which response to dissatisfaction best characterizes unions that use grievance procedures to improve working conditions?

The level of risk with this investment is lower Risk. Thus the correct option is A.

The definition of risk is the potential that something bad might happen or any uncertainty that might disturb or affect a person's well-being or an asset in terms of physical harm or monetary loss.

In the given case, the context of investment is missing so it is assumed that the investment is related to Savings bonds which creates a lower Risk in the funding.

You give loans to the US government when you purchase a US savings bond. Bonds continue to be a secure, simple method of long-term savings and growth as it is associated with the government of the country.

Therefore, option A is appropriate.

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As of February 21, 2023, the exchange rate between the British pound and the US dollar is approximately 1 pound to 1.39 US dollars. This means that one pound is equivalent to 1.39 US dollars.

The exchange rate between the British pound and the US dollar is constantly fluctuating due to various economic and political factors. To determine the current exchange rate between the two currencies, you can use an online currency converter or consult financial news sources.

However, it's essential to keep in mind that exchange rates are subject to fluctuations and can change rapidly. The exchange rate can be influenced by various factors such as global events, interest rates, and government policies.

When converting large sums of money or engaging in international trade, it's crucial to monitor exchange rates regularly and consult with financial professionals to get the most favorable and accurate exchange rate.

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An investment in a business can increase its profitability and growth potential.

By injecting capital into the business, the company can finance new projects, expand operations, invest in new technologies or equipment, and hire additional staff, among other things. These investments can company lead to increased revenue, reduced costs, improved efficiency, and enhanced profitability competitiveness in the market. As a result, the business can generate more profits, attract new customers, retain existing ones, and increase its market share. Additionally, an investment in the business can also increase its value and attract potential investors or buyers, allowing for future opportunities for expansion or acquisition. Overall, investing in a business can be a crucial step towards achieving long-term success and sustainability.

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Accrued revenues and expenses will cause differences between the statement of cash flows and the income statement. This statement is true or correct.

A cash flow statement and an income statement are an integral part of a company's balance sheet. A cash flow statement, or statement of cash flow, measures a company's cash sources and use of cash over a period of time.

An income statement measures a company's financial performance such as revenues, expenses, profits or losses over a period of time. This financial statement is sometimes called a financial income statement. The income statement shows whether the company made a profit and the cash flow statement shows whether the company made money.

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The Lead time demand is the amount you need to have on hand after placing your order to ensure it doesn't run out before your order arrives. This is option D.

The formula is as follows:

(Demand during lead time + Safety stock) / Size of container

Delivery time is a key metric in many industries. Reliable and accurate calculation of delivery times is essential to avoid delivery delays, which can negatively impact customer satisfaction, subcontractor confidence and overall profitability.

Order processing time issues can lead to stock outs and shortages, forcing you to find a more reliable parts supplier or to place a one-off order with an independent distributor to replenish your inventory.

Lead time is a key metric in many industries. Reliably calculating accurate lead times is critical to avoiding delivery delays that can negatively impact customer satisfaction, subcontractor reliance and overall profitability.

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Professional networking aims to develop and present a job "sales pitch" to an interviewer. Thus the correct answer is option "A"

Whatever the situation is, professional networking has a goal to initiate and start relevant communication and build relationships that will benefit future fruits. Basically divided into 3 categories, professional networks can be operational, personal, and strategic, all three can work together at the same time but their function and intent serve different means. Working in a market, standing out in an interview, interpersonal skills, communication, and confidence, when added to professional networking has numerous perks.

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When assessing risk, it is important to consider the consequences of your actions, how an adversary may benefit from the indicator, whether something you do or say provides an indicator to the adversary, and the effect on the mission.  All Options are correct.

Assessing risk involves identifying potential hazards or vulnerabilities and evaluating the likelihood and consequences of those risks. When assessing risk, several factors should be considered, including the consequences of your actions, how an adversary may benefit from any information or indicators you provide, whether something you do or say provides an indicator to the adversary, and the effect on the mission.

By considering these factors, individuals and organizations can develop strategies to mitigate or manage risk and make informed decisions about the best course of action. This can help to minimize the potential impact of risks and ensure the safety and success of personnel and missions.

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The Magnet Recognition Program requires organizations seeking recognition to demonstrate a commitment to research and evidence-based practice. Specifically, the program requires that organizations use research to guide their nursing practice and improve patient outcomes.

Evidence-based practice (EBP) is a critical tool for providing high-quality patient care in a variety of nursing specialties. EBP enables nurses to use data-driven solutions that combine clinical expertise and current research into decision-making.

