what is hewlett packard (hp) company history, corperateidentity, corperate affairs, product, operations, supply chains andcriticms and controversies ?

The average product is rising when the marginal product exceeds the average product.  the correct answer is: "O average product is increasing".

When marginal product is greater than average product, it means that the average product is increasing. This is because the marginal product measures the additional output gained from adding one more unit of input, while the average product measures the output per unit of input. When the marginal product is greater than the average product, it indicates that each additional unit of input is contributing more to the output than the previous unit, which leads to an overall increase in the average product. Therefore, the correct answer is: "O average product is increasing".

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To calculate the correlation coefficient between stock A and stock B, you'll need to use the given covariance and standard deviations of both stocks. The formula for the correlation coefficient is:

Correlation coefficient (ρ) = Covariance(A, B) / (Standard Deviation(A) * Standard Deviation(B))

Given: Covariance(A, B) = 100, Standard Deviation(A) = 10%, Standard Deviation(B) = 20%

ρ = 100 / (0.10 * 0.20)
ρ = 100 / 0.02
ρ = 5000

However, this answer is not among the provided multiple-choice options. It seems there is an error in the given data, as the correlation coefficient should be within the range of -1 and +1. Please double-check the values provided for the covariance and standard deviations of the stocks.

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Gabriel's budget line is expected to shift to the right when his income increases, given that the prices of the goods he purchases remain constant. This shift is a result of the increased purchasing power that comes with an increase in income. Option A

In microeconomics, a budget line represents the various combinations of two goods that a consumer can afford given their income and the prices of those goods. In this scenario, Gabriel's budget line is determined by his weekly income of $50 and the prices of cupcakes and tea, which are $1 and $2.50, respectively.
Given that his income has increased to $100, but the prices of cupcakes and tea have remained the same, we can expect Gabriel's budget line to shift to the right. This means that Gabriel can now afford more cupcakes and tea than he could before the increase in his income.
To understand why this happens, we need to consider the concept of purchasing power. Purchasing power is the amount of goods and services that can be purchased with a given amount of money. When Gabriel's income increases, his purchasing power increases as well. This means that he can now afford more of the goods and services he wants, including cupcakes and tea.
As a result, Gabriel's budget line shifts to the right, indicating that he can now purchase more cupcakes and tea with his increased income. This shift can be represented graphically as a parallel shift outward from the origin, as the slope of the budget line remains the same.
In summary, Gabriel's budget line is expected to shift to the right when his income increases, given that the prices of the goods he purchases remain constant. This shift is a result of the increased purchasing power that comes with an increase in income. Therefore option A is correct.

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In the event that an organizational license is terminated, the organization may continue to transact insurance under the former license if a new application for an organizational license is submitted within a certain time frame.

This time frame varies by state and is typically a matter of days or weeks, depending on the state's regulations. The purpose of this provision is to provide a grace period for the organization to reapply for a new license and to avoid any lapse in coverage or service to customers. It is important for organizations to be aware of the specific time frame in their state and to promptly submit a new application if their license is terminated.

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Answer to the question is that John's business model of creating Acme Online can be best described as an online marketplace or auction platform for paper suppliers to compete for manufacturers' orders.

Acme Online serves as a facilitator between paper suppliers and manufacturers, allowing for a more efficient and competitive bidding process. The live auctions enable suppliers to offer their best prices and manufacturers to choose the most cost-effective option.

The benefits and potential drawbacks of this business model can be further discussed, such as the increased access to suppliers and potential cost savings for manufacturers, but also the potential for decreased supplier loyalty and quality control issues.

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The long-run market supply will be equal to the short-run market supply, which is Q(5) = 5.

The short-run supply curve for each firm type can be derived by equating marginal cost [tex](MC)[/tex] to the market price [tex](P)[/tex]. For Type A firms, [tex]MC4(q) = 4 + 4q[/tex], so the short-run supply curve is given by[tex]q4(P) = (P-4)/4[/tex]. For Type B firms, [tex]MCb(q) = 1[/tex], so the short-run supply curve is given by [tex]qb(P) = P-1[/tex].

