The two main types of financial institutions are investment banks and insurance companies.
Financial institutions are the organizations who provide large amount of money for transaction purposes in various forms such as loans, deposits etc. in order to carry out a economic deal/ activity. There are many kinds of financial institutions available which assist in such transactions. Investment banks help the companies to go public and manage IPO, while the insurance companies collects regular premiums through which they provide protection to unforeseen circumstances. Other than these, other financial instutions in the market are internet banks, brokerages, investment companies, trust association and advisory firms. They vary in their functioning and the amount of loan which they can raise.
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A company has an annual contract with an outside firm to perform a security audit on their network. The purpose of the annual audit is to determine if the company is in compliance with their internal directives and policies for security control. Select the broad class of security control that accurately demonstrates the purpose of the audit.
Board class of security control is Managerial, the managerial control ensures that the internal controls are in working condition and if any improvement is suggested by the auditors it is also implemented.
What is Audit?Audit is the process of checking the accounts and controls of an organization, different audit engagements have different roles of auditor for example, security compliance audit, financial accounts audit, other information audit.
The most common of the audit is the audit of financial data of the organizations which is important for the public listed companies and also practiced by unlisted companies.
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Businesses wish to sell their products at high prices. consumers with to buy products at low prices. in a market economy this conflict is usually resolved by:_______
Businesses wish to sell their products at high prices. consumers with to buy products at low prices. in a market economy this conflict is usually resolved by competition.
Why do Supplies sell more at a higher price and less at a lower price?
Typically, economists combine the volumes that suppliers are willing to produce at various prices into a formula known as the supply curve. The likelihood of suppliers producing more increases with pricing. On the other hand, the cheaper a product is, the more people tend to buy it.
how are prices determined in a market?
The interaction of a market's supply and demand factors determines price. The desire of consumers and producers to engage in purchasing and selling is represented by demand and supply. When buyers and sellers can agree on a price, a product exchange takes place.
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ARMs help lenders combat unanticipated inflation changes, interest rate changes, and a maturity gap.
The statement; ARMs help lenders combat unanticipated inflation changes, interest rate changes, and a maturity gap is "True".
What is (ARM) Adjustable-Rate Mortgage?A home loan with a variable interest rate is known as an adjustable-rate mortgage (ARM). The starting interest rate on an ARM is set for a specific amount of time. Following then, the interest rate charged on the unpaid balance resets sporadically, sometimes on a monthly basis.
The characteristics of ARM are-
A mortgage with an adjustable rate (ARM) is a loan for a home whose interest rate is subject to cyclical change based on the performance of a chosen benchmark.The amount that the interest rate and/or payments can increase annually or throughout the life of the loan are typically capped in ARMs.For purchasers who are going to maintain the loan for a short time and can afford any potential rises in their interest rate, an ARM might be a wise financial decision.To know more about the Adjustable-Rate Mortgage, here
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The complete question-
ARMs help lenders combat unanticipated inflation changes, interest rate changes, and a maturity gap. (True/False)
Sinking fund bonds: Multiple Choice Require equal payments of both principal and interest over the life of the bond issue. Require the issuer to set aside assets to pay bonds at maturity. Are bearer bonds.
Require the issuer to set aside assets to pay bonds at maturity.
Bonds that require the issuer to set aside a pool of assets used only to repay the bonds at maturity.
What is Sinking Fund Bond ?A sinking fund is maintained by companies for bond issues, and is money set aside or saved to pay off a debt or bond.
Bonds issued with sinking funds are lower risk since they are backed by the collateral in the fund, and therefore carry lower yields.example may be a company issuing $1 million of bonds that are to mature in 10 years. Given this, it creates a sinking fund and deposits $100,000 yearly to make sure that the bonds are all bought back by their maturity dateLearn more about Sinking Fund Bond here:
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________ carry a narrow assortment of product lines with deep assortments within those lines.
Specialty stores carry a narrow assortment of product lines with deep assortments within those lines.
A specialty store is a store or a shop that carries a deep assortment of styles, brands or the models within a relatively very narrow category of goods.
Some examples of specialty stores are: florists, furniture stores, sporting goods stores, and even bookstores are all considered as specialty stores.
There are some stores that sale only a single brand single type of goods for example a store selling only Athlete's Foot means only the sport shoes are sold are considered as super specialty stores.
Retail stores only sell small quantity of items for quick consumption instead of selling for reselling them. Specialty stores can also sell a wide range of products but in a specific category of goods only.
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Sally is responsible for allocating the resources given to the team by the organization, including pay raises. What is she?
Answer:
Sally is the Human resource manager .
