What will most likely cause a lender to approve credit?
O A historic credit score of 500
O Most payments paid on time
O A large amount of debt owed
O A long credit history with high balances

Answers

Answer 1

Answer:

Most payments paid on time.

Explanation:

The more you pay off the higher your credit score get the more you can buy.

Answer 2

Most payments paid on time, most likely cause a lender to approve credit. Thus, option (b) is correct.

A lender is less likely to approve loans if you have a 500 credit score historically and a lot of debt. Lenders take into account variables including credit score, payment history, debt-to-income ratio, and length of credit history when determining a borrower's creditworthiness.

Hard credit inquiries that are often needed for mortgage pre-approval can lower a buyer's credit score by five points or fewer. It is advised that throughout the underwriting process, borrowers refrain from opening any new credit lines or taking out any loans, since this could have an impact on the result.  

As a result, the significance of the payments paid on time, most likely cause a lender to approve credit are the aforementioned. Therefore, option (b) is correct.

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Related Questions

What criteria cannot be used to create a custom segment?.

Answers

Answer:

When a report is based on data from a large number of sessions you may see the following notice at the top of the report This report is based on  sessions.You can adjust the sampling.

Explanation:

hope this helps

Pay the first monthly installment of $2,011 related to the $104,000 long-term note payable borrowed in january 1. Round your interest calculation to the nearest dollar

Answers

The journal entry for the first monthly installment of $2,011 for a $104,000 debt is:

Date             Account title                                       Debit                Credit

                    Note payable                                   $1,491

                    Interest                                              $520

                    Cash                                                                           $2,011

What is the interest on the payment?

The interest is:

= 104,000 x 6%/12 months in year

= $504

The note payable principal repayment will be:

= 2,011 - 520

= $1,491

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If the quantity supplied is greater than the quantity demanded, what must happen to the price in order to reach
equilibrium?

Answers

Answer:

the price of the product will decrease to meet equilibrium

Explanation:

in order to meet it, it has to decrease.

Answer:

The price of the product will decrease to meet equilibrium.

Explanation:

The price of the product will increase to meet equilibrium.

The price of the product will decrease to meet equilibrium.

Supply and demand must be raised.

Supply and demand must be lowered.

In a cohesive group, group members have a degree of dependence on the group. A. True B. False

Answers

It is true that members in a cohesive group have a degree of dependence on the group.

What is cohesive group?

A cohesive group is one whose members are very positive in their feeling towards the group and are strongly motivated to retain their membership in the group.

There cannot be group cohesion if the members do not wish to belong to the group or do not find the motivation to belong to the group.

Hence, It is true that members in a cohesive group have a degree of dependence on the group.

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When profit targets are set by top managers, ______. Multiple select question. goals may be unrealistically high employee motivation will increase strategic direction may be insufficient too much slack may be allowed

Answers

When profit targets are set by top managers, goals may be unrealistically high and

too much slack may be allowed.

What is profits target?

A profit target is that amount or point where an investor or organization will get to and they would have harness or get their profits over an investment.

At this point, the organization may exit the business but the target must be realistic.

Therefore, When profit targets are set by top managers, goals may be unrealistically high and

too much slack may be allowed.

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What is the best way to study for permit at 15?

Answers

Answer: The best way to study is to  know the car that you are using also to do simulations in your head about what is going to happen

Explanation: PLS give brainlie

PLEASE HELPP!!!
upload your table, and explain if you believe all businesses should have the same promotional strategies. Why or why not?

Answers

Answer:

No they should not all have the same promotional strategies. Some businesses have different goals, and different strategies can serve different goals. Different goals could be spreading awareness/widening shopper demographics, creating more demand for your products, etc. There are different promotional strategies for different purposes.

Explanation:

Answer:

Businesses should use different types of promotional strategies. Most businesses have different goals, and each strategy serves specific goals. There are different promotional strategies for different purposes. A company should research the best strategy for its target market and end goal.

Explanation:

I take an highschool business class!

Please don't copy word for word, this is just for inspo!

How can a market be segmented using demographics?

Answers

Here is a Answer to your question:

Demographic segmentation divides the market into smaller categories based on demographic factors, such as age, gender, and income. Instead of reaching an entire market, a brand uses this method to focus resources into a defined group within that market.

I am sorry if this was not helpful

Hope this was helpful

______ risk is reduced as more securities are added to the portfolio. Multiple select question. Marketwide Diversifiable Unsystematic Company-specific

Answers

Answer:

a. diversifiable b. company-specific d. unsystematic

Explanation:

Krysta, who manages the is organization for her company, is continually striving to expand is services and capitalize on the latest technology developments to support her company's business plans through the coming months. her is organization is perceived as a _____.