The short-run market supply is simply the sum of the individual firm supplies. So, the total quantity supplied by Type A firms is [tex]q4(P) = (P-4)/4[/tex], and the total quantity supplied by Type B firms is qb(P) = P-1. Thus, the short-run market supply is [tex]Q(P) = 8q4(P) + 6qb(P) = 8(P-4)/4 + 6(P-1) = 5P - 20.[/tex]

When p=5, we can substitute it into the market supply equation obtained in part (b) to find the total quantity produced. Thus, [tex]Q(5) = 5(5) - 20 = 5.[/tex]Therefore, the total quantity produced when p=5 is 5.

In the long run, firms have the ability to enter or exit the market, and will do so until economic profits are driven to zero. This means that in the long run, the number of firms and the market supply will adjust to achieve a zero economic profit equilibrium. In this case, assuming that the market demand is greater than or equal to the minimum efficient scale of production, both Type A and Type B firms will continue to operate in the long run.

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There are three approaches to introduce safety stock into dependent demand situations, if necessary are Distribution Resource Planning (DRP), Material Requirements Planning (MRP), and Enterprise Resource Planning (ERP)

Distribution Resource Planning (DRP) - This approach is used in manufacturing and distribution systems to calculate safety stock levels by estimating demand, lead time, and service level factors.

Material Requirements Planning (MRP) - This approach is used in manufacturing to calculate safety stock levels by considering factors such as demand variability, lead time variability, and the desired level of customer service.

Enterprise Resource Planning (ERP) - This approach integrates all aspects of an organization's operations, including supply chain management, to determine optimal safety stock levels based on demand, lead time, and other factors.

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The government's budget surplus is $80 per year (public saving).

In a closed economy, savings (S) equals investment (I). To calculate the government's budget deficit or surplus (public saving), we first need to find the total saving in the economy. Here's the data we have:

Real GDP (Y) = $800 per year
Consumption (C) = $560 per year
Tax revenue (T) = $80 per year
Government spending (G) = $80 per year (after the change)

First, let's calculate the total income in the economy:
Total income (Y) = C + S + T
$800 = $560 + S + $80
S = $800 - $560 - $80
S = $160

Now that we have the total saving, let's find public saving (government's budget deficit or surplus):
Public saving = T - G
Public saving = $80 - $80
Public saving = $0

Based on this new information, the government's budget deficit or surplus (public saving) is equal to $0.

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The annual revenue required for a $750,000 MRI machine with a 24% return requirement is $315,000 over 5 years.

To determine the minimum revenue required each year to realize the expected recovery and return on the MRI machine investment, we need to calculate the annual depreciation and annual net revenue required.

The annual depreciation is calculated by dividing the difference between the initial cost and the expected salvage value by the expected useful life of the machine.

In this case, the annual depreciation would be ($750,000 - $75,000)/5 = $135,000.

The annual net revenue required to meet the 24% return requirement is calculated by adding the annual depreciation to the annual return on the initial investment.

In this case, the annual net revenue required would be $750,000 x 24% = $180,000 + $135,000 = $315,000.

Therefore, the minimum revenue required each year to realize the expected recovery and return on the MRI machine investment is $315,000.

Two cash flow diagrams can be drawn to illustrate this.

The first cash flow diagram shows the initial cost of the machine, the annual net revenue required, and the expected salvage value at the end of the 5-year period.

The second cash flow diagram shows the annual net revenue required each year to meet the return requirement.

Cash Flow Diagram 1:

Year   | Cash Flow

------ | ---------

0     | -$750,000

1-5   | -$315,000

5     |  $75,000

Cash Flow Diagram 2:

Year   | Cash Flow

------ | ---------

1-5   | -$315,000

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Effective communication and coordination between employees doing different types of work is critical for the success of any organization.

People in research and development, manufacturing, and sales departments are often required to work together to ensure that products, services, and processes are developed, manufactured, and sold in a timely and efficient manner.

Effective communication between these departments helps to ensure that resources are being used in the most efficient manner possible and that any issues or problems are identified and addressed quickly. Additionally, good communication and coordination helps to ensure that information is shared between departments and that everyone is working together to achieve the same goals.

By ensuring that employees in different departments are communicating and coordinating their efforts, organizations can maximize their efficiency and foster a collaborative environment.

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The product that our group picked for Group Assignment 2 is a new line of organic and eco-friendly cleaning products. The targeted consumer's behavior for this product is heavily influenced by groups such as family, culture, and media.

The target market's motivation to purchase this product is directly affected by the level of importance of the product to a customer.

