What additional data could be obtained either internally (from other data sources at LendingClub) or externally (from other businesses or sources) that would help you predict which loans will be rejected?

The correct response is a. $1,721.31.  Carlos pay in service charges $1,721.31.

A service charge is a cost incurred to cover extra services obtained in addition to the main good or service acquired. The fee is typically imposed after the transaction is finished. Restaurants, banking, travel, and tourism are just a few of the industries that charge service fees. Tenants pay service charges to cover the cost of community or shared services provided to a building and, if relevant, the surrounding estate. In your leasing agreement, it is specified how charges are computed and what they cover. If a payment is explicitly presented to the customer as a totally discretionary contribution, HMRC will accept that it is a voluntary service charge. The material that the customer sees should reflect this and be in line with the guidance provided to clients by staff members.

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Journal entries are those that are made at the beginning of the bookkeeping process. Once the entries have been put in the journal, ledger accounts are created for the next step in the process.

Each diary entry must have two accounts, one credit and one debit, in double-entry accounting. The number of additional accounts an accountant can include in a personal journal after the first two is unlimited.

The cash receipts journal, monthly bank journal, cash sales journal, and cash purchases journal are the four primary special journals. These unique journals were created because certain journal entries recur.

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Credit default swaps are a type of insurance created to shield financial organisations against clients who don't pay back their debts on time.

A default happens when a borrower is unable to make the necessary debt payments. Credit card debt, school loans, and loans secured by real estate, such a mortgage, are examples of secured and unsecured debt that can default on payments.

With the use of a Credit Default Swap (Credit Default Swaps), a Credit Default Swaps (CDS), a Credit Default Swaps (CDS), a Credit Default Swap (CDS), The lender acquires a CDS from another investor who guarantees to reimburse them in the event that the borrower defaults in order to swap the default risk.

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Certainly, any information system such as "TPS, MIS, DSS, EIS" is the same. It typically serves (and is used by) employees/users at various levels of an organization.

A typical organization is divided into operational, middle, and upper levels. Each level of user has different information requirements. For this purpose, there are many information systems supporting all levels within the organization.

This tutorial explores the different types of information systems, the organizational levels that use them, and the characteristics of each information system. In this tutorial, you'll learn about different classifications of information.

TPS is designed to accelerate and automate transaction processing, record keeping, and easy business reporting of transactions. DSS is intended to support decision-making.

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6 Different Types of Paid Advertising Techniques Ads for searches. Advertising on social media. Advertising on display. Localized advertising. Print marketing. Public service announcements.

Propaganda's basic strategies are successfully transferred to advertising and are still utilised most frequently. Utilization of Repetition, Product Claims, Association and Connection with the Customer, Persuading Customers to Join the Bandwagon, Promotions and Rewards. Product listing advertising, display ads, affiliate ads, native ads, social media ads, video ads, and email ads are the eight primary categories of internet advertisements.

The four Ps are a "marketing mix" made up of four essential components that are used to promote a good or service: product, pricing, place, and promotion. The four Ps are typically taken into account by firms when developing marketing plans and strategies to reach their target audience.  Every successful businessperson is aware that keeping existing clients pleased is more crucial than continuously attracting new ones.

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When making a regional/community-level location decision, the factor of proximity to raw materials and customers would be considered. Also called location factors.

The availability of raw materials and potential customers in the region is the most important factor to consider when selecting a suitable location for a manufacturing business.

A manufacturing business can only be run affordably if the raw materials needed for production are available close to the industry's location and the potential customers of the product being manufactured live nearby.

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The worth of investment in 7 years will be $3,200.57.

we know that,

The equation to use to determine continuously compounded interest is

[tex]A= P(e)^{rt}[/tex]

where,

The final investment value is A.

P is the initial investment's principal.

The interest rate in decimal form is r.

There are t time periods.

The mathematical constant is called e.

we have,

[tex]t= 7 \:years\\r= 0.15\\P= $1,120\\[/tex]

Substitute in the formula above  

[tex]A= $1,120(e)^{0.15*7}[/tex]

[tex]A= $3,200.57[/tex]

Therefore, The worth of investment in 7 years will be $3,200.57.

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Invest less. Firms will invest less if they expect the future returns for an investment to be very low, as it is not a good use of resources to invest money into something that is unlikely to yield a good return.