To achieve Magnet recognition, organizations must provide evidence that they have implemented research-based nursing practices and that these practices have led to positive outcomes for patients. They must also demonstrate a culture of inquiry, where staff is encouraged to question existing practices and seek out new evidence-based approaches.

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C. Complete a loan application. Your buyer client Percival made a bid that the seller accepted since he was pre-approved for the precise amount he needed to buy the house of his dreams. His next action will be to finish the loan application.

Customer pleasure is the primary goal of all market actions, which are carried out with this in mind. It is a crucial component of the market. Buyers are either individuals or organisations who make purchases of products or services. Seller and Buyer. A buyer is defined as someone who buys or has contracted to buy goods under Section 2(1) of the Act. A buyer is one of the parties to the contract because a sale is a contract between two parties. The Act's section 2 defines "seller" (13). A seller is someone who has made a deal to sell something.

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Contemporary theory of management are based on the idea of looking at management from a systemic perspective and Classical theories of management focus on creating hierarchical structures and managing,

These  propositions emphasize the  significance of understanding the  complications of the association and its  terrain. For  illustration, systems  proposition and organizational  literacy proposition seek to  dissect the commerce between the associations, its  terrain, and the people within it.   Classical  propositions of  operation focus on creating hierarchical

structures and managing the processes within an association. These  propositions emphasize the  significance of understanding the  places and  liabilities of each individual and how they fit into the overall association. exemplifications of classical  operation  propositions include scientific  operation, regulatory  operation, and  executive  operation.

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Option A is correct. Suppose its a perfectly elastic demand And The Supply Of The Good In Question Decreases. As A Result, The Equilibrium Quantity Decreases, And The Equilibrium Price Is Unchanged

A perfectly elastic demand is an outrageous case where the amount requested tumbles to zero with any expansion in cost, and increments to vastness when cost drops.

Presently we have this connection clear, it is vital to see that the inquiry is presenting a third factor, which is the amount provided. At the point when supply diminishes, the cost continues as before, since just at this cost customers purchase the upside. The main change that occurred is connected with the accessibility of the item on the lookout.

In an ordinary situation, an elastic demand would answer this diminishing in supply, pushing the cost up, since shoppers will pay more. Yet, considering that we accept that the interest is completely flexible, the cost continues as before, any other way request would tumble to nothing.

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'As the price increases along a linear demand curve, the price elasticity of demand becomes more elastic.

Price elasticity of demand is a measure of the responsiveness of demand to changes in the price of a good or service.

Because of this, consumers will be more sensitive to price fluctuations, which will result in a relatively substantial change in demand from a little change in price.

In other words, if a commodity or service's price rises, fewer people are prepared to acquire it, which lowers demand.

This is because customers will be able to replace the product or service with a less expensive substitute. The total demand for the good or service declines as a result.

In addition, as the price increases, customers might choose an entirely new commodity or service. This is because other goods and services may be more attractive than the one in question, due to their lower prices.

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The appropriate journal entry on January 4, the next payday for Mozer Villa & Spa, would be option Debit Wages Expense $43,429, Debit Wages Payable $32,571, Credit Cash $76,000. Correct option is B

Since Mozer Villa & Spa employs a seven-day workweek that begins on a Sunday and December 31 falls on a Tuesday, the last day of the payroll period would be December 28 (Saturday).

Therefore, two days' worth of wages (Sunday and Monday) would be accrued and unpaid as of December 31. The total amount of wages accrued for these two days would be $43,429 ($76,000/7*2).

On January 4, the next payday, Mozer Villa & Spa would pay its employees the wages earned during the payroll period that ended on December 28.

The total amount paid would be $76,000, which would include the two days' worth of wages accrued and unpaid as of December 31, as well as the normal weekly wages earned during the payroll period.

To record this transaction, the company would debit Wages Expense for the total amount earned during the payroll period, which is $76,000. They would also debit Wages Payable for the amount accrued and unpaid as of December 31, which is $43,429.

Finally, they would credit Cash for the total amount paid, which is $76,000. Therefore, correct option is B.

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Complete question is:

Mozer Villa & Spa employs a seven-day workweek which begins on a Sunday and a December 31 year-end. Normal weekly wages amount to $76,000. If December 31 is a Tuesday, what is the appropriate journal entry on January 4, the next payday for Mozer Villa & Spa?

a. Debit Wages Expense $76,000

Credit Cash $76,000

b. Debit Wages Expense $43,429

Debit Wages Payable $32,571

Credit Cash $76,000

c. Debit Wages Payable $76,000

Credit Cash $76,000

d. Debit Wages Expense $32,571

Debit Wages Payable $43,429

Credit Cash $76,000.