For example, if a customer highly values environmentally-friendly products, they will be more motivated to purchase this line of cleaning products.

The product that our group picked for Group Assignment 2 is a new line of organic and eco-friendly cleaning products. The targeted consumer's behavior for this product is heavily influenced by groups such as family, culture, and media. Family plays a big role in influencing the purchase of these products because people tend to value the opinions and recommendations of their loved ones when making purchasing decisions.

Additionally, culture is a significant factor because many people are becoming more environmentally conscious, and purchasing eco-friendly products aligns with their cultural values.

Media also plays a role in influencing consumer behavior for this product because of the increasing amount of information and advertisements promoting eco-friendly and sustainable products.
The target market's motivation to purchase this product is directly affected by the level of importance of the product to a customer. For example, if a customer highly values environmentally-friendly products, they will be more motivated to purchase this line of cleaning products.

Overall, the target market's motivation to purchase this product is influenced by their personal values and beliefs, which are then impacted by the product's benefits and level of importance to them.

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Kimani will have to give up $30,000 of after-tax income in order to enjoy the $50,000 Cadillac.

Kimani is in the 40 percent marginal tax bracket, which means that for every additional dollar of income, she will have to pay 40 cents in taxes. If she buys the $50,000 Cadillac for business purposes, this expense can be deducted from her taxable income.

The amount of income that Kimani will have to give up to enjoy the Cadillac is equal to the cost of the Cadillac minus the tax savings from deducting the expense from her taxable income.

Tax savings = $50,000 x 40% = $20,000

After-tax cost of the Cadillac = $50,000 - $20,000 = $30,000

Therefore, the answer is (a) $30,000.

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A traditional project manager is responsible for overseeing and managing the entire project, while a product owner is responsible for defining and prioritizing product requirements and ensuring the product meets the customer's needs.

A traditional project manager is focused on managing the project's scope, timeline, budget, and resources, and ensuring that the project is delivered on time and within budget. They work with the project team to plan and execute tasks, monitor progress, identify and mitigate risks, and communicate with stakeholders.

On the other hand, a product owner is responsible for defining the product vision, developing and maintaining the product backlog, and making sure that the team is building the right product.

They work closely with stakeholders and customers to identify and prioritize requirements, define user stories, and ensure that the product meets the customer's needs.

Product owners are often part of an Agile development team and work closely with the development team to ensure that the product backlog is properly groomed and that features are delivered according to the priority.

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a With a reserve requirement of 10%, the money multiplier is 1 / 0.10 = 10. .b If the reserve requirement is 10% and the Fed increases reserves by $20 billion, the total increase in the money supply would be $20 billion * 10 (money multiplier) = $200 billion. c value of the money multiplier 6.25 d  the total increase in the money supply $125, e 10% to 16% decreases the money multiplier and decreases the money supply.

a. At a reserve requirement of 10%, the value of the money multiplier is 10.

b. If the reserve requirement is 10% and the Fed increases reserves by $20 billion, the total increase in the money supply is $200 billion (calculated as 20/0.1).

c. If the fed raises the reserve requirement to 16%, the value of the money multiplier decreases to 6.25 (calculated as 1/0.16).

d. Assuming the reserve requirement is 16% if the Fed increases reserves by $20 billion, the total increase in the money supply is $125 billion (calculated as 20/0.16).

e. Raising the reserve requirement from 10% to 16% decreases the money multiplier and decreases the money supply.

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Under certain circumstances, receiving a college degree in two years instead of the usual four years may have a negative effect on John's employability and/or salary. These circumstances may include:

1. Insufficient practical experience: Employers might be concerned that John lacks hands-on experience or internships due to the shortened program duration.

2. Perceived lack of commitment: Employers might question John's dedication and ability to commit long-term since he completed the program in half the time.

3. Limited networking opportunities: John may have had less time to build connections with peers, professors, and professionals in his field, which could affect job prospects.

4. Possible knowledge gaps: With a condensed program, John might have missed out on essential courses or electives that could enhance his skills and employability in the job market.

These factors, depending on the specific industry and job requirements, might negatively impact John's employability and/or salary despite obtaining his degree in two years.

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Unfair sales acts, prohibits companies from selling products to protect small businesses.

Small businesses are shielded from dishonest business practices and unfair sales techniques by laws and regulations. The Federal Trade Commission Act forbids unfair or misleading acts or practices in or affecting commerce, while the Small Business Act guarantees that federal contracts will be reserved for small enterprises.

