what is mortgage calculator bankrate?

Answers

Answer 1

Mortgage Calculator Bankrate is a free online tool that helps users to quickly and easily calculate the amount of mortgage payments required for a loan.

It allows  users to input  colorful factors  similar as the loan  quantum, interest rate, and loan term to determine an estimated yearly payment. This tool is especially useful when comparing rates and terms between different lenders. It gives  users a better understanding of the cost of their loan, and helps them to make an informed decision when it comes to  opting  

the right mortgage loan With this tool,  users can also calculate the total cost of their loan and the  quantum of interest they will pay over the life of the loan.

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Related Questions

when compared to the past, the gap between rich and poor nations today has A. Increased B. Decreased C. Stays the same

Answers

The gap between rich and poor nations today has increased when compared to the past. While some countries have made significant progress in economic development, others have remained stagnant or even regressed. Here option A is the correct answer.

This has led to a widening gap between the wealthiest and poorest nations. One key factor contributing to this divide is globalization, which has enabled some countries to grow their economies at a much faster pace than others.

Additionally, access to resources such as technology, education, and healthcare has become increasingly unequal, with wealthier countries having greater access to these resources than poorer ones.

Another factor is the historical legacy of colonialism and exploitation, which has left many developing countries struggling to catch up with their more developed counterparts. This is exacerbated by economic policies and systems that favor the interests of wealthy nations and multinational corporations, often at the expense of poorer countries.

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which do we do to find the equivalent of capacitors in series

Answers

The answer is Series Combination of Capacitors-

V = Q C 1 + Q C 2.

V Q = 1 C 1 + 1 C 2. The ratio Q/V is called as the equivalent capacitance C between point a and b. The equivalent capacitance C is given by:

1 C = 1 C 1 + 1 C 2. The potential difference across C1 and C2 is V1 and V2 respectively, given as follows: V 1 = C 2 C 1 + C 2.

What kind of capacitance can you think of as an example?

As an illustration, if a capacitor with a capacitance of 3 farads is connected to a 5-volt battery, each conducting plate would have charge q = CV or q = (3 farads)x(5 volts) = 15 Coulombs of charge.

For novices, what is a capacitor?

An electrical component called a capacitor uses a battery to store energy. The terminals inside attach to two metal plates that are spaced apart by a non-conducting material. A capacitor rapidly releases electricity after activation in a very little period of time.

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The players that must be considered when analyzing a complex ethics case include:
a. The behavior analyst.
b. The client.
c. The supervisor.
d. All of the above.

Answers

The players that must be considered when analyzing a complex ethics case include: all of the above. In this case option D is correct

The process of making ethical decisions in behavior analysis involves the behavior analyst, the client, and the supervisor.

The behavior analyst is accountable for upholding moral principles and rules and for making choices that advance the welfare and best interests of the client.

When making moral choices, one must also take the needs, objectives, and preferences of the client into account. In addition to providing direction and support to the behavior analyst, the supervisor may also be in charge of making sure that moral principles are upheld.

The perspectives and interests of additional stakeholders, such as family members, caregivers, and other professionals involved in the client's care, may also need to be taken into account in a complex ethics case. The ultimate objective of moral decision-making in

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What does the construction of the Eiffel Tower suggest?

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The construction of the Eiffel Tower reveals a variety of details about its time of construction as well as the goals of those responsible.

The Eiffel Tower was first and foremost constructed as a symbol of France's industrialization and advancement in technology in the late 19th century. As the focal point of the 1889 Exposition Universelle, a world's fair held in Paris to commemorate the 100th anniversary of the French Revolution,

it was created by Gustave Eiffel. Innovative engineering methods and the use of cutting-edge materials, like wrought iron, which at the time represented modernity and progress, were necessary for the tower's construction.

Additionally, the Eiffel Tower was constructed as a representation of French national

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what is the theory of criminal penalty where the public is looking to punish the offender?

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The theory of criminal penalty where the public is looking to punish the offender is Retributive Justice.