Investing is the process of placing your money into assets such as stocks, bonds, mutual funds, and other securities with the expectation that they will appreciate in value over time. By investing, you are taking a risk with your money and hoping that you will gain a return on your investment. Investing can be a great way to grow your wealth and save for the future. You can also invest in yourself through education and training. When investing, it’s important to do your research and understand the risks and rewards of each type of investment. Additionally, it’s important to diversify your investments, as this can help you manage your risk and maximize your potential for profits.

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Answer:

A. An elastic demand is the answer.

Explanation:

The biggest challenge Tesla has faced during mergers and acquisitions has been in the form of potential conflicts of interest from those involved.

For instance, when Tesla acquired SolarCity in November 2016, it was criticized for the acquisition because Elon Musk was the chairman of SolarCity and also had a financial interest in the company. This raised questions about whether Musk had an unfair advantage in the deal, as well as whether the merger was beneficial for shareholders.

Additionally, there were concerns about the potential for Tesla to overextend itself by taking on too much debt from the acquisition. Tesla has since addressed these concerns by reducing the amount of debt incurred and increasing transparency in the deal.

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Option B: Financial institutions are not required to follow the rules, which is the correct option.

The regulation and supervision of banks is a difficult process due to the complexity of the financial system. Banks must comply with various laws and regulations to ensure the safety and soundness of the banking system.

Banks are required to follow rules and regulations to protect the public from financial losses and ensure the stability of the financial system. Banks are also subject to supervision and monitoring by regulatory authorities to ensure they are following the rules and regulations.

Any failure to comply with the rules may result in fines or other penalties. Thus, it is not correct to say that financial institutions are not required to follow the rules, as this could lead to serious consequences.

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The advantage off leasing a car over buying a car is A. leasing is nearly always less expensive than buying.

Lease is an agreement where a person or Lessee gets the asset that is required for a minimal down payment and pays monthly or annually installments with interest charged, this practice is usually seem to be less expensive than buying a car as the cash flows are split on multiple years while if the person buy a car the cash flow has to be paid on the spot.

Therefore leasing a car is considered to be less expensive and is also widely accepted and used by many individuals. A lease has different terms and interest rate depending on the asset and its value. Also the terms also have duration of the lease which can be amended according to the requirement of the lessee.

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Internment camps are also called as concentration camp.

A concentration camp for civilians, especially those with ties to an enemy during a conflict, as the camps built by the US government to jail Japanese Americans after the Pearl Harbor attacks. A prison camp for the incarceration of prisoners of war, enemy aliens, political prisoners, etc.

Hitler and Communism did not invent the phrase "concentration camp," but it did. More often and more properly, the Nazi concentration camps are referred to as death camps. Though the "crimes" and "trials" were frequently fictitious, Stalin's Gulags were prison camps, making them slightly distinct from other concentration camps. However, a concentration camp—like those run by the British during the Boer War—does not by itself imply atrocities.

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The number of products that a firm is willing to sell is also known as the number it is willing to supply

The term "supply" refers to the overall quantity of a certain commodity that is made available to the market for consumption. Demand and supply have a strong relationship that influences market equilibrium, which determines the amount of items available on the market and their selling prices. The amount of goods or services that a company has available to its customers at any given time is referred to as supply. This refers to the goods a company has on its property and in warehouses that it can sell to clients in a physical, brick and mortar store.

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The correct option is A. Closed Source is Any proprietary software licensed under exclusive legal right of the copyright holder.

Proprietary software is software program that is deemed in the unfastened and open-source software to be non-unfastened because its writer, writer, or different rightsholder or rightsholder partner physical activities a criminal monopoly afforded through modern-day copyright and intellectual assets regulation to exclude the recipient from freely sharing the software program or editing it, and—in some instances.

The case with some patent-encumbered and EULA-bound software—from using the software on their personal, thereby limiting his or her freedoms. it is frequently contrasted with open-source or loose software. for this reason, it's also referred to as non-loose software program or closed-source software program.

A software dealer delineates the precise terms of use in a stop-consumer license agreement (EULA). The person may comply with this contract in writing, interactively on screen (clickwrap), or with the aid of establishing the box containing the software (cut-back wrap licensing). License agreements are typically not negotiable.