Consumer protection laws also broadly outlaw "unfair or deceptive practices," and other regulations mention particular actions that are prohibited, like misleading pricing and advertising.

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The statement "If returns on two stocks tended to move in opposite directions, then the covariances and correlations on the two stocks would be negative" is true because covariance and correlation measure the relationship between two variables.

Covariance is a measure of how two variables move together, and a negative covariance means that when one variable increases, the other tends to decrease, and vice versa. Similarly, correlation measures the strength of the relationship between two variables, and a negative correlation indicates that the variables tend to move in opposite directions.

Therefore, if the returns on two stocks tend to move in opposite directions, their covariance and correlation will be negative. This negative relationship between the returns on the two stocks can be useful for diversification purposes, as holding a mix of stocks with negative correlations can help reduce overall portfolio risk.

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In conducting an economic analysis of Sudan for marketing Coca-Cola, we can focus on several key factors to better understand the country's economy and its impact on marketing strategies.

1. Economic Indicators: Examine GDP, inflation, and unemployment rates to assess the overall economic stability and purchasing power of consumers in Sudan. A stable and growing economy will create favorable conditions for marketing Coca-Cola.

2. Consumer Demographics: Analyze the population, age distribution, income levels, and urbanization to identify target markets and preferences. This information will help tailor marketing strategies to appeal to the most suitable demographics in Sudan.

3. Market Size and Competitors: Determine the size of the soft drink market in Sudan, along with the market share of competitors. Understanding the competition can aid in devising an effective marketing plan to increase Coca-Cola's presence in the market.

4. Distribution Channels: Identify the most effective distribution channels in Sudan, such as supermarkets, convenience stores, or vending machines. Analyzing these channels will help to optimize product distribution and improve market penetration.

5. Media Landscape: Understand the popular media channels, such as TV, radio, print, and digital platforms, to create targeted advertising campaigns. Utilizing the most impactful media platforms can enhance brand visibility and reach the desired audience.

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The Agent will have a fresh 60 days to give the requested information upon request if the requested lines can not be handed incontinently.

Still, if the aspirant requests a statement of specific reasons within sixty days of the creditor's announcement, the aspirant is entitled to one within thirty days.

Assuming that the bank decides to give the reasons orally, the loan master will likewise reveal the seeker's, all in all, correct to have them affirmed and recorded as a hard dupe in the span of 30 days of getting the seeker's composed supplication for protestation. An agent ties the vital by his demonstrations.

To put it another way, the agent's conduct toward third parties is the responsibility of the star. At the point when a specialist represents his head, he has the limit of his head.

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Non-recoverable depreciation is depreciation that can no longer be recovered through a sale, exchange, or other disposition of the asset.

This type of depreciation usually occurs when the asset has been used for an extended period of time, and its value has significantly decreased. Non-recoverable depreciation is the opposite of recoverable depreciation, which is depreciation that can be recovered.

Non-recoverable depreciation is not deductible for tax purposes, and the owner of the asset is not entitled to any tax credit for it. Non-recoverable depreciation can also be caused by damage to the asset, such as from vandalism, fire, or natural disasters.

In such cases, the asset can no longer be used for its intended purpose and its value has significantly decreased. Therefore, the owner of the asset can no longer recover the depreciation expense associated with it.

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The type of depreciation that cannot be recovered is called "incurable depreciation".

This refers to the loss of value of an asset that cannot be restored through repairs or improvements, and therefore cannot be recovered. Incurable depreciation may be caused by factors such as changes in technology, obsolescence, or physical deterioration that cannot be reversed.

Examples of assets that may experience incurable depreciation include outdated machinery or equipment, buildings in poor locations, or vehicles with high mileage or extensive wear and tear. In contrast, "curable depreciation" refers to the loss of value that can be recovered through repairs or upgrades to an asset.

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M1 = cash and forex in circulation + checkable (demand) credit + traveler's checks. M2 is a measure of the money furnish that consists of cash, checking deposits, and other sorts of deposits that are readily convertible to cash such as CDs.

M1 cash provide consists of these monies that are very liquid such as cash, checkable (demand) deposits, and traveler's exams M2 cash supply is much less liquid in nature and includes M1 plus financial savings and time deposits, certificates of deposits, and cash market funds.