Explanation:
A human resource manager is responsible for the entire operations relating to human resource.
Human resource is the team that does the operations in an organization , in other words the employees .
The manager is responsible for all operations including hiring , on boarding and allocation of resources to the employees including delegation of duties .So for this case sally is responsible for all this responsibilities in her institution .
She can also be the assistant to the human resource .So many terminologies are used this days to refer to the person in charge of these , which include ; senior HR , JUNIOR HR , HR specialist and many more .
Refer to Table 8-16. Given the information above, what can we say has happened in the economy from 2019 to 2020
We can say the price level has risen in the economy from 2019 to 2020.
In the U.S., growth is expected to slow to 2% in 2020 from 2.3% in 2019 and fall further to 1.7% in 2021 (2020 growth compared to October WEO 0.1 percentage point decrease).
Real GDP fell by 3.5% in 2020 (from the 2019 annual level to the 2020 annual level) compared to a 2.2% increase in 2019 (Table 1).
The outbreak led to a sharp contraction in the economy in March 2020, resulting in real GDP contracting by 5.1% annualized in the first quarter and 31.2% in the second quarter.
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If the fed wants to increase the money supply through an open market operation, it will:_____.
a. purchase government securities.
b. sell government securities.
c. first purchase, then sell, government securities.
d. lend more reserves to commercial banks.
Answer
Purchase government securities
Explanation:
When a central bank wants to increase money supply, a key tool in the open market operation is to sell purchase government securities. With this, they give out money to the economy increasing money supply.
In year 1, Heron Corp. has depreciation expense for income statement purposes of $10,000. The depreciation deduction on the tax return was $14,000. The enacted tax rate is 30%. Heron's pretax income for the year was $80,000, and its taxable income was $76,000. If this is the only difference between pretax income and taxable income, the journal entry to record tax expense for the year would include which of the following entries? a) debit tax expense of $22,800
b) credit deferred tax liability of $4,000
c) debit tax expense of $24,000
d) credit taxes payable of $22,800
e) credit deferred tax liability of $1,200
5. what would happen to the marginal propensity to save when a tax cut was enacted causing the multiplier to change to 5?
Answer:
1/6
Explanation:
Tax multiplier us mpc/1-mpc
so as multiplier is 5 ,
5=mpc/1-mpc
so mpc 5/6
this means mps= 1-5/6
this is equal to 1/6
If you are involved in an accident while driving in ga, you must notify the nearest law enforcement agency if anyone is injured or killed or if property damage exceeds _____ dollars.
If you are involved in an accident while driving in Georgia you must notify the nearest law enforcement agency if anyone is injured or killed or if property damage exceeds 500 dollars.
What is the above protocol?The above protocol is codified under the Georgas State Car Accident protocol.
In most cases, it is your legal responsibility in Georgia to report an automobile collision.
If you do not, you may face legal repercussions or lose your right to compensation for your losses.
How do you report an accident in Georgia?If the accident occurs in town, you must notify the local police department.
If it happened outside of town, you must notify the state patrol (highway patrol).
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Mays and McCovey are beer-brewing companies that operate in a duopoly (two-firm oligopoly). The daily marginal cost (MC) of producing a can of beer is constant and equals $0.40 per can. Assume that neither firm had any startup costs, so marginal cost equals average total cost (ATC) for each firm.
The profit-maximizing price and combined quantity of output is indicated in the demand curve by using a black point (plus symbol).
What is a cartel?A cartel can be defined as a formal agreement between two or more business firms (producers) of a particular product or service, that's formed to control production, sales and pricing in an oligopolistic industry.
At equilibrium in a cartel, marginal revenue is equal to marginal cost (MR = MC). Thus, the profit-maximizing price and combined quantity of output should be calculated from the demand curve as illustrated in the image attached below.
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Complete Question:
Mays and McCovey are beer-brewing companies that operate in a duopoly (two-firm oligopoly). The daily marginal cost (MC) of producing a can of beer is constant and equals $0.40 per can. Assume that neither firm had any startup costs, so marginal cost equals average total cost (ATC) for each firm.
Suppose that Mays and McCovey form a cartel, and the firms divide the output evenly. (Note: This is only for convenience; nothing in this model requires that the two companies must equally share the output.)
Place the black point (plus symbol) on the following graph to indicate the profit-maximizing price and combined quantity of output if Mays and McCovey choose to work together.
In the short run, a purely competitive firm can maximize its economic profit (or minimize its loss) by adjusting its
The purely competitive firm can maximize its economic profit (or minimize its loss) only by adjusting its output.
Can a purely competitive firm earn economic profit in the short run?