Answers

Based on the goals of the IS organization that Krysta manages, it can be perceived as a business partner or peer.

What is a business partner or peer?

This is a business established by a company to help it achieve its goals by engaging in alternative technological developments that will be beneficial to the parent company.

Krysta is managing an organization that helps her company to strive for more excellence which makes this a business partner.

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If stock prices go up and people feel richer, aggregate demand will: stay the same because there have been no changes to the underlying assets. Increase. Be unpredictable. Decrease

Answers

If stock prices go up and people feel richer, aggregate demand will increase.

What is the wealth effect?

The wealth effect is an economic theory which postulates that consumer spending increases when consumers perceive that their is an increase in the value of their assets(wealth). Consumer spending increases even if there is no increase in income.

So when the stock prices increases, aggregate demnand would increase.

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If stock prices go up and people feel richer, the aggregate demand will increase with the corresponding increase in the price level.

What do you mean by Price Level?

Price Level refers to an average of current prices across the goods and services that are produced in the economy. Price levels refer to one of the most economic indicators in the world.

Aggregate demand will increase when the stock prices go up. Aggregate demand should increase when the components of the aggregate demand that including consumer spending, investment spending, government spending, and spending will rise.

Therefore, the aggregate demand will increase when the stock prices go up and people feel richer.

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Why is it important to file your federal incomes taxes every year?.

Answers

Answer:

Avoid losing future refunds.

Explanation:

Part or all of any refund is first used to pay any back taxes owed. Safeguard credit. If the IRS files a tax lien against a taxpayer, it could affect credit scores and make it harder to get a loan.

In almost every organization offering flexible work hour plans, the time of the day during which every employee must be at work is called _____

Answers

Answer:

Abuse of work

Explanation:

Because a lerson must work for 8hours

In 2009 dollars, u. S. Gdp was $1057 billion at the start of the great depression but fell to $778 billion by 1933. What percentage decline does this represent?.

Answers

The percentage decline in the US GDP from 1933 to 2009 is 26.4%.

What is the percentage change in US GDP?

Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year

Percentage change in GDP = (778/1057)- 1 = 26.4%

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Kelly is purchasing a property that has an assessed value of $160,000. If the tax rate is 2.5%, what will Kelly likely pay annually in property taxes

Answers

Given that the tax rate is 2.5%, then, the amount that Kelly will likely pay annually in property taxes is $4,000.

What is a property tax?

This is a type of tax imposed on the purchase of property in a particular region.

Given data

Assessed value is $160,000

Tax rate is 2.5%

Tax payable = $160,000 * 2.5%

Tax payable = $4,000

Therefore, the tax payable on the property is $4,000.

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write the ways of getting information of the foreign employmen​

Answers

Answer:

1.internet. 2.Notice board. 3.Magazines And newspapers

Which settlement option pay a stated amount to an annuitant but no residual value to a beneficiary

Answers

Answer:

Life income

Explanation:

If you wanted to open a restaurant, which space would likely
charge the most for rent?
O A famous Las Vegas casino
O A small neighborhood diner
O A medium space in a strip mall
A large warehouse in a rural area

Answers

A famous Las Vegas casino because it gets teh most revenue.

A corporate charter: Multiple select question. names the board of directors. specifies the number of shares outstanding. is required only for publicly-traded corporations. describes the business activities. specifies the shares of stock to be issued.

Answers

The document called a corporate charter serves a formal purpose as its:

names the board of directors.specifies the shares of stock to be issued.describes the business activities.

What is a corporate charter?

It is a formal document that is required to be filed with the Secretary of State or registrar in order to establish a company as a corporation.

Hence, these document contains the names the board of directors, specifies the shares of stock to be issued and describes the business activities for formal purpose.

Therefore, the Option C, D and E is correct.

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Which organization oversees medicare and medicaid services.

Answers

Answer:

The CMS which is also known as " The Centers for Medicare & Medicaid Services " oversees Medicare and Medicaid services.

what are the ources of information and communication?Describe​

Answers

Answer:

One of the fundamental ideas in communication and information processing is the source or sender. Sources are objects that encode message data and transmit it to one or more observers over a channel (or receivers).

In which scenario can a firm pay part, but not all, of its fixed costs and should therefore continue producing even though it is experiencing a loss

Answers

The scenario where a firm pay part, but not all, of its fixed costs is when the price exceeds average variable cost but is less than average total cost.

What is a fixed cost?

It should be noted that a fixed cost simply means a cost that doesn't vary with the production level.