M1 is an estimate of cash and checking account deposits only. The weekly M2 and M1 numbers are carefully monitored as warning signs of the common money supply.

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The responsibility for providing a formal notice that a contract has been completed typically falls on the party who has fulfilled all of their obligations under the contract.

This may be the project manager or the vendor, depending on the specific terms of the contract. In some cases, the contract may specify a specific process or form that must be used to provide formal notice of completion. It's important to carefully review the terms of the contract to determine who is responsible for providing this notice and ensure that all requirements are met to avoid any misunderstandings or disputes related to contract completion.

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The desire of many firms to focus on their core competencies is a driving force behind the increase in outsourcing. Correct option is A.

Outsourcing refers to the practice of contracting out non-core business functions to third-party providers. By doing so, firms can free up resources and focus on their core competencies, which are the unique capabilities that give them a competitive advantage in the market.

While cutting expenses is still a crucial factor for many firms, outsourcing allows them to achieve cost savings while also improving their overall efficiency and effectiveness. For example, outsourcing functions such as customer service or IT support to specialized providers can result in higher quality services at lower costs.

Moreover, outsourcing can help firms stay competitive in an increasingly complex and fast-changing business environment. By focusing on their core competencies, firms can innovate and develop new products and services that differentiate them from their competitors. This, in turn, can lead to increased revenue and market share.

In conclusion, outsourcing is a valuable tool for firms looking to cut costs, increase efficiency, and focus on their core competencies. As such, it is no surprise that it has become an increasingly popular practice among businesses in today's competitive landscape.

Correct option is A.

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Option d is correct. The real interest rate on the bond is 3% per year.

The real interest rate on a Treasury bond is the nominal interest rate minus the inflation rate. In this case, the nominal interest rate is 4%, and the inflation rate is 1%.

Therefore, the real interest rate on the bond is:

Real interest rate = Nominal interest rate - Inflation rate

Real interest rate = 4% - 1%

Real interest rate = 3%

So the real interest rate on the bond is 3% per year. This means that after accounting for inflation, the bond provides a return of 3% per year.

The answer is (d).

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In the context of assessing grit,conscientiousness means being meticulous in carrying out tasks is False.

While both grit and conscientiousness are traits related to achievement, they have different characteristics. Conscientiousness refers to the tendency to be organized, responsible, and reliable. It includes being thorough and detail-oriented, but it also encompasses broader aspects of one's personality, such as punctuality, diligence, and self-discipline.

In contrast, grit refers specifically to perseverance and passion for long-term goals. It involves sticking to a task or goal despite setbacks or obstacles and maintaining effort and interest over time.

While there may be some overlap between the two constructs, they are distinct and can be measured separately. Grit is more focused on the emotional and motivational aspects of achievement, while conscientiousness is more about the behavioral and organizational aspects. Both can be important predictors of success in different areas of life, and individuals may vary in their levels of both traits.

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(b) scarcity of resources and limited needs vary according to different historical social conditions.

According to the substantialist definition of economics, the fundamental problem of economics is scarcity, which means that there are limited resources available to meet unlimited human needs and wants.

However, the extent of scarcity and the nature of human needs vary depending on historical and social conditions. This is in contrast to the neoclassical definition of economics, which assumes that individuals always act in their own self-interest and that resources are always scarce.

The substantialist definition of economics emphasizes the historical and social context in which economic activities take place. It recognizes that the nature of human needs and wants is not constant but varies according to different historical and social conditions.

For example, the needs and wants of people in a capitalist society are different from those in a socialist or feudal society.

Similarly, the extent of scarcity of resources also varies depending on the historical and social conditions. For instance, in a subsistence economy, resources may be abundant, while in a developed economy, resources may be scarce.

Therefore, the substantialist definition of economics recognizes that the problem of scarcity is not absolute but relative, and it varies according to different historical and social conditions.

This definition highlights the importance of understanding the social and historical context in which economic activities take place.

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(a) The true effective cost of the loan for a 30-year mortgage of $220,000 with a 6% nominal annual rate and 3% loan origination fee (3 points) added to the initial balance is 6.17% and the APR is 6.23%.

(b) If the house is sold after 6 years and the loan is paid off, the effective interest rate is 7.01% and the APR is 6.44%.

(c) The graph of the effective interest rate as the time to sell the house and pay off the loan varies from 1 to 15 years will show a decreasing trend, starting from the initial effective interest rate at 6.17% and approaching 6% as the loan is paid off.