Option B is the proper response in light of the provided assertion, which is "quantitative statistics."

Quantitative data is information that is expressed as tallies or figures, each of which has a specific numerical value. Data is any measurable data that can be used by scholars for statistical analysis and quantitative computations so that they can derive practical conclusions.

Information which can be measured, tallied, or simply conveyed using numbers is referred to as qualitative data. Data visualisation tools like word clouds, idea maps, graph databases, timelines, and infographics are used to communicate the information that is gathered from text, aural, and visual sources.

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If you have multiple debts that you owe, there are several strategies you can use to eliminate them. Like Snowball Method, Avalanche Method, Debt Consolidation, Seek Professional Help.

Snowball Method: With this method, you focus on paying off your smallest debt first while making minimum payments on your other debts. Once you pay off the smallest debt, you then move on to the next smallest debt and so on until all debts are paid off. This method can help build momentum and motivation as you see progress in paying off your debts.

Avalanche Method: With this method, you focus on paying off the debt with the highest interest rate first while making minimum payments on your other debts. Once you pay off the highest interest rate debt, you move on to the debt with the next highest interest rate and so on until all debts are paid off. This method can save you money in interest charges over time.

Debt Consolidation: With this method, you combine all of your debts into one loan or credit card with a lower interest rate. This can simplify your payments and potentially save you money on interest charges.

Seek Professional Help: If you are struggling with multiple debts and finding it difficult to make payments, you may want to consider seeking professional help from a credit counselor or financial advisor. They can help you develop a personalized plan to eliminate your debts and improve your financial situation.

Ultimately, the best strategy to eliminate your debts will depend on your individual circumstances, including the types of debts you have, your income, and your overall financial goals. It's important to do your research and consider all options before choosing a strategy that works best for you.

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The increase in rental rates would make it more likely that additional rental houses will be built.

As rents rise, renters looking for affordable housing tend to be less selective, signing leases for second-rate rentals they would otherwise have abandoned.

The lack of affordable rental housing can result in families living in units where multiple families must share a bedroom. With limited rental availability, tenants may also find themselves subletting one or more rooms and paying exorbitant rents.

On the one hand, more exclusive rental properties are available, but relatively few renters are able to afford them.

Instead of residential properties, potential buyers look to rental properties, which are most likely single-family homes purchased through mortgages by investors.

Renting is considered less risky than traditional homeownership and may be the only viable alternative (with the exception of mobile homes) for families who have lost their home in transit or to foreclosure.

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We are able to determine if a particular entity is a variable interest entity if it lacks power to be able to direct activities, have non-substantive right to vote, do not have right to have residual returns and no obligation to absorb expected losses.

One of most crucial steps in applying the variable interest entity model is to assess whether a particular entity is a variable interest entity. The basic overall objective is to be able to identify the entities for which the voting interests are not going to be effective to determine which party basically has the control in financial interest.

The variable interest entity basically lacks the power which is required to direct the activities which most significantly impact the economic performance of the entity. It has some non-substantive voting rights. It does not have the obligation to basically absorb the expected losses of entity and also lacks the right to be able to receive the entity's expected residual returns.

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The most common way that duties under a contract are discharged is through (c) by performance.

Contracts are agreements between two or more parties that establish their obligations and responsibilities towards each other. However, sometimes parties may not be able to fulfill their duties as stated in the contract, which raises the question of how to discharge these duties.

The most common way that duties under a contract are discharged is through performance. This means that both parties fulfill their obligations as outlined in the contract, and the contract is then considered complete.

On the other hand, a breach occurs when one party fails to perform their duties as outlined in the contract.

Another way that duties under a contract can be discharged is through frustration of purpose. This occurs when an unforeseen event makes it impossible for one or both parties to fulfill their obligations.

Finally, undue influence occurs when one party uses their power or influence to coerce the other party into signing a contract. This can happen, for example, if a person in a position of authority pressures an employee to sign a contract that is unfavorable to them.

Therefore, the correct option is (c).

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Complete Question:

What is the most common way that duties under a contract are discharged?

a) breach

b) frustration of purpose

c) by performance

d) by proving undue influence

Loan servicing is the most profitable activity of residential mortgage banking

A mortgage bank is a type of bank that specialises in mortgage financing. It might be involved in mortgage loan origination, servicing, or both. Banks either choose to sell the loans on the secondary market or lend consumers their own money in exchange for interest-bearing payments. A mortgage banker is a company, person, or organisation that initiates mortgages. Mortgage bankers either employ their own funds or money borrowed from a warehouse lender to fund mortgages. A mortgage banker may choose to keep a newly produced mortgage in their portfolio or sell it to an investor.