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In a command economy, all economic decisions are made at the discretion of the central authority. The land and the means of production are either owned by the state or a group.

The government develops a central economic plan in a contemporary, centrally planned command economy. The government might create a five-year plan, for instance, with objectives for the economy and society in each sector and area of the nation. Goals are transformed into actionable objectives in shorter-term strategies.

All resources are distributed by the government in accordance with the overall plan. It seeks to make the best use possible of the nation's financial resources, labor force, and natural resources.

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Homebuyers C. Must pay homeowner. Despite the fact that they are purchasing the house, the previous owner is also receiving a profit from the sale.

It is extensively used in many different industries, such as accounting, programming, games, and medical diagnostics. By employing information from a skill set to resolve problems that would ordinarily require a human expert, an expert system preserves the knowledge of a human expert.

The five key members of the expert system development team are the consultant, the knowledge engineer, the programmer, the project manager, and the end user. The success of their expert system will depend on how well they can work together.

As a result, the website automatically displays real estate listings that fit the homebuyer's preferences utilizing an expert system.

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(b) Assembly labor is generally a cost that can be traced directly to units of product.

This is because assembly labor is a direct cost, which means it is directly associated with the production of a specific product or group of products. The cost of assembly labor can be traced to specific units of product by calculating the amount of labor required to produce each unit. Indirect materials and overhead costs, such as indirect materials and overhead costs, are not directly associated with the production of specific products. They are indirect costs, which means they are incurred in the production process but cannot be traced directly to specific units of product. They are typically allocated to products based on a cost driver such as machine hours, direct labor hours, or production output.

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A company that produces custom machinery would benefit most from a job order costing system.

What do you know about costing system?

A costing system is made to keep track of a company's expenses. The system is made up of a number of forms, procedures, checks, and reports that are intended to gather and provide financial data to management. Any aspect of a business, including its clients, divisions, locations, structures, operations, procedures, goods and services, study and development, and reseller, may be covered by the reporting categories. The expenses of materials, labour, and overhead are totaled for each unit or task. For distinctive products like specially made machines or consultancy assignments, this strategy works well. Cost accumulation is a labor- and labor-intensive activity.

So, The required answer is Custom machinery.

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From the base year to the current year, prices have risen by 30%. First, divide the result by the CPI for the starting date by the difference between the consumer starting date (A) and the ending date (B) (A).

Then divide the value by 100 to obtain the percentage inflation prices. Typically, to obtain a baseline for the consumer price index, multiply the sum by 100. The number that sets the comparability of your total is known as the baseline. For instance, if you divided $290 by $260, the result was 1.16. To get your baseline, multiply this value by 100.

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In evaluating the best advertising medium to reach a specific target market the clear choice is direct mail.

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According to the question, the final amount in accounts payable of balance sheet is $21,400.

What is balance sheet?
A balance sheet is a financial statement that summarizes a company's assets, liabilities and shareholders' equity at a specific point in time. It is used to gain insight into the financial strength of a company. Balance sheets show a company's total assets, liabilities, and equity. Assets are everything a company owns, such as cash, accounts receivable, inventory, and property. Liabilities are amounts owed to creditors, such as accounts payable, debt, and payroll liabilities.

This is because the Accounts Payable amount of $2,400 is increased by the second transaction of buying $15,000 worth of manufacturing supplies on credit and decreased by the fifth transaction of paying $4,000 owed to a supplier.  Thus, the Accounts Payable balance is $2,400 + $15,000 - $4,000 = $21,400.

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The efficiency-wage theory of worker turnover suggests that firms with higher turnover will have higher wages.

This theory posits that firms will pay higher wages to their workers in order to reduce turnover and increase productivity. The reasoning behind this is that higher wages will make it less attractive for workers to leave their current job for another one, thus reducing turnover. Additionally, the theory suggests that when workers are paid higher wages, they will be more motivated to work harder and be more productive, which can lead to increased efficiency and profitability for the firm. The efficiency-wage theory of worker turnover suggests that firms with higher turnover will have higher wages, and that this can lead to increased efficiency and profitability for the firm. By reducing turnover through higher wages, firms can reduce the costs and disruptions associated with recruiting and training new workers. Additionally, by motivating workers to work harder and be more productive, firms can increase efficiency and improve overall performance. This can in turn lead to increased profitability for the firm.