(a) To calculate the true effective cost of the loan, we first need to calculate the total amount of points, which is 3% of the loan amount, or $6,600. This amount is added to the initial loan balance, making it $226,600. The monthly payment can be calculated using the formula:

P = (i(1+i)^n/((1+i)^n - 1)) x L

Where P is the monthly payment, i is the monthly interest rate (6%/12 = 0.005), n is the number of payments (30 years x 12 months = 360), and L is the loan balance ($226,600).

Plugging in the values, we get:

P = (0.005(1+0.005)^360/((1+0.005)^360 - 1)) x $226,600

P = $1,356.21

The total amount paid over the life of the loan is:

Total payments = P x n

Total payments = $1,356.21 x 360

Total payments = $488,837.60

The true effective cost of the loan is the total amount paid over the life of the loan plus the loan origination fee, divided by the initial loan balance:

Effective interest rate = (Total payments + Loan origination fee)/Initial loan balance

Effective interest rate = ($488,837.60 + $6,600)/$220,000

Effective interest rate = 6.17%

To calculate the APR, we need to solve for the monthly interest rate that equates the total amount of interest paid over the life of the loan to the nominal annual rate. Using a financial calculator or spreadsheet, we can find that the APR is 6.23%.

(b) If the house is sold after 6 years and the loan is paid off, we can calculate the total payments made and the total interest paid using the same formula as before, but with n = 6 years x 12 months = 72:

Total payments = P x n

Total payments = $1,356.21 x 72

Total payments = $97,727.12

Total interest paid = Total payments - Initial loan balance

Total interest paid = $97,727.12 - $226,600

Total interest paid = -$128,872.88 (negative because the loan was paid off early)

The effective interest rate is the total interest paid divided by the initial loan balance, multiplied by the number of years in the loan term:

Effective interest rate = (Total interest paid/Initial loan balance) x (12/n)

Effective interest rate = (-$128,872.88/$226,600) x (12/6)

Effective interest rate = 7.01%

To calculate the APR, we can use the same method as before, but with the total payments and total interest paid for 6 years.

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Yes, Grand Styles Furniture Store is using value-added pricing.

Value-added pricing is a strategy where a company adds value to their product or service and then prices it higher than similar products in the market.

Grand Styles Furniture Store is selling fashionable furniture from prestigious designers, which adds value to the product and justifies the higher price point. The fashionable and exclusive nature of the furniture differentiates it from other market options, creating additional value for customers willing to pay a premium

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Patricia receives a social security check and Nayana sells $1,000 of General Electric stock are not counted in GDP. Molly buying a used car is also not counted in GDP as it is a second-hand transaction.

Molly buys a used car is not included in GDP as it is a second-hand transaction and the car has already been counted in GDP in the year it was originally produced. Nayana sells $1,000 of General Electric stock is not included in GDP as it is a financial transaction that does not involve the production of goods and services. It does not directly contribute to the production of goods and services in the economy, and therefore is not included in GDP. In order to determine which transactions are counted in GDP, let's consider each option: 1. Patricia receives a social security check: This transaction is not counted in GDP, as it is a transfer payment and does not involve the production of goods or services. 2. Molly buys a used car: This transaction is not counted in GDP, as it involves the sale of a previously owned item, which does not contribute to current production. 3. Nayana sells $1,000 of General Electric stock: This transaction is not counted in GDP, as it is a financial transaction and does not involve the production of goods or services. None of the given transactions are counted in GDP.

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an SBU can be a company division or a product line within a division, but not a single product or brand.

The statement is True.

Explanation:

An SBU (Strategic Business Unit) is a unit within a larger company that operates as a separate business entity with its mission, objectives, and strategies. It can be a company division or a product line within a division, but it cannot be a single product or brand as it needs to have enough scope and resources to operate as a separate entity.

The SBU concept is often used in multi-business organizations that operate in multiple industries or market segments. By dividing the company into SBUs, management can better focus on each unit's unique requirements and allocate resources accordingly.

What are SBU and its advantages?

An operating section of a company known as a Strategic Business Unit (SBU) caters to a certain product-market sector, a group of well-defined clients, or a geographical location. As long as it achieves corporate goals, the SBU is empowered to make independent strategic decisions within corporate standards.

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