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When marketing to quality-conscious consumers, prestige pricing is the pricing tactic that should most likely be used. Here option C is the correct answer.

Prestige pricing is a tactic in which a high price is set for a product or service to signal its high quality and exclusivity. It is also called premium pricing. Quality-conscious consumers are willing to pay more for products or services that they perceive to be of high quality, unique, and exclusive.

Prestige pricing is commonly used by luxury brands such as Rolex, Chanel, and Mercedes-Benz to create a perception of exclusivity and luxury. These brands often have a loyal customer base that is willing to pay a premium price for their products.

Prestige pricing helps the marketing organization position the product as high-end and create a perception of high quality, thus appealing to quality-conscious consumers.

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A teenager’s goal of investing $100 a month for two years to buy a laptop computer is a medium-term goal.

Medium-term goals are those that require some planning and effort to achieve but can be accomplished within 1 to 5 years, in this case, the goal of investing $100 a month for two years to buy a laptop computer is achievable within the time frame of two years. to be successful in reaching this goal, the teenager must plan out how they will save up the money to invest.

This could involve setting up a budget, tracking expenses, and cutting back on unnecessary spending. they could also look into different investment options, such as stocks, mutual funds, or bonds, to help grow their money and make the most of their investments. in addition, the teenager must be committed to sticking to the goal and putting in the effort to save each month.

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D) Paying the company's share of payroll taxes. Payroll refers to the process of calculating and distributing employee wages, salaries, and other compensation.

This includes withholding the appropriate amount of taxes from each employee's pay check, as well as other deductions such as health insurance premiums or retirement contributions. However, it is important to note that payroll does not only involve paying the employees. It also involves paying the employer's share of payroll taxes, such as Social Security and Medicare taxes, and federal and state unemployment taxes. These taxes are mandatory contributions that employers must make on behalf of their employees, and failure to do so can result in penalties and legal consequences. Therefore, it is incorrect to say that payroll does not involve paying the company's share of payroll taxes. In fact, it is a crucial aspect of the payroll process, and employers must ensure that they are withholding and paying the appropriate amounts to avoid any legal or financial issues down the line.

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D) In a bilateral contract the consideration for each promise is A return promise.

A bilateral contract is an agreement wherein both parties pledge to keep their ends of the bargain in tact. Although it is not always the case, bilateral contracts usually call for an equal commitment or payment from the offeror and the offeree.

A bilateral contract may be a so-called "side deal" in more complicated circumstances, such multilateral trade negotiations. In other words, both parties are involved in the overall negotiations but may also decide that a unique contract tailored to their shared interests is necessary.

The most typical form of legally binding arrangement is the bilateral contract. Each party is both an obligee (a person to whom another is compelled or bound) and an obligor (a person to whom another is bound) on the promises of the other party. A contract is signed in order to make the agreement transparent and enforceable in court.

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Comparing this with the $110,000 offered today, we can see that $110,000 is greater than $66,587.81. Therefore, it would be better to take the $110,000 today.

To determine which option is better, we need to compare the present value of the $360,000 received in 14 years with the $110,000 offered today.

We can use the present value formula to calculate the present value of the $360,000 received in 14 years:

Present Value = Future Value / (1 + r)^n

Where r is the annual interest rate and n is the number of years.

In this case, r = 13% and n = 14, so:

Present Value = 360,000 / (1 + 0.13)^14

Present Value = $66,587.81

So, the present value of $360,000 received in 14 years at a 13% interest rate is $66,587.81.

Therefore,Comparing this with the $110,000 offered today, we can see that $110,000 is greater than $66,587.81. Therefore, it would be better to take the $110,000 today.

As for the second question, if you are offered $360,000 in 14 years and you can earn 13% on your money, the present value of $360,000 is $66,587.81.

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On the forward market, the dinar is selling for more money (the forward rate is higher than the spot rate). A premium of $1,200 [($2.775 $2.70) x 16,000 dinars] is included in the forward contract.

In accounting, amortization is the systematic depreciation of intangible assets over the course of their projected "useful economic life" to represent their consumption, expiration, obsolescence, or any other loss in value brought on by usage or the passage of time.

The premium will be amortized as an increase to net income over the life of the forward contract at the rate of $400 per month [$1,200 / 3 months].

a.   Cash Flow Hedge

Date             Journal Entry                                                                             Debit          Credit

12/1/20        Accounts Receivable (dinars)                          43,200                                        

                             Sales                                                        43,200                                                          

                    Record sales revenue and the foreign currency

                    account receivable.

                    [$2.70 x 16,000 dinars]

                    No entry for the forward contract.