Retributive justice is a  proposition of justice which holds that  discipline of evildoers is a justified and necessary response to wrongdoing. This  proposition suggests that  discipline for wrongs should be commensurable to the inflexibility of the offense and should be carried out in a manner that's  harmonious with the law

as a way of  transferring a communication to the  lawbreaker and to the community at large that crimes won't be  permitted. The  thing is to hold the lawbreaker responsible for their  conduct, and to  cover society by  inhibiting  future criminal activity.

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What is the best place to rent a moving truck?

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While searching for a moving truck rental, it is essential to examine elements such as cost, availability, service quality, and convenience. Here are some more details regarding the businesses I mentioned.

U-Haul: U-Haul is one of the most well-known and largest moving truck rental firms in the United States. They have a large selection of truck sizes as well as trailers and towing equipment. U-Haul also provides a wide range of moving materials and services, including storage, shipping, and packing. Penske: Another big participant in the moving truck rental sector is Penske. They provide a variety of truck sizes, ranging from tiny vans to huge tractor-trailers, as well as towing and packing materials. Penske is well-known for producing high-quality vehicles and providing exceptional customer service.

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Which of the following BEST describes confirmation bias?
A. The tendency to believe only that which is well supported by evidence
B. The tendency to notice only evidence that supports your beliefs
C. The tendency to accept only beliefs that have been confirmed by your culture
D. The tendency to believe things at random

Answers

The tendency to notice only evidence that supports your beliefs is the best description of confirmation bias.

The correct option is B. The tendency to notice only evidence that supports your beliefs.

This is a cognitive bias where people tend to search for, interpret, and remember information in a way that confirms their preexisting beliefs or hypotheses, while ignoring or dismissing any information that contradicts their beliefs.

A cognitive bias known as confirmation bias describes people's propensity to look for, analyse, and retain information in a way that supports their prior ideas or hypotheses. In other words, people prefer to overlook or reject information that conflicts with their prior ideas in favor of information that confirms those assumptions.

This can promote false perceptions or prejudices and influence poor decision-making. Confirmation bias may be observed in a variety of settings, including academic and political research as well as political and social ideas. To create judgements that are more accurate and well-informed, it is crucial to understand and reduce this prejudice.

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what is average age of marriage in the united states?

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The typical age for women in the United States getting married for the first time was 28.6 years in 2021. The average age of men was 30.6 years.

According to Carrie Krawiec, a marriage and family therapist at Troy, Michigan's Birmingham Maple Clinic, "the best age to get married is between 28 and 32, with the least likelihood of divorce occurring in the first five years." The 'Goldilocks theory' holds that persons of this age are just right—not too elderly or too young. A good legislation, however, only has theoretical value. According to official statistics, Indian women are now marrying at an average age of 22.1 years. However 23.3% of women between the ages of 20 and 24 continue to wed before age 18. Data from before Covid. ' Given that the average age of marriage for men and women is 33.4 and 31.5, respectively, according to the Office of National Statistics.

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What's going well—what's made you feel seen and heard lately?

Answers

Pay close attention to what they are saying and mentally paraphrase it. Establish eye contact, mimic their emotions with your body language, and use your face to communicate. In order to let them know you're still listening and understanding, use brief vocal affirmations like "I see." Pose inquiries.

Make sure your response shows the other person that you are aware of what they are saying. Ask for clarification. Repeating the information back to the other person can help you periodically confirm that you understand. Save your anecdotes and criticism for another time unless you've been asked to offer advice. Feeling seen entails being acknowledged and accepted by another person for who you are. The person who is seeing you could seem like a kindred spirit because, with little to no explanation, they just get you or what you're going through.

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Which word implies a quantitative approach in a purpose statement?a. discoverb. explorec. understandd. comparison

Answers

The word implies a quantitative approach in a purpose statement discover.

A quantitative purpose statement is what?

Quantitative purpose statements investigate how numerical variables relate to or correlate with one another, in contrast to qualitative purpose statements. These purpose statements will highlight the research's location, its variables, and its objective or intent.

What is a declaration of qualitative purpose?

The use of active verbs that describe what will happen in the research and non-directional language that does not predict an outcome are essential. A purpose statement should be narrowly defined and concentrate on a particular topic or concept.

Which five quantitative research examples come to mind?