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18.12.2020 as of A

4,080,000 Dr. Cash

Cr 11% Bond Payable, 4,000,000 (Face Value).

80,000 in CR Premium on Bond Issue.

2. January 2021

Dr. 9% Bonds Payable, 3,000,000 (Face value).

Dr Loss on Redeeming 180,000 Bond

Bond Discount of Cr to be Paid at 60,000

Cash in Cr 3,120,000

B. The loss is listed as ordinary income.

A. Writing entries in a journal

18 December 2020

4,080,000 Dr. Cash

($4,000,000/100)*102

Cr 11% Bond Payable, 4,000,000 (Face Value).

80,000 in CR Premium on Bond Issue.

(4,080,000-4,000,000)

2. January 2021

Dr. 9% Bonds Payable, 3,000,000 (Face value).

Dr Loss on Redeeming 180,000 Bond

[3,00,0000-(3,120,000+60,000)]

Bond Discount of Cr to be Paid at 60,000

($150,000/25)*10

Cash in Cr 3,120,000

(3,000,000*104%)

B. A description of how the gain or loss from redemption is handled in the income statement.

The LOSS is listed as a regular income.

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In a mixed economy, private businesses and public enterprises coexist alongside free markets and governmental intervention.

A for-profit firm or company is referred to as a "enterprise" in other contexts, but this usage most frequently refers to entrepreneurial endeavors. Successful entrepreneurs are frequently referred to as "enterprising." There are numerous types of legal businesses, with the most popular in the United States

In essence, any business that has a number of locations, levels, departments, or divisions that work together to accomplish corporate goals and objectives is referred to as a "enterprise." The term "enterprise business process" refers to a collaborative effort between staff members from all company departments.

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The claim directly contradicts Adam Smith's theory of free enterprise and John Maynard Keynes' notion of government responsibility.

Reflects:

Given that "In the long run, we are all dead," as he put it, Keynes suggested that governments should address issues now rather than waiting for market forces to do so. This does not imply that Keynesians support periodic policy adjustments to maintain full employment.

Contradicts:

Adam Smith was one of the first thinkers of his era to assert that money is produced via labor that is productive and that individuals are driven by self-interest to make the most use of their resources. He believed that capital investments generated profits, and that capital is allocated to projects where the greatest profits can be realized.

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Option 3 is Correct. The failure of communism in a significant number of nations is at least partially explained by the central planners in those nations' ignorance of the preferences and tastes that make up their economy.

The main distinction between communism and socialism is that under communism, the state (rather than private citizens) owns and controls the majority of property and economic resources, whereas under socialism, all citizens share equally in the economic resources distributed by a democratically elected government.

Government control is the main component of a command economy. The government establishes economic goals and regulates production and pricing rather than letting market forces determine the production of products and services.

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Correct Question:

The failure of communism in a large number of countries is at least partly explained by Group of answer choices

1. the fact that those countries relied absolutely on the invisible hand.

2. the fact that those countries did little or nothing to restrict trade with other countries.

3. the lack of information, on the part of central planners in those countries, about tastes and preferences in their economies.

4. the lack of information, on the part of central planners in those countries, about how much authority the government had in affecting economic outcomes.

An investor in a mutual fund must pay a back-end load, often referred to as a contingent deferred sales charge, when they redeem their investment.

For investors who redeem shares within a year, the cost typically begins at 5% and decreases by a percentage point each year until it is removed. Consider a system where fund redemptions within 365 days of the purchase date are subject to a 1% exit load. Let's say that four months following the date of purchase, you redeem 500 units from a plan. Assume that the NAV is 100 rupees. The exit load will be equal to Rs. 500 (1% X 500 units) X 100 (NAV).

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The correct answer is  teleconferences collaborative technologies have been most commonly used by virtual teams over the past 25 years.

A teleconference is a two-person or more live audio- or video-based meeting. Remote teams within a business may cooperate and communicate even when they are geographically separated because to the capacity to teleconference. An audio conference call between two different places with many people speaking through speakerphones on either end might be an example of a teleconference in its most basic form. written conversation utilising keyboard inputs and a shared programme across two or more computers. Teleconferencing is a conference that takes place over a phone line. It is a general word for using technology to connect individuals between two or more sites.

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