Businesses can only make money or lose money in a market that is perfectly competitive in the near term. Profits and losses are ultimately eliminated because an endless number of businesses produce uniform, infinitely divisible items.
When should a purely competitive firm produce in the short run?
If a corporation is purely competitive and its total revenue is more than its entire variable costs, it should produce in the near term. If P > ATC, a purely competitive firm will always turn a short-term economic profit.
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Kevin and Regina sold their property to Vickey using a general warranty deed. Which one of these statements is true
Kevin and Regina sold their property to Vickey using a general warranty deed. The statements that is true is: c. Vickey is the grantee.
What is warranty deed?A warranty deed can be defined as a kind of deed in which a seller which is also know as a grantor give the assurance they have the legal right to sell a product to a buyer which is a grantee.
Hence, If Kevin and Regina sold their property to Vickey using a general warranty deed, Vickey is the grantee or the buyer which Kevin and Reginal are the grantor (seller).
The missing options are:
Either Regina or Kevin can convey the property.
Kevin and Regina are the grantees.
Vickey is the grantee.
Vickey is the grantor
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Sue has contracted with Rick to do a landscaping project on her property when she sells the whole property to Sylvia. Sylvia decides she will continue to have Rick do the landscaping project. The parties now need a(n) __________.
Sue has contracted with Rick to do a landscaping project on her property when she sells the whole property to Sylvia. Sylvia decides she will continue to have Rick do the landscaping project. The parties now need a novation.
A Novation agreement is to transfer the rights and obligations of one celebration underneath an agreement to any other birthday celebration with one of the events in the settlement closing the identical.
Novation, in settlement regulation and business regulation, is the act of converting a duty to perform with each other responsibility; including an obligation to perform; or changing a party to an agreement with a modern-day celebration.
A valid novation agreement calls for the following: Assumption of agreement responsibilities. The modern proprietor has to expect all responsibilities beneath the settlement. Waiver of right compensation.
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If a company purchases a bond with the expectation that it will be held until maturity, it will most likely be recorded on the balance sheet at: Question 6 options: its fair market value. its amortized cost. its historical cost.
Its historical cost
If a company purchases a bond with the expectation that it will be held until maturity, it will most likely be recorded on the balance sheet at its historical cost.
Historical cost - An asset's value on the balance sheet is recorded at its original cost when it was purchased by the company when using a historical cost as a measure of value in accounting. According to generally accepted accounting principles, fixed assets in the United States are valued using the historical cost method (GAAP). On a company's balance sheet, the majority of long-term assets are recorded at their historical cost. The use of historical cost is consistent with conservative accounting since it avoids overstating an asset's value. While impaired assets may be written down to fair market value, highly liquid assets may be recorded at fair market value.
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Two banks in the area offer 35-year, $255,000 mortgages at 6.2 percent and charge a $4,200 loan application fee. However, the application fee charged by Insecurity Bank and Trust is refundable if the loan application is denied, whereas that charged by I. M. Greedy and Sons Mortgage Bank is not. The current disclosure law requires that any fees that will be refunded if the applicant is rejected be included in calculating the APR, but this is not required with nonrefundable fees (presumably because refundable fees are part of the loan rather than a fee). What are the APRs on these two loans
The APRs on these two loans are:
For insecurity bank and trust EAR = (1+ r/m)^m-1= 6.38
For I m greedy and my son's mortgage EAR= 6.53 loading fees into the loan
APR = Fee (loan fees +interest) *365* 100/amount financed/ number of days of term of loan = 6.34 for both the banks.
In its only implementation, APRS is used to transmit actual-time records, statistics, and reviews of the exact vicinity of a person or object thru a records signal sent over amateur radio frequencies.
Automatic Packet Reporting gadget is a beginner radio-primarily based machine for actual time virtual communications of statistics of instantaneous fee in the nearby vicinity. data can include objects worldwide Positioning gadget coordinates, weather station telemetry, text messages, announcements, queries, and different telemetry.
APRS is a digital communications records channel for Ham radio. As a single national channel (see map at proper), it offers the cellular ham a place to display for 10 to half-hour in any region, at any time to capture what's going on in ham radio inside the surrounding location.
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A store will give you a 2.25% discount on the cost of your purchase if you pay cash today. Otherwise, you will be billed the full price with payment due in 1 month. What is the implicit borrowing rate being paid by customers who choose to defer payment for the month
The implicit borrowing rate is 31.4%.
Given that if payment was made in cash today, the store would reduce the cost of the product by 2.5 percent. This implies that the price you must pay at that time is $195.5, for instance, if the cost of the things is perhaps $200.