Design for descriptive research.

Survey Analysis.

Design for correlational research.

Designing a quasi-experimental study.

Design for experimental research.

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A driver who is involved in a significant collision must report it to the DMV within
a. 15 days
b. 10 days
c. 20 days
d. 18 days

Answers

10 days is the answer

5 - what were traveling scholar-teachers, masters of formal debate, called?

Answers

The traveling scholar-teachers, masters of formal debate, in ancient Greece were called the Rhetoricians.

A rhetorician is a person who has strong speaking and/or writing abilities that, when used effectively, can persuade one or more other individuals. It is a person who travels and teaches great speaking and/or writing skills, or it is a person who has an interest in and has received training in rhetorical art.

In ancient Greece, rhetoric was a highly prized ability, and the Rhetoricians were masters of the craft of persuasion in speech and debate.  They travelled from city to city, sharing their knowledge and taking part in discussions in public on a range of subjects. Politicians and attorneys were thought to need rhetorical training, and the Rhetoricians were instrumental in preparing these people for public speech and discussion.

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what is the correct progression of maslow’s hierarchy of needs, from the bottom of the pyramid to the top of the pyramid?

Answers

Answer:

Maslow's hierarchy of needs is a theory in psychology that describes the different levels of needs that humans have, starting from the most basic to the most complex. The correct progression of Maslow's hierarchy of needs, from the bottom of the pyramid to the top of the pyramid, is as follows:

Physiological needs: These are the most basic needs that all humans have, such as the need for food, water, air, and shelter.

Safety needs: Once our physiological needs are met, we start to focus on safety and security, such as having a safe and stable living environment, financial security, and protection from physical harm.

Love and belonging needs: Once we feel safe and secure, we start to crave social connections and a sense of belonging. We seek out relationships with others, such as family, friends, and romantic partners.

Esteem needs: After we have a sense of belonging, we start to focus on our own self-esteem and self-respect. We want to feel valued and respected by others, and we strive to achieve personal success and recognition.

Self-actualization needs: Once all of the previous needs have been met, we can start to focus on self-actualization, which is the realization of our full potential. We seek personal growth, creativity, and fulfillment in our lives.

It's worth noting that not all individuals may follow the exact same progression through the hierarchy, and some may even skip certain levels or revisit previous levels. Additionally, some cultures may prioritize certain needs differently than others. Nonetheless, Maslow's hierarchy of needs provides a helpful framework for understanding the various human needs that we all share.

what is the relationship between campaign contributions and special interest groups?

Answers

Special interest groups often make campaign contributions to political candidates who they believe will support their interests or agendas.

Special interest groups are organizations that focus on a particular issue or cause. They often make campaign contributions to political candidates who they believe will support their interests or agendas. This is done in order to influence the outcome of elections and to ensure that their interests are represented in government.

Campaign contributions can be in the form of money, endorsements, or other forms of support. Special interest groups can have a powerful influence on the political process, and it is important for citizens to be aware of how these groups operate and the impact they can have.

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which document-design practice will most effectively convey the hierarchy within a document?

Answers

The use of headers and footers may be used to represent concepts and activities.

What is a hierarchy with example?

A system that arranges or ranks things—often in accordance with significance or power—is said to as hierarchical. Seniors govern the student hierarchy at school, while the principle is at the top of staff hierarchy.

What does management hierarchy mean?

The line of command inside a corporation that starts with senior management and directors and extends to regular staff is known as a hierarchical system. This hierarchy of power makes sure that management levels are aware of their interrelationships and aids businesses in making effective choices.

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What is a major implication of the types of differing political cultures that exist from country to country?
OA. Countries with differing cultures will inevitably be drawn into war with one another.
OB. When a country has a distinct political culture, it is more likely that it will then isolate itself from the international community.
OC. Democratic countries might differ markedly in how they are governed based on differences in their political culture.
OD. Political culture is the most important factor in determining whether a nation is democratic or authoritarian.

Answers

The major implication of the types of differing political cultures that exist from country to country is that democratic countries might differ markedly in how they are governed based on differences in their political culture.

The correct option is OC.

