing Research, 43(1), 89-112.
Which of the following is true for the Student Version above?
Word-for-Word plagiarism
Paraphrasing plagiarism
This is not plagiarism
Hints
Item 3
In the case below, the original source material is given along with a sample of student work. Determine the type of plagiarism by clicking the appropriate radio button.
Original Source Material
Student Version
It is not expected that the aspects of a design case which excite the authors are precisely what reviewers see as the case's true points of merit. I was excited to write my design case because I felt it was novel, but novelty is not necessarily an asset to a design case. A design that is unusual or new forces the author to explain its complexity with more precision.
References:
Howard, C. D. (2011). Writing and rewriting the instructional design case: A view from two sides. International Journal of Designs for Learning, 2(1), 40-55.
Coming up with a novel solution is often a good way of getting attention, "but novelty is not necessarily an asset to a design case" that describes in detail how the design solution was arrived at (Howard, 2011). A novel solution to a problem may also meet with resistance from those who are invested in the old ways of doing things.
Which of the following is true for the Student Version above?
Word-for-Word plagiarism
Paraphrasing plagiarism
This is not plagiarism
Hints

Answers

For the first case, the Student Version is an example of paraphrasing plagiarism.

For the second case, the Student Version is an example of word-for-word plagiarism.

For the first case, the Student Version is an example of paraphrasing plagiarism. While the student did not directly copy the original source material word-for-word, they have still closely replicated the structure and content of the original text without proper citation or acknowledgement.

For the second case, the Student Version is an example of word-for-word plagiarism. The student has directly copied a sentence from the original source material without using quotation marks or providing proper citation or acknowledgement.

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A company’s retained earnings on December 31, 20X1 was $2,190,000 and its shareholders’ equity was $8,760,000. During 20X2 the company reported the following:
Net income $225,000.
A sale of treasury stock costing $75,000 for $79,750.
A treasury stock purchase costing $125,700.
A cash dividend declaration of $73,200.
A 10,000 share "small" common stock ($10 par value) dividend was declared and distributed when the market value was $12.75 per share.
What is the shareholders’ equity balance on December 31, 20X2?
$8,934,300
$8,738,350
$8,865,850
$8,663,350

Answers

The shareholders’ equity balance on December 31, 20X2 is $8,865,850

How to solve for the shareholders’ equity balance

The beginning retained earnings balance was $2,190,000. The company earned a net income of $225,000 during 20X2, which increases retained earnings. However, the cash dividend declaration of $73,200 and the stock dividend will decrease retained earnings.

$8,760,000

Add- Net Income 225000

Add-Sale of treasury stock 79750

Less- purchase of treasury stock (125700)

Less- Cash dividend (73200)

We have $8,760,000 + 225000 + 79750 - (125700) - (73200)

= $8,865,850

This is the equity

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