If the price is still $200, you will have to pay $200 at the end of the month. A difference of $200 - $195.5 = $3.5 if we compare at the end of the month versus if you pay immediately.This results in an increase of (3.5/196) x 100% = 1.79 %. An increase to bring the price back to $200.
Considering that a year has 12 months, the implicit borrowing rate at the conclusion of that year will be;
([(200/195.5)(12)] - 1) at 100% equals 31.4%.
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Suppose your budget for these project is 600000.the projects are not divisible. which project should you accept
Explanation:
Drrrrrrgf-gggggffdddfffgghhgffdxddfghhcgjjfut
If a 10 pound bag of dog food sells for $6. 99, what is the per unit cost of the dog food?
If a 10-pound bag of dog food sells for $6. 99, then $-3.01 is the per unit cost of the dog food.
The unit method is a method of solving a problem by first finding the value of a single unit, then multiplying the value of that single unit to find the necessary value.
For example, to solve this problem: How far does he walk in his 7 hours?", first calculate how far the person walks in his 1 hour. We can assume that he will run half the distance in half the time. Therefore, dividing by 2, the man said that in one hour he would walk 3.5 miles. Multiply by 7 by 7 hours and the man will walk 7 x 3.5 = 24.5 miles. That is, take the distance traveled by the man as X and divide by the given distance (7 (x/7)). equals the time it takes to travel X distance (7 hours) divided by the time it takes to travel 7 miles (2 hours) (7/2) so x/7=7/2 so X = 24.5 miles.
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A business wants to evaluate their campaign, and specifically wants to look at how much they spent for a customer to take an action. This measurement would be
That measure would be ROI, or Return on Investment.
What is ROI?It is a metric that companies use to evaluate the performance of a stock in which financial resources have been invested. Its objective is to increase understanding of the initial investment and the results, establishing a comparison and an accurate analysis of the success of an investment.
Therefore, return on investment is used when companies want to understand the profitability of an investment made.
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Question Content Area If selling and administrative expenses are allocated to different products, they should be reported as a a.cost of goods sold b.factory overhead cost c.period cost d.cost of goods manufactured
Selling and administrative expenses are period costs. They are expensed in the period incurred but not capitalized as part of the inventory.
The answer is c. Period cost
Period costs are costs that cannot be capitalized on a company's balance sheet. That is, they are expensed in the period in which they are incurred and appear on the income statement. Period costs are also known as period costs.
Other examples of period costs include marketing expenses, rents (not directly tied to manufacturing facilities), office depreciation, and indirect labor costs. Interest expense on company debt is also classified as a period expense.
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In the competitive market for figure skate blades, manufacturers offer an array of products that are.
In the competitive market for figure skate blades, manufacturers offer an array of products that are: Distinctly different in a particular way.
What is a Competitive Market?
A competitive market is market where there are a large number of buyers and sellers where no single buyer or seller can affect the price of goods being sold. A competitive market can sometimes be called perfect competition. In a competitive market, no one dominates the market and there isn't a difference in quality, price or quantity between the competing companies and what they offer.
Competitive Market Features
There are certain features that need to be present in a market for it to be considered a competitive market.
No Barriers to Entry - A barrier to entry is a financial or physical barrier that makes it hard for a new company to enter a market. In order for a market to be considered competitive there has to be no barriers to entry. A new company can enter and exit the market at any time. This is one of the features that is theoretical because there will always be some barriers to entering a market as well as leaving it.Large Number of Buyers and Sellers - In competitive market there must be a large number of buyers and sellers. Not only does there need to be a large number, but there can't be any buyers or sellers that are large enough to have an effect on the entire market. An example of a company that is large enough to have an effect on the entire market is Apple. The products, prices and quality of Apple products has an effect on all the other companies in the market.Homogeneous Goods and Services - The products and services within a competitive market need to be homogeneous in price, quality and availability. There cannot be one product that is better than the others or more inexpensive. Each company has to have homogeneous spending on advertising which means that one company cannot dominate with regards to how much it advertises or how much it spends on advertising. This is also a feature that is theoretical. While some markets are more even than others, there will never be a market where all products, advertising, price, and quality are the same.Therefore, we can conclude that the correct option is A.
Your question is incomplete, but most probably your full question was:
In the competitive market for figure skate blades, manufacturers offer an array of products that are:
A. Distinctly different in a particular way.
B. Distinctly similar in a particular way.
C. Virtually identical on the competition spectrum.
D. At opposite ends of the competition spectrum.
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_____ is a term used by evolutionary psychologists to denote the amount of time and effort men or women must devote to parenthood.
Parental Investment is a term used by evolutionary psychologists to denote the amount of time and effort men or women must devote to parenthood.