Political culture refers to the shared beliefs, values, attitudes, and behaviors that shape how a society views and participates in politics. These factors can vary widely from one country to another, even among countries that are both considered to be democratic. For example, some democracies place a greater emphasis on individual rights and freedoms, while others prioritize the collective good.

These differences can have a significant impact on the functioning of the political system, including the structure of government, the role of political parties, and the way in which policies are formulated and implemented. Understanding these differences is important for promoting cross-cultural communication, cooperation, and understanding in a globalized world.

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They hated jesus because he told them the truth Blank Template

Answers

This statement is often attributed to a famous quote from the Bible, specifically from John 8:40, where Jesus says to the Pharisees: "But now you seek to kill me, a man who has told you the truth which I heard from God."

The statement reflects the idea that Jesus' teachings and actions challenged the religious and political authorities of his time in Bible, who were often resistant to change and threatened by his message. Jesus' teachings emphasized love, compassion, and forgiveness, and challenged the established norms and power structures of his society. As a result, he faced opposition and persecution, ultimately leading to his crucifixion. The statement is often used to suggest that speaking the truth, especially when it challenges established authority and beliefs, can be met with hostility and resistance.

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What does Camus mean when he says "There is no fate that cannot be surmounted by scorn"?

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When Camus says, "There is no fate that cannot be surmounted by scorn," he is expressing his belief in the power of defiance and the human spirit to overcome even the most difficult circumstances.

Surmounting refers to overcoming a challenge or obstacle. It involves rising above difficulties and reaching new heights of achievement. Surmounting can apply to personal, professional, or societal challenges. In personal development, surmounting may involve overcoming fears or limiting beliefs that prevent individuals from achieving their goals. This can be achieved through a variety of means, including therapy, self-help, or coaching.

In a professional context, surmounting may involve overcoming obstacles in the workplace, such as navigating difficult coworkers or dealing with challenging projects. Success in this realm may require strong communication skills, problem-solving abilities, and a willingness to take risks. This may require collective action and advocacy for change.

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True or False. ohio graduated driver licensing law requires that drivers, under the age of eighteen years, have at least 50 hours of driving practice, 10 of which must be at night.

Answers

True,  A minimum of 50 hours of driving practice, 10 of which must be at night, are required by Ohio's graduated driver license law for drivers under the age of eighteen.

The Ohio driving curfew for 17-year-olds is what time?

Except between the hours of midnight and six in the morning, when the driver must be supplemented by a parent, guardian, custodian, or licensed driver 21 years old or older decided to name on a notarized BMV 2438, allowed to drive with any valid licensed driver so over age of 21 in the passenger seat is allowed if the driver is 16 years of age or older.

How many hours of driving must you complete in Ohio before you can acquire your license?

Although it's not strictly part of the driver's education requirement, you should be aware that you must drive for at least 50 hours with an adult who is licensed before you may apply for your own Ohio driver's license. For at least ten of these hours, the work must be finished after sunset.

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What does term life mean in insurance?

Answers

Contract period: Term life insurance provides coverage for a specific number of years, called the policy period. In the event of an unfortunate event during this period, your beneficiary will receive benefits under your policy.

Term life insurance, also known as pure life insurance, is a type of death benefit that is paid to the policyholder's heirs over a specified period of time.

After the term expires, the policyholder can extend to another term, change the policy to permanent coverage, or allow term life insurance to expire.

Term insurance guarantees that a certain death benefit will be paid to the beneficiary of the insured if the insured dies within a certain period of time. These policies have no value other than a guaranteed death benefit and do not include a savings component like those found in life insurance products.

Life insurance premiums are based on a person's age, health and life expectancy. Term insurance may be converted to whole life insurance depending on the insurance company. Term insurance is available for 10, 15 and 20 years. 

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an organization will likely consider its purpose for existing when developing an appropriate human resources management strategy. this purpose is referred to as the organization’s

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An organization will likely consider its purpose for existing when developing an appropriate human resources management strategy , this purpose is referred to as Mission organization’s .

The goal of the strategic HR management process is to achieve optimal  performance that helps realize the company's mission and vision. The Office of Mission Services is an organization that works with local churches to mobilize missionaries around the world. The missionary service  does not replace the local church, but cooperates with local churches in sending missionaries.