12/31/20      Accounts Receivable (dinars)                             1,600                  

                             Foreign Exchange Gain or Loss                1,600                                        

                    Revalue the foreign currency account receivable

                    and recognize a foreign exchange gain.

                    [($2.80 − $2.70) x 16,000 dinars]

                    OCI                                                                           2,000                                                          

                            Forward Contract                                            2,000                                    

                    Then record the change in the fair value of forward

                    contract as a liability.

                    [($2.90 − $2.775) x 16,000 dinars]

                   Foreign Exchange Gain or Loss                            1,600                

                             OCI                                                                 1,600                                        

                    Record the foreign exchange loss on the forward

                    contract in order to offset foreign exchange gains on

                    account receivable.

                    OCI                                                                            400                        

                    Foreign Exchange Gain or Loss                             400                                  

                    Amortize the forward contract premium to the net income

                    over life of the contract.

                    [$1,200 x 1/3 = $400]

Impact on 2020 net income:

Sales                                                       $43,200

Foreign exchange gain (loss)                     400

Total                                                       $43,600

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the word Ecumenical means rules or principles should prove useful in contexts having nothing to do with supply chains.

Ecumenism, also spelled oecumenism, is the conception and principle that Christians who belong to different Christian appellations should work together to develop near connections among their churches and promote Christian concinnity. The adjective ecumenical is therefore applied to any action that encourages lesser cooperation and union among Christian appellations and churches.

The fact that all Christians belonging to mainstream Christian appellations profess faith in Jesus as Lord and Savior over a religionist's life, believe that the Bible is the inspired word of God( John 11), and admit investment according to the Trinitarian formula is seen as being a base for ecumenism and its thing of Christian concinnity.

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Option c: The significant decrease in the number of commercial banks between 1984 and 2016 was largely due to mergers and acquisitions.

A commercial bank is a financial institution that accepts deposits from the public and makes loans for consumption and investment purposes in order to make a profit.

It may also refer to a bank or a division of a large bank that deals with corporations and large/medium sized companies, to distinguish it from retail banks and investment banks. Commercial banks include private banks and public banks.

The term "commercial bank" refers to those that accept deposits, provide checking account services, issue various loans, and provide basic financial products such as certificates of deposit (CDs) and savings accounts to individuals and small businesses. refers to financial institutions that A commercial bank is where most people do their banking.

Commercial banks make their money by providing loans such as mortgages, auto loans, business loans, and personal loans and earning interest. Customer deposits provide the bank with capital to make these loans.

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The cost you incur annually for borrowing money, including fees, is stated as a percentage and is known as the annual percentage rate (APR).

As it includes both the interest rate and the fees you must pay to obtain the loan, the APR provides a more comprehensive picture of the cost of borrowing money to you. You'll pay more during the loan's life if the APR is higher.One of the most crucial indicators of the cost of borrowing money is the interest rate on a vehicle loan, together with the annual percentage rate (APR). Before you are legally required to take out the loan, the federal Truth in Lending Act (TILA) requires lenders to make particular disclosures to you about crucial terms, such as the APR.

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In accordance with the Full Faith and Credit clause, foreign laws, rules, and decisions must be regarded by the courts.

The need that state courts respect the laws and decisions of courts from other states is known as full faith and credit, and it is drawn from Article IV, Section 1 of the Constitution. By ensuring the consistency of rulings across the nation, this clause aims to avoid disagreement between states.

Also clarifies in 1738 that "matters originally litigated in that state should be governed by that state's preclusion standards." The Full Faith and Credit Clause makes sure that all other states accept and uphold judicial decisions made by courts in one state.

In accordance with the Full Faith and Credit clause, foreign laws, rules, and decisions must be regarded by the courts. As a result, if a couple marries in accordance with the rules of one state, the union must be recognized in its entirety by all other states.

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Option a is correct. According to Max Weber, bureaucracy hold offices as a 'profession', a career hallmark.

The term "bureaucracy" is of recent origin. The term "office" originally referred to the cloth covering the desks of high-ranking French government officials in his 18th-century absolutism before the French Revolution.

In the 19th century, derogatory use of the term spread to many European countries, where liberal critics of absolutist regimes typically described the tortuous procedures, narrow-mindedness, and high-handedness of dictatorial government officials. used the term to denounce its snobbish nature (Heinzen 1845). Since then, this derogatory connotation has become common.

Critics of complex organizations lacking a clear division of responsibility, or rigid rules and routines that pay little attention to specific cases, clumsy officials, slow operations and back passing, conflicting policies and duplication, empires construction, and concentration of control in a few hands, use the term regardless of party or political persuasion (Watson 1945). 

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