In their case, the scenario where a firm pay part, but not all, of its fixed costs is when the price exceeds average variable cost but is less than average total cost.

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Economic stability is a benefit of technological advances. Please select the best answer from the choices provided T F.

Answers

Answer:

The answer is False

Explanation:

Just took the test and got it right

Economic stability is an economy where there is consistent output growth and stable and low inflation growth. Advanced technology is the key to the economic stability of a country and its development.

What are the advantages of a stable economic condition?

Economic stability also contributes to the stability of all macroeconomic factors, such as increased production, improved efficiency, and a lower unemployment rate. Through technology and innovation, the overall standard of living of citizens improves as productivity increases, resulting in better goods and services.

Many techniques, such as inflation control, new job opportunities, stabilizing the currency rate, and many more, to maintain the stability of the economy. A stable economy encourages investment, creates consumer confidence, and helps in stimulating business growth and results in the overall economic development of a country.

It is therefore true that technological advances are beneficial for economic stability because they help to improve the living standards of citizens due to stable employment opportunities, resulting in a stable income for individuals.

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12. Currency is useful in that it serves as

A. a hedge against inflation.
B. a convenient way to save money.
C. a medium of exchange.
D. all of the above.

Answers

I think the answer is C- a medium of exchange

What type of negotiation strategy requires the supplier to open its books to the purchasers?.

Answers

Answer:

Cost-based price model

Explanation:

In which step of planning and executing an advertising campaign will a firm establish the metrics it will use to determine if the campaign is successful

Answers

The step at which a firm will set the metrics that will be used to determine if the campaign is successful is at the advertising objectives.

What is an advertising campaign?

An advertising campaign is an outreach to prospective clients on different search engines or social media platforms showing a  simple piece of information about a company's product or service rendered.

The main purpose of setting an advertising objective is to see and determine if the purpose for the creation of such an advertisement is being met.

The purpose could be to

Generate new leads, orRetarget returning customers. etc.

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question #4

multiple choice

new urbanists believe that successful and sustainable communities are those in which people of all races and socioeconomic levels live

more closely together in areas of mixed land-use strategies that incorporate housing, retail, commercial, and administrative buildings in

the same municipal zones. which principle does new urbanism directly contradict?

1. euclidean zoning

2. contract zoning

3. incentive zoning

4. regional planning

Answers

Answer:

Food insecurity exists when communities experience inconsistent access to adequate food due to lack of money and other resources. While

Explanation:

Food insecurity exists when communities experience inconsistent access to adequate food due to lack of money and other resources. While

How much does it cost to open a chick-fil-a franchise?.

Answers

Answer: between $342,990 and $1,982,225, including a $10,000 franchise

Explanation:

Answer:

between $342,990 and $1,982,225, including a $10,000 franchise fee.

Opening a Chick-fil-A franchise costs between $342,990 and $1,982,225, including a $10,000 franchise fee, but unlike most other franchisors, Chick-fil-A covers all opening expenses, meaning franchisees are on the hook only for that $10,000.

Reuben would like to buy a car that costs $25,000 today when he graduates from college in 5 years. If the rate of inflation is expected to be 3% per year over the next 5 years, how much would Reuben expect to pay for a similar car in today's dollars

Answers

The future value of the car that costs $25,000 today in 5 years at an inflation rate of 3% per year is $28,981.85.

What is the future value?

The future value shows the value that a present value will be in a future period, given the time value of money concept.

The future value can be computed using the future value formula, future value table, or an online finance calculator as below.

Data and Calculations:

Price of a car today = $25,000

Period to buy the car = 5 years

Inflation rate per year = 3%

Future value factor of 3% for 5 years = 1.159

Future price of the car in 5 years' time = $28,975 ($25,000 x 1.159)

N (# of periods) = 5 years

I/Y (Interest per year) = 3%

PV (Present Value) = $25,000

PMT (Periodic Payment) = $0

Results:

FV = $28,981.85

Total Interest $3,981.85

Thus, the future value of the car that costs $25,000 today in 5 years at an inflation rate of 3% per year is $28,981.85.

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A major conflict of interest between top executives and owners is that top executives wish to diversify the firm in order to __________, whereas owners wish to diversify the firm in order to __________.

Answers

The major conflict between the top executive and owners is that the top executive wants to reduce their employment risks.

What is the cause of conflict between the top executive and owners in the business industry?

In a business industry, the major cause of conflict between the top executive and the owners is due to the disparities in their objectives and goals.

While the top executive wishes to diversify the firm in order to reduce their employment risks, the owners wish to diversify the firm to increase the company's value. Both parties must come together with a cordial relationship to achieve a common goal.

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