Missionary Church is an evangelical Protestant denomination (although they call themselves  a "family of churches") with deep roots in Anabaptism, German Pietism, and American Evangelicalism. They are members of the National Association of Evangelicals (NAE).

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someone who admits that he has a problem, such as alcoholism, but wants to shake the stigma associated with it and change his life for the better, is experiencing tertiary deviance.TrueFalse

Answers

Answer:

False

Explanation:

The person is doing the exact opposite of tertiary deviance. Which is accepting his/her actions are wrong and working to improve.

In which country, women traditionally buy chocolates for men?

Answers

In Japan, women traditionally offer chocolate to men as a gift on Valentine's Day. Women show their thanks and civility by giving male coworkers, bosses, and acquaintances giri choco, a sort of chocolate.

On Valentine's Day, Japanese ladies send their male companions and male colleagues giri choco as a token of their appreciation and respect. Although offering gifts is a lively tradition in Japan, it is unknown when providing chocolates as Valentine's Day gifts first became popular. According to a commonly recognized belief, junior high school females started the custom by testing their partners' commitment by gifting them homemade chocolate. Once Mary Chocolate hosted the inaugural Valentine's Day sale in 1958, the custom later gained popularity in the middle of the 1950s. Harumichi Yamada, a professor at Tokyo Keizai University, claims that since it was taboo for women to express their love verbally, confectioneries pounced on chocolates as a substitute.

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what federal payroll tax goes toward social security and medicare?

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Medicare tax is federal payroll tax goes toward social security and medicare.

A payroll tax is a tax that is levied on both laborers and employers and is calculated as a percentage of the employee's salary. They fall into two categories: those that are paid by the employer based on the salary that his employee receives and those that are deducted directly from the wages of the employee.

The following categories are included in a payroll tax paid to the federal government:Under the Federal Insurance Contribution Act (FICA), we have the Social Security tax, which pays for the care of the elderly and disabled in society, and the Medicare tax, which pays for the Medicare department's health insurance.

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A child may sometimes play by quickly turning around in a circle. When the child stops, he or she often feels like his or her head is still spinning. What is responsible for this sensation?
a. fluid still rotating in the semicircular canals
b. proprioceptors
c. compression of the otolith organs
d. disruption of the otolith crystals

Answers

A child may sometimes play by quickly turning around in a circle. When the child stops, he or she often feels like his or her head is still spinning. Fluid still rotating in the semicircular canals is responsible for this sensation.

The sensation of the head still spinning after quickly turning around in a circle is caused by fluid still rotating in the semicircular canals of the inner ear. The semicircular canals are responsible for detecting rotational movement of the head, and they are filled with fluid and lined with hair cells that detect the movement of the fluid. When a person quickly turns around, the fluid continues to move after the head stops, causing the hair cells to continue to send signals to the brain that the head is still moving. This can cause the sensation of dizziness or spinning, which can last for a few seconds or minutes until the fluid in the semicircular canals comes to a stop.

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True or False? project management can be defined as planning, directing, and controlling resources to meet the technical, cost, and time constraints of the project.

Answers

Answer:

True

Explanation:

Project management is the planning, directing, and controlling resources to meet the technical, cost, and time constraints of the project.

Amy is a seventh grader at Lawrence Middle School.
Describe four ways that Amy uses fossil fuels in her everyday life.

Answers

Answer:

Here are four ways that Amy, a seventh grader at Lawrence Middle School, may use fossil fuels in her everyday life:

Transportation: Amy may use a car or bus that runs on gasoline or diesel to get to school, travel to extracurricular activities or go on family trips. Fossil fuels are commonly used to power transportation vehicles, making it a significant source of fossil fuel consumption.

Heating and Cooling: Amy's home may use fossil fuels such as natural gas, oil, or coal to heat and cool the indoor space. Fossil fuels are used to generate electricity, which powers the air conditioning or heating systems in homes, offices, and schools.