Parental investment in offspring (as first described by Robert Trivers) sacrifices a parent's ability to invest in other offspring (current or future siblings), at the expense of that offspring's chances of survival and reproduction. It is an investment by parents that enhances
For birds, for example, during the egg stage, a parent's investment includes incubating the eggs and protecting the nest from potential predators. This stage is called hatching) and the continuation of the nest
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A company that makes an effort to reduce the amount of paper it uses by storing data and information on computers would be using?
A company that makes an effort to reduce the amount of paper it uses by storing data and information on computers would be using Green IT. Green IT is the practice of environmentally maintainable computing. In the other words, discarding the practices which are hazardous to environment.
Green IT has many benefits including it saves energy and money plus less pollution and greenhouse gas emissions are caused by using this. It minimizes waste reduction and problem of the resource depletion. It also enables more use of efficient hardware. The main advantage of this process is that it impacts positively on plants and animals.
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Developing cost estimates and sales forecasts to learn whether a new product idea meets financial objectives is called product
Developing cost estimates and sales forecasts to learn whether a new product idea meets financial objectives is called Business Analysis.
Financial objectives typically focus on increasing a business's profits or sales, however, they'll additionally focus on investments and economic stability. Financial objectives are often measurable goals that businesses can track and reach. These objectives are typically focused on long-term success.
There are six types of Financial objectives: revenue objectives, cost objectives, Profit objectives, cash flow objectives, investment objectives, and capital structure objectives.
Growth in revenues.Growth in earnings.Wider profit margins.Bigger cash flows.Higher returns on invested capital.Attractive economic value added (EVA) performance.Attractive and sustainable increases in market value added(MVA)A more diversified revenue base.Learn more about Financial objectives here https://brainly.com/question/23916424
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Answer:
analysis
Explanation:
A category of data such as a customer's name, city, state, or phone number is called a?
A category of data such as a customer's name, city, state, or phone number is called a field.
What is a field in data organization?Field can be regarded as the smallest unit of data organization, which contains a specific category of data , and these data could be customer's name, city, state or phone number.
Hence, A category of data such as a customer's name, city, state, or phone number is called a field.
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When a pharmaceutical company advertises that its product has a greater pain-relieving effect than Tylenol, it is using _____ advertising.
When a pharmaceutical company advertises that its product has a greater pain-relieving effect than Tylenol, it is using comparative advertising.
What do you mean by comparative advertising?
A marketing tactic known as comparative advertising presents a company's product or service as being superior to that of a rival. The features of a company's products next to those of its rivals may be printed in a side-by-side comparison as part of a comparative advertising campaign.
Comparative advertising, also known as combative advertising, refers to a type of advertisement in which a certain product or service directly names a rival in order to demonstrate why the rival is inferior to the product naming it.
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Lord SR, Ward JA, Williams P, Anstey K. An epidemiological study of falls in older community-dwelling women: the Randwich falls and fractures study. Aust J Public Health.. 1993;17:240-245.
Seven hundred and four women aged between 65 and 99 years (mean age 74.6 years), who were randomly selected from the community, took part in a study to determine whether health and lifestyle factors were associated with falls.
What exactly are fall epidemiology and fall-related injuries?66.1 percent of the individuals had no falls in the year prior to the study, 19.7 percent had one fall, and 14.2 percent had two or more falls. As women aged, the percentage of falls occurring inside the home on a level surface increased and the percentage of falls occurring outside the home declined.
Trips, slips, and loss of balance were the most frequently reported reasons for falls. A small percentage (27%) of people who fell injured themselves, and the likelihood of injury rose with age. Significantly more falls occurred in people whose health and balance was judged as being impaired, who had limitations with daily living tasks, were receiving community assistance, used psychoactive substances, and were using four or more drugs.
Conversely, people who engaged in scheduled exercise and were active for seven or more hours per week saw fewer falls.
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A broker dealer must have reasonable basis for believing that a series of recommended transactions are not excessive or unsuitable. This is called quizlet
A broker-dealer must have a reasonable basis for believing that a series of recommended transactions are not excessive or unsuitable. This is called Quantitative suitability -- FINRA Rule 2111.
What does FINRA Rule 2111, Quantitative Suitability, mean?
The quantitative obligation is designed to curtail the practice of churning or making a lot of buy-and-sell trades to increase the broker's commissions. According to this, a succession of transactions may be inappropriate even if each one is appropriate when considered separately. The broker is required to take the investment profile into consideration when determining quantitative appropriateness.
This suitability requirement allowed the broker to recommend the security that offered him a higher commission or charge, which would naturally be paid by the customer if there were two equally acceptable securities to recommend to a client.
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