Electricity: Amy uses various electrical devices such as lights, laptops, smartphones, televisions, and other appliances that require electricity. Most electricity is generated by the burning of fossil fuels such as coal and natural gas, which means Amy is indirectly using fossil fuels through her electricity consumption.

Plastic products: Amy may use plastic products such as water bottles, food containers, and packaging that are derived from fossil fuels. Fossil fuels are the raw material for plastics, and most plastics are made from petroleum, a non-renewable resource derived from fossil fuels.

While these four ways of using fossil fuels are common for many people, it's essential to note that there are alternatives to each of these uses that can help reduce fossil fuel consumption and its impact on the environment.

Explanation:

What percentage of scientists believe in climate change?

Answers

Yes, the vast majority of actively publishing climate scientists – 97 percent – agree that humans are causing global warming and climate change.

Gallup initiated a survey that focused on people's talents and what they are good at, andthis contributed to a new body of research all on its own.True. or false

Answers

False. While Gallup has conducted surveys on various topics related to human behavior, including talent and strengths, it did not initiate a survey specifically focused on people's talents and what they are good at.

However, Gallup has been instrumental in developing the field of strengths-based psychology through its research on the concept of "strengths," defined as innate talents and abilities that individuals possess and can develop into skills with practice. This research has led to the development of various tools and assessments, such as the Clifton Strengths assessment, which help individuals and organizations identify and develop their strengths in order to achieve greater success and satisfaction in their personal and professional lives.

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PLEASE HELP!!! GIVING BRAINLISEST TO CRRECT ANSWER!!!

Part A: Vocabulary. Match the term with the correct definitions from the lesson.

___ 1. ratify
___ 2. execute
___ 3. federalism
___ 4. republican
___ 5. propose

A) Introduce a new amendment
B) Carry out a law
C) A representative form of government
D) Approve or pass an amendment
E) System where the national government shares power with state governments

Part B: Multiple Choice. Use what you have learned in this lesson to answer the following questions.

___ 6. How many senators are in the U.S. Senate?

a. 50
b. 435
c. 100
d. It depends on the population.


___ 7. What does the Constitution say is the ‘supreme law of the land’?

a. The Bill of Rights
b. State laws
c. The amendments
d. U.S. or federal laws

___ 8. What was added to the Constitution that listed rights not already in the Constitution?

a. The 14th Amendment
b. The approval of all 13 states
c. The Bill of Rights
d. The Necessary and Proper Clause

___ 9. What is the term for members of the House of Representatives?

a. 2 years
b. 4 years
c. 6 years
d. Life

Part C: Identify the branch of government with the powers it has (Executive, Legislative, Judicial)

10. We write the bills that become laws.

11. We make sure the laws are carried out and enforced.

12. We hear cases about the laws and decide what the laws mean.

Part D: Identify which Constitutional Article covers the following:

13. Discusses how states should interact with each other.

14. Supreme Law of the Land

15. Creates the three branches of the U.S. government

16. Additions to the Constitution

17. How to amend the Constitution

18. How to Ratify the Constitution

Part E: Whose Job Is It? For each description of powers below, write E = Executive, L = Legislative, or J = Judicial

19. Prints money

20. Enforces the laws

21. Decides what a law means

22. Declares war

23. Includes the president, vice president, and the cabinet

24. Divided into the House and Senate

25. Punishes pirates!

26. Makes treaties with other countries

27. Can declare laws unconstitutional

28. Selected by the Electoral College

29. Selected by popular vote

30. Appoints Supreme Court Justices, federal judges, ambassadors, and cabinet members

31. Approves presidential appointments

32. Makes a State of the Union address each year

33. Collect taxes

Answers

1. Propose - Introduce a new amendment

Execute - Carry out a law

Republican - A representative form of government

Ratify - Approve or pass an amendment

Federalism - System where the national government shares power with state governments

2. There are 100 senators in the U.S. Senate currently. The Option C is correct.

3. The U.S. or Federal law is considered as the ‘supreme law of the land’, according to the U.S. Constitution. The Option D is correct

4. The Bill of Rights were the amendment which was added to the Constitution because the listed rights are not already in the Constitution. The Option C is correct.

5. The term for members of the House of Representatives is 2 years. The Option A is correct.

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